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PHVE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

PHVE

BE 0653.816.820
NACE 70.200, Business and other management consultancy
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€68,095
2024 · -€65,940+€134,035
Equity
€342,118
2024 · €274,024+€68,095
Cash
€77,768
2024 · €28,415+€49,354
Balance sheet total
€706,321
2024 · €947,904-€241,584

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€190,937

    down €190,937 (-23.3%), from €819,490 to €628,552

    of which Trade receivables: -€319,085

  • Deferred charges and accrued income -€100,000

    down €100,000 (-100.0%), from €100,000 to €0

  • Cash +€49,354

    up €49,354 (+173.7%), from €28,415 to €77,768

    mainly Receivables within one year (+€190,937) and Deferred charges and accrued income (+€100,000)

Equity and liabilities
  • Other debts -€188,825

    down €188,825 (-42.6%), from €442,771 to €253,945

  • Trade debts -€122,953

    down €122,953 (-53.2%), from €231,110 to €108,157

  • Profit (loss) carried forward +€68,095

    up €68,095 (+26.7%), from €254,977 to €323,072

Income statement
  • Gross operating margin +€147,682

    up €147,682, from -€64,133 to €83,550

  • Taxes +€11,113

    up €11,113 (+9007.3%), from €123 to €11,237

  • Financial charges +€2,457

    up €2,457 (+362.2%), from €678 to €3,135

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€65,940
Gross operating margin +€147,682
Other operating charges -€78
Financial charges -€2,457
Taxes -€11,113
Result 2025 €68,095

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€49,354
Investment €0
Financing €0
Cash 2024 €28,415
Net result for the year +€68,095
Receivables within one year +€190,937
Deferred charges and accrued income +€100,000
Trade debts -€122,953
Tax, wage and social debts +€2,100
Other debts -€188,825
Cash 2025 €77,768
Every line side by side 31 lines
Line Code 2024 2025 Change %
Total assets 20/58 €947,904 €706,321 -€241,584 -25.5%
Current assets 29/58 €947,904 €706,321 -€241,584 -25.5%
Amounts receivable within one year 40/41 €819,490 €628,552 -€190,937 -23.3%
Trade receivables 40 €394,598 €75,513 -€319,085 -80.9%
Other amounts receivable 41 €424,892 €553,040 +€128,148 +30.2%
Cash at bank and in hand 54/58 €28,415 €77,768 +€49,354 +173.7%
Deferred charges and accrued income 490/1 €100,000 €0 -€100,000 -100.0%
Total equity and liabilities 10/49 €947,904 €706,321 -€241,584 -25.5%
Equity 10/15 €274,024 €342,118 +€68,095 +24.8%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €446 €446 = 0.0%
Non-distributable reserves 130/1 €0 - =
Reserves not available under the articles 1311 €0 - =
Distributable reserves 133 €446 €446 = 0.0%
Profit (loss) carried forward 14 €254,977 €323,072 +€68,095 +26.7%
Amounts payable 17/49 €673,881 €364,202 -€309,678 -46.0%
Amounts payable within one year 42/48 €673,881 €364,202 -€309,678 -46.0%
Trade debts 44 €231,110 €108,157 -€122,953 -53.2%
Suppliers 440/4 €231,110 €108,157 -€122,953 -53.2%
Taxes, remuneration and social security 45 €0 €2,100 +€2,100
Taxes 450/3 €0 €2,100 +€2,100
Other amounts payable 47/48 €442,771 €253,945 -€188,825 -42.6%
Other operating charges 640/8 €1,006 €1,084 +€78 +7.8%
Gross operating margin 9900 -€64,133 €83,550 +€147,682
Operating profit (loss) 9901 -€65,138 €82,466 +€147,604
Financial charges 65/66B €678 €3,135 +€2,457 +362.2%
Recurring financial charges 65 €678 €3,135 +€2,457 +362.2%
Profit (loss) for the period before taxes 9903 -€65,817 €79,331 +€145,148
Income taxes 67/77 €123 €11,237 +€11,113 +9007.3%
Profit (loss) for the period 9904 -€65,940 €68,095 +€134,035
Profit (loss) for the period to be appropriated 9905 -€65,940 €68,095 +€134,035

Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.