PHONE TODAY: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
PHONE TODAY
Largest movements
- Receivables within one year -€36,293
down €36,293 (-99.5%), from €36,483 to €190
of which Other amounts receivable: -€34,309
- Tangible fixed assets -€13,580
down €13,580 (-50.0%), from €27,160 to €13,580
- Cash +€10,564
up €10,564 (+18.2%), from €58,159 to €68,724
mainly Receivables within one year (+€36,293) and Depreciation (+€13,580)
- Stocks and contracts -€5,261
down €5,261 (-32.6%), from €16,137 to €10,876
- Trade debts -€39,753
down €39,753 (-90.2%), from €44,057 to €4,305
- Debts after one year -€6,250
down €6,250 (-70.2%), from €8,906 to €2,657
- Gross operating margin +€24,447
up €24,447 (+105%), from €23,190 to €47,637
- Staff costs +€12,355
up €12,355 (+217%), from €5,681 to €18,036
- Taxes +€11,384
up €11,384 (+401%), from €2,841 to €14,225
- Other operating charges +€516
up €516 (+101%), from €511 to €1,027
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €138,086 | €93,370 | -€44,716 | -32.4% |
| Fixed assets | 21/28 | €27,160 | €13,580 | -€13,580 | -50.0% |
| Tangible fixed assets | 22/27 | €27,160 | €13,580 | -€13,580 | -50.0% |
| Furniture and vehicles | 24 | €27,160 | €13,580 | -€13,580 | -50.0% |
| Current assets | 29/58 | €110,926 | €79,790 | -€31,136 | -28.1% |
| Stocks and contracts in progress | 3 | €16,137 | €10,876 | -€5,261 | -32.6% |
| Stocks | 30/36 | €16,137 | €10,876 | -€5,261 | -32.6% |
| Amounts receivable within one year | 40/41 | €36,483 | €190 | -€36,293 | -99.5% |
| Trade receivables | 40 | €1,983 | - | -€1,983 | |
| Other amounts receivable | 41 | €34,499 | €190 | -€34,309 | -99.4% |
| Cash at bank and in hand | 54/58 | €58,159 | €68,724 | +€10,564 | +18.2% |
| Deferred charges and accrued income | 490/1 | €147 | - | -€147 | |
| Total equity and liabilities | 10/49 | €138,086 | €93,370 | -€44,716 | -32.4% |
| Equity | 10/15 | €67,171 | €67,432 | +€260 | +0.4% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €569 | €569 | = | 0.0% |
| Distributable reserves | 133 | €569 | €569 | = | 0.0% |
| Profit (loss) carried forward | 14 | €48,002 | €48,263 | +€260 | +0.5% |
| Amounts payable | 17/49 | €70,915 | €25,938 | -€44,977 | -63.4% |
| Amounts payable after more than one year | 17 | €8,906 | €2,657 | -€6,250 | -70.2% |
| Financial debts | 170/4 | €8,906 | €2,657 | -€6,250 | -70.2% |
| Amounts payable within one year | 42/48 | €62,008 | €23,281 | -€38,727 | -62.5% |
| Current portion of amounts payable after more than one year | 42 | €6,075 | €6,250 | +€175 | +2.9% |
| Trade debts | 44 | €44,057 | €4,305 | -€39,753 | -90.2% |
| Suppliers | 440/4 | €44,057 | €4,305 | -€39,753 | -90.2% |
| Taxes, remuneration and social security | 45 | €11,876 | €12,727 | +€851 | +7.2% |
| Taxes | 450/3 | €4,085 | €8,971 | +€4,885 | +120% |
| Remuneration and social security | 454/9 | €7,791 | €3,756 | -€4,035 | -51.8% |
| Remuneration, social security and pensions | 62 | €5,681 | €18,036 | +€12,355 | +217% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €13,937 | €13,580 | -€357 | -2.6% |
| Other operating charges | 640/8 | €511 | €1,027 | +€516 | +101% |
| Gross operating margin | 9900 | €23,190 | €47,637 | +€24,447 | +105% |
| Operating profit (loss) | 9901 | €3,061 | €14,993 | +€11,932 | +390% |
| Financial income | 75/76B | €5 | - | -€5 | |
| Recurring financial income | 75 | €5 | - | -€5 | |
| Financial charges | 65/66B | €661 | €508 | -€153 | -23.2% |
| Recurring financial charges | 65 | €661 | €508 | -€153 | -23.2% |
| Profit (loss) for the period before taxes | 9903 | €2,405 | €14,485 | +€12,080 | +502% |
| Income taxes | 67/77 | €2,841 | €14,225 | +€11,384 | +401% |
| Profit (loss) for the period | 9904 | -€435 | €260 | +€696 | |
| Profit (loss) for the period to be appropriated | 9905 | -€435 | €260 | +€696 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.