PHOENIX J HOLDING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
PHOENIX J HOLDING
Largest movements
No asset line moved by more than 1% of the balance sheet total.
- Other debts -€374,648
down €374,648 (-4.3%), from €8.6m to €8.2m
- Provisions +€372,148
new in 2025: €372,148
- Financial charges -€200,712
down €200,712 (-100.0%), from €200,766 to €54
- Other operating charges +€46
up €46 (+3.6%), from €1,264 to €1,309
- Gross operating margin -€3
down €3 (-3.1%), from -€85 to -€88
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €9,083,379 | €9,079,428 | -€3,951 | 0.0% |
| Fixed assets | 21/28 | €9,079,379 | €9,079,379 | = | 0.0% |
| Financial fixed assets | 28 | €9,079,379 | €9,079,379 | = | 0.0% |
| Current assets | 29/58 | €4,000 | €49 | -€3,951 | -98.8% |
| Cash at bank and in hand | 54/58 | €4,000 | €49 | -€3,951 | -98.8% |
| Total equity and liabilities | 10/49 | €9,083,379 | €9,079,428 | -€3,951 | 0.0% |
| Equity | 10/15 | €466,630 | €465,179 | -€1,451 | -0.3% |
| Contributions | 10/11 | €792,617 | €792,617 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€325,987 | -€327,438 | -€1,451 | -0.4% |
| Provisions and deferred taxes | 16 | - | €372,148 | +€372,148 | |
| Provisions for liabilities and charges | 160/5 | - | €372,148 | +€372,148 | |
| Environmental obligations | 163 | - | €372,148 | +€372,148 | |
| Amounts payable | 17/49 | €8,616,749 | €8,242,101 | -€374,648 | -4.3% |
| Amounts payable within one year | 42/48 | €8,616,749 | €8,242,101 | -€374,648 | -4.3% |
| Other amounts payable | 47/48 | €8,616,749 | €8,242,101 | -€374,648 | -4.3% |
| Other operating charges | 640/8 | €1,264 | €1,309 | +€46 | +3.6% |
| Gross operating margin | 9900 | -€85 | -€88 | -€3 | -3.1% |
| Operating profit (loss) | 9901 | -€1,349 | -€1,397 | -€49 | -3.6% |
| Financial charges | 65/66B | €200,766 | €54 | -€200,712 | -100.0% |
| Recurring financial charges | 65 | €200,766 | €54 | -€200,712 | -100.0% |
| Profit (loss) for the period before taxes | 9903 | -€202,114 | -€1,451 | +€200,663 | +99.3% |
| Profit (loss) for the period | 9904 | -€202,114 | -€1,451 | +€200,663 | +99.3% |
| Profit (loss) for the period to be appropriated | 9905 | -€202,114 | -€1,451 | +€200,663 | +99.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.