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PHOENIX Buildings&Developments: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

PHOENIX Buildings&Developments

BE 0403.404.687
NACE 43.990, Other specialised construction activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€42,965
2024 · €1,322-€44,287
Equity
-€26,942
2024 · €16,023-€42,965
Cash
-
2024 · €37-€37
Balance sheet total
€141,478
2024 · €149,991-€8,513

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€52,958

    down €52,958 (-37.5%), from €141,134 to €88,176

    of which Trade receivables: -€65,173

  • Stocks and contracts +€23,719

    new in 2025: €23,719

  • Tangible fixed assets +€20,896

    up €20,896 (+247.4%), from €8,447 to €29,343

Equity and liabilities
  • Profit (loss) carried forward -€42,965

    down €42,965 (-837.2%), from -€5,132 to -€48,097

  • Trade debts -€35,740

    down €35,740 (-28.6%), from €124,894 to €89,154

  • Debts after one year +€29,187

    new in 2025: €29,187

  • Tax, wage and social debts +€26,147

    up €26,147 (+1048.6%), from €2,493 to €28,640

    of which Remuneration and social security: +€23,515

  • Current portion of long-term debt +€14,345

    new in 2025: €14,345

Income statement
  • Staff costs +€53,594

    new in 2025: €53,594

  • Gross operating margin +€38,188

    up €38,188 (+242.4%), from €15,751 to €53,939

  • Financial charges +€25,466

    up €25,466 (+449.5%), from €5,665 to €31,131

  • Other operating charges +€2,880

    up €2,880 (+511.5%), from €563 to €3,443

  • Depreciation +€1,776

    up €1,776 (+25.5%), from €6,960 to €8,736

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €1,322
Gross operating margin +€38,188
Staff costs -€53,594
Depreciation -€1,776
Other operating charges -€2,880
Financial charges -€25,466
Taxes +€1,241
Result 2025 -€42,965

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€9,722
Investment -€29,632
Financing +€39,317
Cash 2024 €37
Net result for the year -€42,965
Depreciation +€8,736
Stocks and contracts -€23,719
Receivables within one year +€52,958
Deferred charges and accrued income +€132
Trade debts -€35,740
Tax, wage and social debts +€26,147
Other debts +€952
Accrued charges and deferred income +€3,777
Investment in fixed assets (net) -€29,632
Debts after one year +€29,187
Current portion of long-term debt +€14,345
Short-term financial debts -€4,215
Contributions, distributions and other -€0
Cash 2025 €0
Every line side by side 44 lines
Line Code 2024 2025 Change %
Total assets 20/58 €149,991 €141,478 -€8,513 -5.7%
Fixed assets 21/28 €8,687 €29,583 +€20,896 +240.5%
Tangible fixed assets 22/27 €8,447 €29,343 +€20,896 +247.4%
Furniture and vehicles 24 €8,447 €29,343 +€20,896 +247.4%
Financial fixed assets 28 €240 €240 = 0.0%
Current assets 29/58 €141,304 €111,895 -€29,409 -20.8%
Stocks and contracts in progress 3 - €23,719 +€23,719
Stocks 30/36 - €23,719 +€23,719
Amounts receivable within one year 40/41 €141,134 €88,176 -€52,958 -37.5%
Trade receivables 40 €139,823 €74,650 -€65,173 -46.6%
Other amounts receivable 41 €1,312 €13,526 +€12,214 +931.3%
Cash at bank and in hand 54/58 €37 - -€37
Deferred charges and accrued income 490/1 €132 - -€132
Total equity and liabilities 10/49 €149,991 €141,478 -€8,513 -5.7%
Equity 10/15 €16,023 -€26,942 -€42,965
Contributions 10/11 €18,592 €18,592 -€0 0.0%
Reserves 13 €2,563 €2,563 -€0 0.0%
Distributable reserves 133 €2,563 €2,563 -€0 0.0%
Profit (loss) carried forward 14 -€5,132 -€48,097 -€42,965 -837.2%
Amounts payable 17/49 €133,968 €168,420 +€34,453 +25.7%
Amounts payable after more than one year 17 - €29,187 +€29,187
Financial debts 170/4 - €29,187 +€29,187
Amounts payable within one year 42/48 €133,968 €135,456 +€1,489 +1.1%
Current portion of amounts payable after more than one year 42 - €14,345 +€14,345
Financial debts 43 €5,296 €1,081 -€4,215 -79.6%
Credit institutions 430/8 €5,296 €1,081 -€4,215 -79.6%
Trade debts 44 €124,894 €89,154 -€35,740 -28.6%
Suppliers 440/4 €124,894 €89,154 -€35,740 -28.6%
Taxes, remuneration and social security 45 €2,493 €28,640 +€26,147 +1048.6%
Taxes 450/3 €2,493 €5,125 +€2,632 +105.5%
Remuneration and social security 454/9 - €23,515 +€23,515
Other amounts payable 47/48 €1,284 €2,236 +€952 +74.1%
Accrued charges and deferred income 492/3 - €3,777 +€3,777
Remuneration, social security and pensions 62 - €53,594 +€53,594
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €6,960 €8,736 +€1,776 +25.5%
Other operating charges 640/8 €563 €3,443 +€2,880 +511.5%
Gross operating margin 9900 €15,751 €53,939 +€38,188 +242.4%
Operating profit (loss) 9901 €8,228 -€11,834 -€20,062
Financial charges 65/66B €5,665 €31,131 +€25,466 +449.5%
Recurring financial charges 65 €5,665 €31,131 +€25,466 +449.5%
Profit (loss) for the period before taxes 9903 €2,563 -€42,965 -€45,528
Income taxes 67/77 €1,241 - -€1,241
Profit (loss) for the period 9904 €1,322 -€42,965 -€44,287
Profit (loss) for the period to be appropriated 9905 €1,322 -€42,965 -€44,287

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.