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PhLM: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

PhLM

BE 0881.217.482
NACE 16.230, Manufacture of other builders' carpentry and joinery
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€10,044
2024 · €4,129-€14,173
Equity
€90,769
2024 · €102,529-€11,759
Cash
€49,306
2024 · €44,971+€4,336
Balance sheet total
€294,396
2024 · €319,693-€25,297

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€29,738

    down €29,738 (-11.2%), from €266,186 to €236,448

    of which Land and buildings: -€16,254

  • Cash +€4,336

    up €4,336 (+9.6%), from €44,971 to €49,306

    mainly Depreciation (+€33,018) and Short-term financial debts (+€19,839)

Equity and liabilities
  • Other debts -€37,570

    down €37,570 (-30.2%), from €124,303 to €86,734

  • Short-term financial debts +€19,839

    up €19,839 (+23.3%), from €85,117 to €104,956

  • Profit (loss) carried forward -€10,877

    down €10,877 (-23.4%), from €46,441 to €35,564

  • Advances received +€3,884

    new in 2025: €3,884

Income statement
  • Gross operating margin -€11,919

    down €11,919 (-27.1%), from €43,968 to €32,050

  • Other operating charges +€2,174

    up €2,174 (+164.5%), from €1,322 to €3,496

  • Taxes -€1,494

    down €1,494 (-82.7%), from €1,806 to €312

  • Depreciation +€1,474

    up €1,474 (+4.7%), from €31,545 to €33,018

  • Financial charges +€555

    up €555 (+8.5%), from €6,549 to €7,104

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €4,129
Gross operating margin -€11,919
Depreciation -€1,474
Other operating charges -€2,174
Financial income +€454
Financial charges -€555
Taxes +€1,494
Result 2025 -€10,044

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€10,507
Investment -€3,280
Financing +€18,124
Cash 2024 €44,971
Net result for the year -€10,044
Depreciation +€33,018
Stocks and contracts -€917
Receivables within one year +€1,055
Deferred charges and accrued income -€243
Trade debts +€124
Tax, wage and social debts +€185
Advances received +€3,884
Other debts -€37,570
Investment in fixed assets (net) -€3,280
Short-term financial debts +€19,839
Contributions, distributions and other -€1,716
Cash 2025 €49,306
Every line side by side 44 lines
Line Code 2024 2025 Change %
Total assets 20/58 €319,693 €294,396 -€25,297 -7.9%
Fixed assets 21/28 €266,186 €236,448 -€29,738 -11.2%
Tangible fixed assets 22/27 €266,186 €236,448 -€29,738 -11.2%
Land and buildings 22 €215,274 €199,019 -€16,254 -7.6%
Plant, machinery and equipment 23 €28,241 €24,620 -€3,621 -12.8%
Furniture and vehicles 24 €22,671 €12,808 -€9,863 -43.5%
Current assets 29/58 €53,508 €57,948 +€4,440 +8.3%
Stocks and contracts in progress 3 €599 €1,515 +€917 +153.1%
Stocks 30/36 €599 €1,515 +€917 +153.1%
Contracts in progress 37 - €0 =
Amounts receivable within one year 40/41 €6,609 €5,554 -€1,055 -16.0%
Trade receivables 40 €1,156 €748 -€408 -35.3%
Other amounts receivable 41 €5,453 €4,806 -€647 -11.9%
Cash at bank and in hand 54/58 €44,971 €49,306 +€4,336 +9.6%
Deferred charges and accrued income 490/1 €1,329 €1,572 +€243 +18.3%
Total equity and liabilities 10/49 €319,693 €294,396 -€25,297 -7.9%
Equity 10/15 €102,529 €90,769 -€11,759 -11.5%
Contributions 10/11 €14,260 €14,260 = 0.0%
Reserves 13 €30,346 €30,346 = 0.0%
Distributable reserves 133 €30,346 €30,346 = 0.0%
Profit (loss) carried forward 14 €46,441 €35,564 -€10,877 -23.4%
Investment grants 15 €11,482 €10,599 -€883 -7.7%
Amounts payable 17/49 €217,165 €203,627 -€13,538 -6.2%
Amounts payable within one year 42/48 €217,165 €203,627 -€13,538 -6.2%
Financial debts 43 €85,117 €104,956 +€19,839 +23.3%
Credit institutions 430/8 €85,117 €104,956 +€19,839 +23.3%
Trade debts 44 €5,555 €5,679 +€124 +2.2%
Suppliers 440/4 €5,555 €5,679 +€124 +2.2%
Advances received on contracts in progress 46 - €3,884 +€3,884
Taxes, remuneration and social security 45 €2,189 €2,374 +€185 +8.4%
Taxes 450/3 €2,189 €2,374 +€185 +8.4%
Other amounts payable 47/48 €124,303 €86,734 -€37,570 -30.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €31,545 €33,018 +€1,474 +4.7%
Other operating charges 640/8 €1,322 €3,496 +€2,174 +164.5%
Gross operating margin 9900 €43,968 €32,050 -€11,919 -27.1%
Operating profit (loss) 9901 €11,102 -€4,465 -€15,567
Financial income 75/76B €1,382 €1,837 +€454 +32.9%
Recurring financial income 75 €1,382 €1,837 +€454 +32.9%
Financial charges 65/66B €6,549 €7,104 +€555 +8.5%
Recurring financial charges 65 €6,549 €7,104 +€555 +8.5%
Profit (loss) for the period before taxes 9903 €5,935 -€9,732 -€15,667
Income taxes 67/77 €1,806 €312 -€1,494 -82.7%
Profit (loss) for the period 9904 €4,129 -€10,044 -€14,173
Profit (loss) for the period to be appropriated 9905 €4,129 -€10,044 -€14,173

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.