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PHILOO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

PHILOO

BE 0786.391.173
NACE 62.100, Computer programming
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€10,150
2024 · €11,464-€1,314
Equity
€79,518
2024 · €69,368+€10,150
Cash
€71,247
2024 · €65,264+€5,983
Balance sheet total
€98,233
2024 · €98,229+€4

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€7,453

    down €7,453 (-31.8%), from €23,421 to €15,968

  • Cash +€5,983

    up €5,983 (+9.2%), from €65,264 to €71,247

    mainly Net result for the year (+€10,150) and Depreciation (+€7,453)

Equity and liabilities
  • Profit (loss) carried forward +€10,150

    up €10,150 (+14.8%), from €68,368 to €78,518

  • Debts after one year -€7,309

    down €7,309 (-85.5%), from €8,551 to €1,242

  • Other debts -€2,905

    down €2,905 (-24.8%), from €11,712 to €8,806

Income statement
  • Gross operating margin -€1,258

    down €1,258 (-5.2%), from €24,047 to €22,789

  • Other operating charges +€393

    up €393 (+38.3%), from €1,028 to €1,421

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €11,464
Gross operating margin -€1,258
Other operating charges -€393
Financial income -€1
Financial charges +€229
Taxes +€109
Result 2025 €10,150

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€13,555
Investment -€500
Financing -€7,073
Cash 2024 €65,264
Net result for the year +€10,150
Depreciation +€7,453
Receivables within one year -€975
Trade debts -€59
Tax, wage and social debts -€109
Other debts -€2,905
Investment in fixed assets (net) -€500
Debts after one year -€7,309
Current portion of long-term debt +€237
Cash 2025 €71,247
Every line side by side 36 lines
Line Code 2024 2025 Change %
Total assets 20/58 €98,229 €98,233 +€4 0.0%
Fixed assets 21/28 €23,421 €16,468 -€6,953 -29.7%
Tangible fixed assets 22/27 €23,421 €15,968 -€7,453 -31.8%
Furniture and vehicles 24 €23,421 €15,968 -€7,453 -31.8%
Financial fixed assets 28 - €500 +€500
Current assets 29/58 €74,807 €81,765 +€6,958 +9.3%
Amounts receivable within one year 40/41 €9,543 €10,518 +€975 +10.2%
Trade receivables 40 €9,290 €10,087 +€796 +8.6%
Other amounts receivable 41 €253 €432 +€179 +70.7%
Cash at bank and in hand 54/58 €65,264 €71,247 +€5,983 +9.2%
Total equity and liabilities 10/49 €98,229 €98,233 +€4 0.0%
Equity 10/15 €69,368 €79,518 +€10,150 +14.6%
Contributions 10/11 €1,000 €1,000 = 0.0%
Profit (loss) carried forward 14 €68,368 €78,518 +€10,150 +14.8%
Amounts payable 17/49 €28,861 €18,715 -€10,146 -35.2%
Amounts payable after more than one year 17 €8,551 €1,242 -€7,309 -85.5%
Financial debts 170/4 €8,551 €1,242 -€7,309 -85.5%
Amounts payable within one year 42/48 €20,309 €17,473 -€2,836 -14.0%
Current portion of amounts payable after more than one year 42 €7,073 €7,309 +€237 +3.4%
Trade debts 44 €631 €573 -€59 -9.3%
Suppliers 440/4 €631 €573 -€59 -9.3%
Taxes, remuneration and social security 45 €894 €785 -€109 -12.2%
Taxes 450/3 €894 €785 -€109 -12.2%
Other amounts payable 47/48 €11,712 €8,806 -€2,905 -24.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €7,453 €7,453 = 0.0%
Other operating charges 640/8 €1,028 €1,421 +€393 +38.3%
Gross operating margin 9900 €24,047 €22,789 -€1,258 -5.2%
Operating profit (loss) 9901 €15,566 €13,914 -€1,652 -10.6%
Financial income 75/76B €3 €2 -€1 -33.4%
Recurring financial income 75 €3 €2 -€1 -33.4%
Financial charges 65/66B €710 €481 -€229 -32.3%
Recurring financial charges 65 €710 €481 -€229 -32.3%
Profit (loss) for the period before taxes 9903 €14,858 €13,435 -€1,423 -9.6%
Income taxes 67/77 €3,394 €3,285 -€109 -3.2%
Profit (loss) for the period 9904 €11,464 €10,150 -€1,314 -11.5%
Profit (loss) for the period to be appropriated 9905 €11,464 €10,150 -€1,314 -11.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.