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PHELECT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

PHELECT

BE 0439.839.075
NACE 95.319, Other maintenance and repair of motor vehicles
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€1.4m
2024 · €1.6m-€215,167
Equity
€2.5m
2024 · €1.2m+€1.4m
Cash
€364,181
2024 · €698,489-€334,309
Balance sheet total
€2.9m
2024 · €3.0m-€78,516

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€1.1m

    up €1.1m (+211.3%), from €497,279 to €1.5m

  • Receivables within one year -€906,933

    down €906,933 (-64.5%), from €1.4m to €498,424

  • Cash -€334,309

    down €334,309 (-47.9%), from €698,489 to €364,181

    mainly Other debts (-€1.2m) and Stocks and contracts (-€1.1m)

  • Tangible fixed assets +€120,888

    up €120,888 (+33.1%), from €365,031 to €485,919

    of which Furniture and vehicles: +€103,125

Equity and liabilities
  • Other debts -€1.2m

    down €1.2m (-96.8%), from €1.3m to €40,000

  • Profit (loss) carried forward +€1.2m

    up €1.2m (+145.4%), from €813,598 to €2.0m

  • Reserves +€168,400

    up €168,400 (+53.4%), from €315,645 to €484,045

    of which Tax-exempt reserves: +€168,400

  • Trade debts -€104,413

    down €104,413 (-52.4%), from €199,426 to €95,013

  • Tax, wage and social debts -€98,513

    down €98,513 (-27.2%), from €362,195 to €263,682

    of which Taxes: -€94,021

Income statement
  • Staff costs +€165,696

    up €165,696 (+16.0%), from €1.0m to €1.2m

  • Gross operating margin -€99,357

    down €99,357 (-3.1%), from €3.2m to €3.1m

  • Taxes -€69,472

    down €69,472 (-13.1%), from €531,233 to €461,761

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €1.6m
Gross operating margin -€99,357
Staff costs -€165,696
Depreciation -€8,531
Write-downs +€7,105
Provisions -€116
Other operating charges -€11,783
Other operating items -€10,285
Financial income +€4,097
Financial charges -€73
Taxes +€69,472
Result 2025 €1.4m

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€130,415
Investment -€203,893
Financing €0
Cash 2024 €698,489
Net result for the year +€1.4m
Depreciation +€83,006
Stocks and contracts -€1.1m
Receivables within one year +€906,933
Deferred charges and accrued income +€8,903
Trade debts -€104,413
Tax, wage and social debts -€98,513
Other debts -€1.2m
Accrued charges and deferred income -€48
Investment in fixed assets (net) -€203,893
Cash 2025 €364,181
Every line side by side 50 lines
Line Code 2024 2025 Change %
Total assets 20/58 €2,992,442 €2,913,927 -€78,516 -2.6%
Fixed assets 21/28 €365,031 €485,919 +€120,888 +33.1%
Tangible fixed assets 22/27 €365,031 €485,919 +€120,888 +33.1%
Land and buildings 22 €164,663 €158,346 -€6,317 -3.8%
Plant, machinery and equipment 23 €315 €24,395 +€24,080 +7642.4%
Furniture and vehicles 24 €200,053 €303,178 +€103,125 +51.5%
Current assets 29/58 €2,627,411 €2,428,008 -€199,404 -7.6%
Stocks and contracts in progress 3 €497,279 €1,548,020 +€1.1m +211.3%
Stocks 30/36 €497,279 €1,548,020 +€1.1m +211.3%
Amounts receivable within one year 40/41 €1,405,357 €498,424 -€906,933 -64.5%
Trade receivables 40 €1,405,357 €498,424 -€906,933 -64.5%
Cash at bank and in hand 54/58 €698,489 €364,181 -€334,309 -47.9%
Deferred charges and accrued income 490/1 €26,286 €17,383 -€8,903 -33.9%
Total equity and liabilities 10/49 €2,992,442 €2,913,927 -€78,516 -2.6%
Equity 10/15 €1,164,019 €2,515,112 +€1.4m +116.1%
Contributions 10/11 €20,000 €20,000 = 0.0%
Reserves 13 €315,645 €484,045 +€168,400 +53.4%
Non-distributable reserves 130/1 €2,000 €2,000 = 0.0%
Reserves not available under the articles 1311 €2,000 €2,000 = 0.0%
Tax-exempt reserves 132 €313,645 €482,045 +€168,400 +53.7%
Profit (loss) carried forward 14 €813,598 €1,996,291 +€1.2m +145.4%
Investment grants 15 €14,776 €14,776 = 0.0%
Amounts payable 17/49 €1,828,424 €398,814 -€1.4m -78.2%
Amounts payable within one year 42/48 €1,828,256 €398,695 -€1.4m -78.2%
Current portion of amounts payable after more than one year 42 €0 - =
Trade debts 44 €199,426 €95,013 -€104,413 -52.4%
Suppliers 440/4 €199,426 €95,013 -€104,413 -52.4%
Taxes, remuneration and social security 45 €362,195 €263,682 -€98,513 -27.2%
Taxes 450/3 €193,132 €99,111 -€94,021 -48.7%
Remuneration and social security 454/9 €169,063 €164,571 -€4,491 -2.7%
Other amounts payable 47/48 €1,266,636 €40,000 -€1.2m -96.8%
Accrued charges and deferred income 492/3 €167 €119 -€48 -28.9%
Non-recurring operating income 76A €3,000 €1,339 -€1,661 -55.4%
Remuneration, social security and pensions 62 €1,034,358 €1,200,054 +€165,696 +16.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €74,475 €83,006 +€8,531 +11.5%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 €0 -€7,105 -€7,105
Provisions for liabilities and charges: additions (uses and reversals) 635/8 €2,593 €2,709 +€116 +4.5%
Other operating charges 640/8 €22,374 €34,157 +€11,783 +52.7%
Non-recurring operating charges 66A - €10,285 +€10,285
Gross operating margin 9900 €3,230,898 €3,131,541 -€99,357 -3.1%
Operating profit (loss) 9901 €2,097,098 €1,808,435 -€288,663 -13.8%
Financial income 75/76B €951 €5,048 +€4,097 +430.6%
Recurring financial income 75 €951 €5,048 +€4,097 +430.6%
Financial charges 65/66B €555 €629 +€73 +13.2%
Recurring financial charges 65 €555 €629 +€73 +13.2%
Profit (loss) for the period before taxes 9903 €2,097,494 €1,812,855 -€284,640 -13.6%
Income taxes 67/77 €531,233 €461,761 -€69,472 -13.1%
Profit (loss) for the period 9904 €1,566,261 €1,351,094 -€215,167 -13.7%
Transfer to tax-exempt reserves 689 €168,400 €168,400 = 0.0%
Profit (loss) for the period to be appropriated 9905 €1,397,861 €1,182,694 -€215,167 -15.4%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.