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PHARMONY: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

PHARMONY

BE 0830.310.102
NACE 70.200, Business and other management consultancy
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€255,925
2024 · -€348,730+€92,805
Equity
-€4.1m
2024 · -€3.8m-€255,925
Cash
€21,156
2024 · €8,541+€12,616
Balance sheet total
€226,511
2024 · €150,066+€76,444

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€63,575

    up €63,575 (+55.8%), from €113,855 to €177,430

  • Cash +€12,616

    up €12,616 (+147.7%), from €8,541 to €21,156

    mainly Trade debts (+€501,756) and Tax, wage and social debts (+€36,944)

  • Deferred charges and accrued income +€3,394

    new in 2025: €3,394

Equity and liabilities
  • Trade debts +€501,756

    up €501,756 (+51.1%), from €981,584 to €1.5m

  • Profit (loss) carried forward -€255,925

    down €255,925 (-6.5%), from -€3.9m to -€4.2m

  • Current portion of long-term debt -€171,875

    down €171,875 (-91.7%), from €187,500 to €15,625

  • Tax, wage and social debts +€36,944

    up €36,944 (+34.6%), from €106,775 to €143,719

    of which Taxes: +€31,286

  • Debts after one year -€18,500

    down €18,500 (-0.7%), from €2.7m to €2.7m

Income statement
  • Gross operating margin +€82,069

    up €82,069 (+21.7%), from €377,931 to €460,000

  • Financial charges -€62,816

    down €62,816 (-92.4%), from €67,957 to €5,141

  • Staff costs +€51,070

    up €51,070 (+7.9%), from €646,306 to €697,376

  • Write-downs +€9,363

    new in 2025: €9,363

  • Taxes -€7,035

    down €7,035 (-82.3%), from €8,550 to €1,515

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€348,730
Gross operating margin +€82,069
Staff costs -€51,070
Depreciation +€1,194
Write-downs -€9,363
Other operating charges +€124
Financial charges +€62,816
Taxes +€7,035
Result 2025 -€255,925

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€202,991
Investment €0
Financing -€190,375
Cash 2024 €8,541
Net result for the year -€255,925
Depreciation +€880
Stocks and contracts +€2,260
Receivables within one year -€63,575
Deferred charges and accrued income -€3,394
Trade debts +€501,756
Tax, wage and social debts +€36,944
Accrued charges and deferred income -€15,955
Debts after one year -€18,500
Current portion of long-term debt -€171,875
Cash 2025 €21,156
Every line side by side 39 lines
Line Code 2024 2025 Change %
Total assets 20/58 €150,066 €226,511 +€76,444 +50.9%
Fixed assets 21/28 €11,324 €10,444 -€880 -7.8%
Tangible fixed assets 22/27 €1,211 €330 -€880 -72.7%
Furniture and vehicles 24 €1,211 €330 -€880 -72.7%
Financial fixed assets 28 €10,113 €10,113 = 0.0%
Current assets 29/58 €138,742 €216,067 +€77,325 +55.7%
Stocks and contracts in progress 3 €16,347 €14,087 -€2,260 -13.8%
Stocks 30/36 €16,347 €14,087 -€2,260 -13.8%
Amounts receivable within one year 40/41 €113,855 €177,430 +€63,575 +55.8%
Trade receivables 40 €113,855 €177,430 +€63,575 +55.8%
Cash at bank and in hand 54/58 €8,541 €21,156 +€12,616 +147.7%
Deferred charges and accrued income 490/1 - €3,394 +€3,394
Total equity and liabilities 10/49 €150,066 €226,511 +€76,444 +50.9%
Equity 10/15 -€3,818,585 -€4,074,509 -€255,925 -6.7%
Contributions 10/11 €119,012 €119,012 = 0.0%
Profit (loss) carried forward 14 -€3,937,597 -€4,193,522 -€255,925 -6.5%
Amounts payable 17/49 €3,968,651 €4,301,020 +€332,369 +8.4%
Amounts payable after more than one year 17 €2,676,837 €2,658,337 -€18,500 -0.7%
Financial debts 170/4 €2,676,837 €2,658,337 -€18,500 -0.7%
Amounts payable within one year 42/48 €1,275,859 €1,642,684 +€366,824 +28.8%
Current portion of amounts payable after more than one year 42 €187,500 €15,625 -€171,875 -91.7%
Trade debts 44 €981,584 €1,483,340 +€501,756 +51.1%
Suppliers 440/4 €981,584 €1,483,340 +€501,756 +51.1%
Taxes, remuneration and social security 45 €106,775 €143,719 +€36,944 +34.6%
Taxes 450/3 €33,741 €65,028 +€31,286 +92.7%
Remuneration and social security 454/9 €73,034 €78,691 +€5,657 +7.7%
Accrued charges and deferred income 492/3 €15,955 - -€15,955
Remuneration, social security and pensions 62 €646,306 €697,376 +€51,070 +7.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €2,074 €880 -€1,194 -57.6%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 - €9,363 +€9,363
Other operating charges 640/8 €1,773 €1,650 -€124 -7.0%
Gross operating margin 9900 €377,931 €460,000 +€82,069 +21.7%
Operating profit (loss) 9901 -€272,223 -€249,269 +€22,954 +8.4%
Financial charges 65/66B €67,957 €5,141 -€62,816 -92.4%
Recurring financial charges 65 €67,957 €5,141 -€62,816 -92.4%
Profit (loss) for the period before taxes 9903 -€340,180 -€254,410 +€85,770 +25.2%
Income taxes 67/77 €8,550 €1,515 -€7,035 -82.3%
Profit (loss) for the period 9904 -€348,730 -€255,925 +€92,805 +26.6%
Profit (loss) for the period to be appropriated 9905 -€348,730 -€255,925 +€92,805 +26.6%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.