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PHANPHAN: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

PHANPHAN

BE 0806.114.243
NACE 70.200, Business and other management consultancy
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€6,869
2024 · €8,991-€15,860
Equity
€145,413
2024 · €152,282-€6,869
Cash
€47,860
2024 · €49,673-€1,813
Balance sheet total
€228,392
2024 · €183,660+€44,732

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€62,663

    up €62,663 (+2902.1%), from €2,159 to €64,822

    of which Furniture and vehicles: +€63,132

  • Receivables within one year -€16,532

    down €16,532 (-67.3%), from €24,558 to €8,027

    of which Other amounts receivable: -€16,532

Equity and liabilities
  • Debts after one year +€43,986

    up €43,986 (+2867.8%), from €1,534 to €45,520

  • Current portion of long-term debt +€12,741

    up €12,741 (+984.8%), from €1,294 to €14,035

  • Other debts -€9,188

    down €9,188 (-35.5%), from €25,868 to €16,679

  • Profit (loss) carried forward -€6,869

    down €6,869 (-5.2%), from €131,822 to €124,953

  • Tax, wage and social debts +€6,100

    up €6,100, from €0 to €6,100

    of which Taxes: +€6,100

Income statement
  • Depreciation +€10,138

    up €10,138 (+2249.8%), from €451 to €10,589

  • Gross operating margin -€8,650

    down €8,650 (-52.1%), from €16,593 to €7,943

  • Taxes -€3,586

    down €3,586 (-100.0%), from €3,586 to €0

  • Financial charges +€920

    up €920 (+52.8%), from €1,743 to €2,664

  • Other operating charges -€461

    down €461 (-25.0%), from €1,840 to €1,379

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €8,991
Gross operating margin -€8,650
Staff costs -€330
Depreciation -€10,138
Other operating charges +€461
Financial income +€130
Financial charges -€920
Taxes +€3,586
Result 2025 -€6,869

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€14,711
Investment -€73,251
Financing +€56,727
Cash 2024 €49,673
Net result for the year -€6,869
Depreciation +€10,589
Receivables within one year +€16,532
Deferred charges and accrued income -€414
Trade debts -€2,038
Tax, wage and social debts +€6,100
Other debts -€9,188
Investment in fixed assets (net) -€73,251
Debts after one year +€43,986
Current portion of long-term debt +€12,741
Cash 2025 €47,860
Every line side by side 45 lines
Line Code 2024 2025 Change %
Total assets 20/58 €183,660 €228,392 +€44,732 +24.4%
Fixed assets 21/28 €109,429 €172,092 +€62,663 +57.3%
Tangible fixed assets 22/27 €2,159 €64,822 +€62,663 +2902.1%
Plant, machinery and equipment 23 €2,154 €1,685 -€469 -21.8%
Furniture and vehicles 24 €5 €63,137 +€63,132 +1270254.3%
Financial fixed assets 28 €107,270 €107,270 = 0.0%
Current assets 29/58 €74,231 €56,300 -€17,931 -24.2%
Amounts receivable within one year 40/41 €24,558 €8,027 -€16,532 -67.3%
Trade receivables 40 €0 - =
Other amounts receivable 41 €24,558 €8,027 -€16,532 -67.3%
Cash at bank and in hand 54/58 €49,673 €47,860 -€1,813 -3.6%
Deferred charges and accrued income 490/1 €0 €414 +€414
Total equity and liabilities 10/49 €183,660 €228,392 +€44,732 +24.4%
Equity 10/15 €152,282 €145,413 -€6,869 -4.5%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €1,860 €1,860 = 0.0%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Profit (loss) carried forward 14 €131,822 €124,953 -€6,869 -5.2%
Amounts payable 17/49 €31,378 €82,979 +€51,601 +164.4%
Amounts payable after more than one year 17 €1,534 €45,520 +€43,986 +2867.8%
Financial debts 170/4 €1,534 €45,520 +€43,986 +2867.8%
Amounts payable within one year 42/48 €29,844 €37,460 +€7,615 +25.5%
Current portion of amounts payable after more than one year 42 €1,294 €14,035 +€12,741 +984.8%
Financial debts 43 €0 - =
Credit institutions 430/8 €0 - =
Trade debts 44 €2,683 €645 -€2,038 -76.0%
Suppliers 440/4 €2,683 €645 -€2,038 -76.0%
Taxes, remuneration and social security 45 €0 €6,100 +€6,100
Taxes 450/3 €0 €6,100 +€6,100
Remuneration and social security 454/9 €0 - =
Other amounts payable 47/48 €25,868 €16,679 -€9,188 -35.5%
Remuneration, social security and pensions 62 - €330 +€330
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €451 €10,589 +€10,138 +2249.8%
Other operating charges 640/8 €1,840 €1,379 -€461 -25.0%
Gross operating margin 9900 €16,593 €7,943 -€8,650 -52.1%
Operating profit (loss) 9901 €14,302 -€4,355 -€18,657
Financial income 75/76B €19 €149 +€130 +701.3%
Recurring financial income 75 €19 €149 +€130 +701.3%
Financial charges 65/66B €1,743 €2,664 +€920 +52.8%
Recurring financial charges 65 €1,743 €2,664 +€920 +52.8%
Profit (loss) for the period before taxes 9903 €12,577 -€6,869 -€19,447
Income taxes 67/77 €3,586 €0 -€3,586 -100.0%
Profit (loss) for the period 9904 €8,991 -€6,869 -€15,860
Profit (loss) for the period to be appropriated 9905 €8,991 -€6,869 -€15,860

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.