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PGR Construct: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

PGR Construct

BE 0802.885.826
NACE 41.001, General construction of residential buildings
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
-€3,009
2023 · €16,250-€19,260
Equity
€23,241
2023 · €26,250-€3,009
Cash
€6,049
2023 · €22,187-€16,138
Balance sheet total
€51,789
2023 · €84,495-€32,706

Largest movements

2023 to 2024
Assets
  • Cash -€16,138

    down €16,138 (-72.7%), from €22,187 to €6,049

    mainly Other debts (-€21,057) and Trade debts (-€9,729)

  • Tangible fixed assets -€15,222

    down €15,222 (-47.9%), from €31,778 to €16,556

    of which Furniture and vehicles: -€12,222

  • Receivables within one year -€8,173

    down €8,173 (-26.8%), from €30,529 to €22,355

    of which Trade receivables: -€11,964

  • Deferred charges and accrued income +€4,328

    new in 2024: €4,328

  • Stocks and contracts +€2,500

    new in 2024: €2,500

Equity and liabilities
  • Other debts -€21,057

    down €21,057 (-52.1%), from €40,442 to €19,385

  • Trade debts -€9,729

    down €9,729 (-79.2%), from €12,279 to €2,551

  • Profit (loss) carried forward -€3,009

    down €3,009 (-18.5%), from €16,250 to €13,241

  • Tax, wage and social debts +€1,090

    up €1,090 (+19.7%), from €5,523 to €6,613

Income statement
  • Gross operating margin -€8,550

    down €8,550 (-34.0%), from €25,129 to €16,579

  • Write-downs +€7,250

    new in 2024: €7,250

  • Taxes -€4,423

    down €4,423 (-81.2%), from €5,447 to €1,024

  • Financial charges +€3,495

    up €3,495 (+1660.6%), from €210 to €3,706

  • Depreciation +€3,111

    up €3,111 (+96.6%), from €3,222 to €6,333

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €16,250
Gross operating margin -€8,550
Depreciation -€3,111
Write-downs -€7,250
Other operating charges -€1,276
Financial income +€0
Financial charges -€3,495
Taxes +€4,423
Result 2024 -€3,009

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€25,027
Investment +€8,889
Financing €0
Cash 2023 €22,187
Net result for the year -€3,009
Depreciation +€6,333
Stocks and contracts -€2,500
Receivables within one year +€8,173
Deferred charges and accrued income -€4,328
Trade debts -€9,729
Tax, wage and social debts +€1,090
Other debts -€21,057
Investment in fixed assets (net) +€8,889
Cash 2024 €6,049
Every line side by side 38 lines
Line Code 2023 2024 Change %
Total assets 20/58 €84,495 €51,789 -€32,706 -38.7%
Fixed assets 21/28 €31,779 €16,557 -€15,222 -47.9%
Intangible fixed assets 21 €1 €1 = 0.0%
Tangible fixed assets 22/27 €31,778 €16,556 -€15,222 -47.9%
Plant, machinery and equipment 23 €14,000 €11,000 -€3,000 -21.4%
Furniture and vehicles 24 €17,778 €5,556 -€12,222 -68.7%
Current assets 29/58 €52,716 €35,232 -€17,483 -33.2%
Stocks and contracts in progress 3 - €2,500 +€2,500
Stocks 30/36 - €2,500 +€2,500
Amounts receivable within one year 40/41 €30,529 €22,355 -€8,173 -26.8%
Trade receivables 40 €30,033 €18,069 -€11,964 -39.8%
Other amounts receivable 41 €495 €4,286 +€3,791 +765.4%
Cash at bank and in hand 54/58 €22,187 €6,049 -€16,138 -72.7%
Deferred charges and accrued income 490/1 - €4,328 +€4,328
Total equity and liabilities 10/49 €84,495 €51,789 -€32,706 -38.7%
Equity 10/15 €26,250 €23,241 -€3,009 -11.5%
Contributions 10/11 €10,000 €10,000 = 0.0%
Profit (loss) carried forward 14 €16,250 €13,241 -€3,009 -18.5%
Amounts payable 17/49 €58,244 €28,548 -€29,696 -51.0%
Amounts payable within one year 42/48 €58,244 €28,548 -€29,696 -51.0%
Trade debts 44 €12,279 €2,551 -€9,729 -79.2%
Suppliers 440/4 €12,279 €2,551 -€9,729 -79.2%
Taxes, remuneration and social security 45 €5,523 €6,613 +€1,090 +19.7%
Taxes 450/3 €5,523 €6,613 +€1,090 +19.7%
Other amounts payable 47/48 €40,442 €19,385 -€21,057 -52.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €3,222 €6,333 +€3,111 +96.6%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 - €7,250 +€7,250
Other operating charges 640/8 - €1,276 +€1,276
Gross operating margin 9900 €25,129 €16,579 -€8,550 -34.0%
Operating profit (loss) 9901 €21,907 €1,720 -€20,188 -92.2%
Financial income 75/76B - €0 +€0
Recurring financial income 75 - €0 +€0
Financial charges 65/66B €210 €3,706 +€3,495 +1660.6%
Recurring financial charges 65 €210 €3,706 +€3,495 +1660.6%
Profit (loss) for the period before taxes 9903 €21,697 -€1,986 -€23,683
Income taxes 67/77 €5,447 €1,024 -€4,423 -81.2%
Profit (loss) for the period 9904 €16,250 -€3,009 -€19,260
Profit (loss) for the period to be appropriated 9905 €16,250 -€3,009 -€19,260

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.