PETERS IMMO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
PETERS IMMO
Largest movements
- Tangible fixed assets -€12,169
down €12,169 (-3.0%), from €400,618 to €388,448
of which Land and buildings: -€16,024
- Current portion of long-term debt -€7,263
down €7,263 (-72.7%), from €9,997 to €2,733
- Reserves +€5,994
up €5,994 (+37.5%), from €15,970 to €21,964
- Debts after one year -€5,189
down €5,189 (-47.7%), from €10,889 to €5,700
of which Financial debts: -€5,189
- Gross operating margin -€1,469
down €1,469 (-3.6%), from €40,300 to €38,831
- Taxes +€875
up €875 (+101%), from €869 to €1,744
- Financial charges -€650
down €650 (-65.3%), from €996 to €346
- Depreciation +€515
up €515 (+3.2%), from €16,024 to €16,538
- Other operating charges +€492
up €492 (+3.6%), from €13,716 to €14,208
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €425,883 | €417,487 | -€8,396 | -2.0% |
| Fixed assets | 21/28 | €400,618 | €388,448 | -€12,169 | -3.0% |
| Tangible fixed assets | 22/27 | €400,618 | €388,448 | -€12,169 | -3.0% |
| Land and buildings | 22 | €400,618 | €384,594 | -€16,024 | -4.0% |
| Furniture and vehicles | 24 | - | €3,854 | +€3,854 | |
| Current assets | 29/58 | €25,266 | €29,039 | +€3,773 | +14.9% |
| Amounts receivable within one year | 40/41 | - | €756 | +€756 | |
| Other amounts receivable | 41 | - | €756 | +€756 | |
| Cash at bank and in hand | 54/58 | €24,910 | €25,646 | +€736 | +3.0% |
| Deferred charges and accrued income | 490/1 | €356 | €2,638 | +€2,282 | +642% |
| Total equity and liabilities | 10/49 | €425,883 | €417,487 | -€8,396 | -2.0% |
| Equity | 10/15 | €399,769 | €405,764 | +€5,994 | +1.5% |
| Contributions | 10/11 | €404,000 | €404,000 | = | 0.0% |
| Reserves | 13 | €15,970 | €21,964 | +€5,994 | +37.5% |
| Distributable reserves | 133 | €15,970 | €21,964 | +€5,994 | +37.5% |
| Profit (loss) carried forward | 14 | -€20,201 | -€20,200 | +€0 | 0.0% |
| Amounts payable | 17/49 | €26,114 | €11,724 | -€14,390 | -55.1% |
| Amounts payable after more than one year | 17 | €10,889 | €5,700 | -€5,189 | -47.7% |
| Financial debts | 170/4 | €5,189 | - | -€5,189 | |
| Other amounts payable | 178/9 | €5,700 | €5,700 | = | 0.0% |
| Amounts payable within one year | 42/48 | €13,826 | €4,602 | -€9,224 | -66.7% |
| Current portion of amounts payable after more than one year | 42 | €9,997 | €2,733 | -€7,263 | -72.7% |
| Trade debts | 44 | €349 | - | -€349 | |
| Suppliers | 440/4 | €349 | - | -€349 | |
| Taxes, remuneration and social security | 45 | €869 | €957 | +€88 | +10.1% |
| Taxes | 450/3 | €869 | €957 | +€88 | +10.1% |
| Other amounts payable | 47/48 | €2,611 | €911 | -€1,700 | -65.1% |
| Accrued charges and deferred income | 492/3 | €1,400 | €1,422 | +€22 | +1.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €16,024 | €16,538 | +€515 | +3.2% |
| Other operating charges | 640/8 | €13,716 | €14,208 | +€492 | +3.6% |
| Gross operating margin | 9900 | €40,300 | €38,831 | -€1,469 | -3.6% |
| Operating profit (loss) | 9901 | €10,560 | €8,085 | -€2,475 | -23.4% |
| Financial income | 75/76B | - | €0 | +€0 | |
| Recurring financial income | 75 | - | €0 | +€0 | |
| Financial charges | 65/66B | €996 | €346 | -€650 | -65.3% |
| Recurring financial charges | 65 | €996 | €346 | -€650 | -65.3% |
| Profit (loss) for the period before taxes | 9903 | €9,564 | €7,739 | -€1,825 | -19.1% |
| Income taxes | 67/77 | €869 | €1,744 | +€875 | +101% |
| Profit (loss) for the period | 9904 | €8,695 | €5,994 | -€2,700 | -31.1% |
| Profit (loss) for the period to be appropriated | 9905 | €8,695 | €5,994 | -€2,700 | -31.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 22 October 2026 via checked.be.