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PERSONAL: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

PERSONAL

BE 0803.484.256
NACE 93.130, Fitness centres
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€58,815
2024 · €27,238-€86,053
Equity
-€50,439
2024 · €8,375-€58,815
Cash
€4,568
2024 · €27,681-€23,113
Balance sheet total
€330,157
2024 · €310,322+€19,835

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€88,367

    up €88,367 (+128.1%), from €68,990 to €157,357

    of which Other amounts receivable: +€57,991

  • Tangible fixed assets -€31,364

    down €31,364 (-16.9%), from €185,586 to €154,222

    of which Leasing and similar rights: -€17,396

  • Cash -€23,113

    down €23,113 (-83.5%), from €27,681 to €4,568

    mainly Receivables within one year (-€88,367) and Net result for the year (-€58,815)

  • Deferred charges and accrued income -€14,055

    down €14,055 (-50.1%), from €28,065 to €14,010

Equity and liabilities
  • Trade debts +€104,604

    up €104,604 (+174.1%), from €60,073 to €164,677

  • Profit (loss) carried forward -€58,815

    new in 2025: -€58,815

  • Debts after one year -€42,637

    down €42,637 (-26.4%), from €161,713 to €119,076

  • Current portion of long-term debt +€23,368

    up €23,368 (+59.0%), from €39,639 to €63,007

  • Other debts -€21,113

    down €21,113 (-98.0%), from €21,553 to €440

Income statement
  • Gross operating margin -€88,576

    down €88,576 (-94.6%), from €93,595 to €5,018

  • Depreciation -€2,023

    down €2,023 (-5.6%), from €36,258 to €34,235

  • Financial income +€1,113

    up €1,113 (+104019.6%), from €1 to €1,114

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €27,238
Gross operating margin -€88,576
Depreciation +€2,023
Other operating charges -€711
Financial income +€1,113
Financial charges +€99
Result 2025 -€58,815

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€1,091
Investment -€2,871
Financing -€19,151
Cash 2024 €27,681
Net result for the year -€58,815
Depreciation +€34,235
Receivables within one year -€88,367
Deferred charges and accrued income +€14,055
Trade debts +€104,604
Tax, wage and social debts -€1,841
Advances received +€8,309
Other debts -€21,113
Accrued charges and deferred income +€7,842
Investment in fixed assets (net) -€2,871
Debts after one year -€42,637
Current portion of long-term debt +€23,368
Short-term financial debts +€118
Cash 2025 €4,568
Every line side by side 44 lines
Line Code 2024 2025 Change %
Total assets 20/58 €310,322 €330,157 +€19,835 +6.4%
Fixed assets 21/28 €185,586 €154,222 -€31,364 -16.9%
Tangible fixed assets 22/27 €185,586 €154,222 -€31,364 -16.9%
Plant, machinery and equipment 23 €17,881 €13,398 -€4,483 -25.1%
Furniture and vehicles 24 €5,822 €4,296 -€1,526 -26.2%
Leasing and similar rights 25 €68,239 €50,843 -€17,396 -25.5%
Other tangible fixed assets 26 €93,645 €85,684 -€7,960 -8.5%
Current assets 29/58 €124,736 €175,935 +€51,199 +41.0%
Amounts receivable within one year 40/41 €68,990 €157,357 +€88,367 +128.1%
Trade receivables 40 €28,097 €58,472 +€30,375 +108.1%
Other amounts receivable 41 €40,893 €98,885 +€57,991 +141.8%
Cash at bank and in hand 54/58 €27,681 €4,568 -€23,113 -83.5%
Deferred charges and accrued income 490/1 €28,065 €14,010 -€14,055 -50.1%
Total equity and liabilities 10/49 €310,322 €330,157 +€19,835 +6.4%
Equity 10/15 €8,375 -€50,439 -€58,815
Contributions 10/11 €2,000 €2,000 = 0.0%
Reserves 13 €6,375 €6,375 = 0.0%
Distributable reserves 133 €6,375 €6,375 = 0.0%
Profit (loss) carried forward 14 - -€58,815 -€58,815
Amounts payable 17/49 €301,947 €380,596 +€78,649 +26.0%
Amounts payable after more than one year 17 €161,713 €119,076 -€42,637 -26.4%
Financial debts 170/4 €161,713 €119,076 -€42,637 -26.4%
Amounts payable within one year 42/48 €133,704 €247,149 +€113,444 +84.8%
Current portion of amounts payable after more than one year 42 €39,639 €63,007 +€23,368 +59.0%
Financial debts 43 - €118 +€118
Credit institutions 430/8 - €118 +€118
Trade debts 44 €60,073 €164,677 +€104,604 +174.1%
Suppliers 440/4 €60,073 €164,677 +€104,604 +174.1%
Advances received on contracts in progress 46 €7,892 €16,201 +€8,309 +105.3%
Taxes, remuneration and social security 45 €4,548 €2,707 -€1,841 -40.5%
Taxes 450/3 €4,548 €2,707 -€1,841 -40.5%
Other amounts payable 47/48 €21,553 €440 -€21,113 -98.0%
Accrued charges and deferred income 492/3 €6,530 €14,372 +€7,842 +120.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €36,258 €34,235 -€2,023 -5.6%
Other operating charges 640/8 €15,588 €16,299 +€711 +4.6%
Gross operating margin 9900 €93,595 €5,018 -€88,576 -94.6%
Operating profit (loss) 9901 €41,749 -€45,516 -€87,264
Financial income 75/76B €1 €1,114 +€1,113 +104019.6%
Recurring financial income 75 €1 €1,114 +€1,113 +104019.6%
Financial charges 65/66B €14,512 €14,413 -€99 -0.7%
Recurring financial charges 65 €14,512 €14,413 -€99 -0.7%
Profit (loss) for the period before taxes 9903 €27,238 -€58,815 -€86,053
Profit (loss) for the period 9904 €27,238 -€58,815 -€86,053
Profit (loss) for the period to be appropriated 9905 €27,238 -€58,815 -€86,053

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.