PERMIS4U: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
PERMIS4U
Largest movements
- Receivables within one year +€18,288
up €18,288 (+416.3%), from €4,393 to €22,681
of which Other amounts receivable: +€22,681
- Cash +€8,502
up €8,502 (+224.1%), from €3,795 to €12,297
- Profit (loss) carried forward +€16,527
up €16,527, from -€10,737 to €5,790
- Debts within one year +€10,092
up €10,092 (+348.4%), from €2,896 to €12,988
of which Trade debts: +€7,478
- Turnover -€37,176
no longer reported in 2024 (was €37,176)
- Other operating charges +€3,124
new in 2024: €3,124
- Gross operating margin +€2,730
up €2,730 (+240.1%), from €1,137 to €3,867
- Financial charges +€844
new in 2024: €844
From the 2020 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
A cash bridge needs two consecutive financial years: one year's result and depreciation cannot explain a change over several years. Pick two years that follow each other.
Every line side by side
| Line | Code | 2020 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €8,360 | €34,978 | +€26,618 | +318.4% |
| Current assets | 29/58 | €8,360 | €34,978 | +€26,618 | +318.4% |
| Amounts receivable within one year | 40/41 | €4,393 | €22,681 | +€18,288 | +416.3% |
| Trade receivables | 40 | - | €0 | = | |
| Other amounts receivable | 41 | - | €22,681 | +€22,681 | |
| Current investments | 50/53 | €172 | - | -€172 | |
| Cash at bank and in hand | 54/58 | €3,795 | €12,297 | +€8,502 | +224.1% |
| Total equity and liabilities | 10/49 | €8,360 | €34,978 | +€26,618 | +318.4% |
| Equity | 10/15 | €5,463 | €21,990 | +€16,527 | +302.5% |
| Contributions | 10/11 | €16,200 | €16,200 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€10,737 | €5,790 | +€16,527 | |
| Amounts payable | 17/49 | €2,896 | €12,988 | +€10,092 | +348.4% |
| Amounts payable within one year | 42/48 | €2,896 | €12,988 | +€10,092 | +348.4% |
| Trade debts | 44 | €2,195 | €9,673 | +€7,478 | +340.8% |
| Suppliers | 440/4 | - | €9,673 | +€9,673 | |
| Taxes, remuneration and social security | 45 | - | €3,315 | +€3,315 | |
| Taxes | 450/3 | - | €3,315 | +€3,315 | |
| Turnover | 70 | €37,176 | - | -€37,176 | |
| Other operating charges | 640/8 | - | €3,124 | +€3,124 | |
| Gross operating margin | 9900 | €1,137 | €3,867 | +€2,730 | +240.1% |
| Operating profit (loss) | 9901 | -€20 | €743 | +€763 | |
| Financial charges | 65/66B | - | €844 | +€844 | |
| Recurring financial charges | 65 | €339 | €844 | +€505 | +148.9% |
| Profit (loss) for the period before taxes | 9903 | -€359 | -€101 | +€257 | +71.7% |
| Profit (loss) for the period | 9904 | -€359 | -€101 | +€257 | +71.7% |
| Profit (loss) for the period to be appropriated | 9905 | -€359 | -€101 | +€257 | +71.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2020 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.