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PELMA: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

PELMA

BE 0415.686.372
NACE 47.530, Retail trade
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€16,993
2024 · -€9,858-€7,134
Equity
€396,285
2024 · €413,278-€16,993
Cash
€3,795
2024 · €17,868-€14,073
Balance sheet total
€1.0m
2024 · €1.1m-€37,885

Largest movements

2024 to 2025
Assets
  • Stocks and contracts -€22,750

    down €22,750 (-2.2%), from €1.0m to €998,750

  • Cash -€14,073

    down €14,073 (-78.8%), from €17,868 to €3,795

    mainly Other debts (-€21,600) and Net result for the year (-€16,993)

Equity and liabilities
  • Other debts -€21,600

    down €21,600 (-4.0%), from €536,440 to €514,840

  • Profit (loss) carried forward -€16,993

    down €16,993 (-3.0%), from -€560,555 to -€577,548

Income statement
  • Gross operating margin -€6,599

    down €6,599 (-11.6%), from €56,777 to €50,178

  • Staff costs +€1,603

    up €1,603 (+3.2%), from €49,639 to €51,242

  • Financial charges -€1,198

    down €1,198 (-10.3%), from €11,637 to €10,440

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€9,858
Gross operating margin -€6,599
Staff costs -€1,603
Depreciation -€180
Other operating charges -€133
Financial income +€183
Financial charges +€1,198
Result 2025 -€16,993

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€14,073
Investment €0
Financing €0
Cash 2024 €17,868
Net result for the year -€16,993
Depreciation +€759
Stocks and contracts +€22,750
Receivables within one year +€354
Deferred charges and accrued income -€51
Trade debts +€891
Tax, wage and social debts +€227
Other debts -€21,600
Accrued charges and deferred income -€410
Cash 2025 €3,795
Every line side by side 46 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,050,610 €1,012,725 -€37,885 -3.6%
Fixed assets 21/28 €7,380 €6,621 -€759 -10.3%
Tangible fixed assets 22/27 €2,266 €1,507 -€759 -33.5%
Plant, machinery and equipment 23 €2,266 €1,507 -€759 -33.5%
Financial fixed assets 28 €5,115 €5,115 = 0.0%
Current assets 29/58 €1,043,229 €1,006,103 -€37,126 -3.6%
Stocks and contracts in progress 3 €1,021,500 €998,750 -€22,750 -2.2%
Stocks 30/36 €1,021,500 €998,750 -€22,750 -2.2%
Amounts receivable within one year 40/41 €354 - -€354
Trade receivables 40 €354 - -€354
Cash at bank and in hand 54/58 €17,868 €3,795 -€14,073 -78.8%
Deferred charges and accrued income 490/1 €3,507 €3,558 +€51 +1.5%
Total equity and liabilities 10/49 €1,050,610 €1,012,725 -€37,885 -3.6%
Equity 10/15 €413,278 €396,285 -€16,993 -4.1%
Contributions 10/11 €255,000 €255,000 = 0.0%
Capital 10 €255,000 €255,000 = 0.0%
Issued capital 100 €255,000 €255,000 = 0.0%
Reserves 13 €718,833 €718,833 = 0.0%
Non-distributable reserves 130/1 €25,461 €25,461 = 0.0%
Legal reserve 130 €25,409 €25,409 = 0.0%
Reserves not available under the articles 1311 €52 €52 = 0.0%
Distributable reserves 133 €693,372 €693,372 = 0.0%
Profit (loss) carried forward 14 -€560,555 -€577,548 -€16,993 -3.0%
Amounts payable 17/49 €637,332 €616,440 -€20,892 -3.3%
Amounts payable after more than one year 17 €75,000 €75,000 = 0.0%
Financial debts 170/4 €75,000 €75,000 = 0.0%
Amounts payable within one year 42/48 €558,797 €538,315 -€20,482 -3.7%
Trade debts 44 €11,882 €12,774 +€891 +7.5%
Suppliers 440/4 €11,882 €12,774 +€891 +7.5%
Taxes, remuneration and social security 45 €10,475 €10,702 +€227 +2.2%
Taxes 450/3 €4,297 €2,710 -€1,587 -36.9%
Remuneration and social security 454/9 €6,178 €7,992 +€1,814 +29.4%
Other amounts payable 47/48 €536,440 €514,840 -€21,600 -4.0%
Accrued charges and deferred income 492/3 €3,535 €3,124 -€410 -11.6%
Remuneration, social security and pensions 62 €49,639 €51,242 +€1,603 +3.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €579 €759 +€180 +31.1%
Other operating charges 640/8 €4,790 €4,923 +€133 +2.8%
Gross operating margin 9900 €56,777 €50,178 -€6,599 -11.6%
Operating profit (loss) 9901 €1,769 -€6,746 -€8,515
Financial income 75/76B €10 €193 +€183 +1814.8%
Recurring financial income 75 €10 €193 +€183 +1814.8%
Financial charges 65/66B €11,637 €10,440 -€1,198 -10.3%
Recurring financial charges 65 €11,637 €10,440 -€1,198 -10.3%
Profit (loss) for the period before taxes 9903 -€9,858 -€16,993 -€7,134 -72.4%
Profit (loss) for the period 9904 -€9,858 -€16,993 -€7,134 -72.4%
Profit (loss) for the period to be appropriated 9905 -€9,858 -€16,993 -€7,134 -72.4%

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.