Peepl: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Peepl
Largest movements
- Tangible fixed assets +€54,690
up €54,690 (+727.6%), from €7,517 to €62,207
of which Furniture and vehicles: +€52,901
- Cash -€6,620
down €6,620 (-31.6%), from €20,947 to €14,327
mainly Investment in fixed assets (net) (-€62,583) and Net result for the year (-€24,341)
- Deferred charges and accrued income -€3,753
down €3,753 (-77.4%), from €4,846 to €1,093
- Intangible fixed assets +€1,073
new in 2024: €1,073
- Debts after one year +€50,701
new in 2024: €50,701
- Profit (loss) carried forward -€17,514
new in 2024: -€17,514
- Other debts +€13,976
up €13,976 (+54.0%), from €25,904 to €39,880
- Reserves -€6,828
no longer reported in 2024 (was €6,828)
- Current portion of long-term debt +€5,371
new in 2024: €5,371
- Gross operating margin -€66,568
down €66,568, from €52,515 to -€14,053
- Staff costs -€39,826
down €39,826 (-99.3%), from €40,111 to €285
- Financial charges -€3,537
down €3,537 (-71.2%), from €4,969 to €1,433
of which Non-recurring financial charges: -€4,381
- Depreciation +€893
up €893 (+15.1%), from €5,927 to €6,820
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €42,094 | €87,488 | +€45,393 | +107.8% |
| Fixed assets | 21/28 | €7,517 | €63,280 | +€55,763 | +741.8% |
| Intangible fixed assets | 21 | - | €1,073 | +€1,073 | |
| Tangible fixed assets | 22/27 | €7,517 | €62,207 | +€54,690 | +727.6% |
| Furniture and vehicles | 24 | €7,517 | €60,417 | +€52,901 | +703.8% |
| Other tangible fixed assets | 26 | - | €1,789 | +€1,789 | |
| Current assets | 29/58 | €34,578 | €24,208 | -€10,370 | -30.0% |
| Amounts receivable within one year | 40/41 | €8,785 | €8,787 | +€3 | 0.0% |
| Trade receivables | 40 | €8,785 | €1,080 | -€7,704 | -87.7% |
| Other amounts receivable | 41 | - | €7,707 | +€7,707 | |
| Cash at bank and in hand | 54/58 | €20,947 | €14,327 | -€6,620 | -31.6% |
| Deferred charges and accrued income | 490/1 | €4,846 | €1,093 | -€3,753 | -77.4% |
| Total equity and liabilities | 10/49 | €42,094 | €87,488 | +€45,393 | +107.8% |
| Equity | 10/15 | €11,828 | -€12,514 | -€24,341 | |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €6,828 | - | -€6,828 | |
| Distributable reserves | 133 | €6,828 | - | -€6,828 | |
| Profit (loss) carried forward | 14 | - | -€17,514 | -€17,514 | |
| Amounts payable | 17/49 | €30,267 | €100,001 | +€69,735 | +230.4% |
| Amounts payable after more than one year | 17 | - | €50,701 | +€50,701 | |
| Financial debts | 170/4 | - | €50,701 | +€50,701 | |
| Amounts payable within one year | 42/48 | €30,267 | €49,300 | +€19,034 | +62.9% |
| Current portion of amounts payable after more than one year | 42 | - | €5,371 | +€5,371 | |
| Trade debts | 44 | €1,804 | €1,147 | -€656 | -36.4% |
| Suppliers | 440/4 | €1,804 | €1,147 | -€656 | -36.4% |
| Advances received on contracts in progress | 46 | - | €2,903 | +€2,903 | |
| Taxes, remuneration and social security | 45 | €2,559 | - | -€2,559 | |
| Taxes | 450/3 | €2,559 | - | -€2,559 | |
| Other amounts payable | 47/48 | €25,904 | €39,880 | +€13,976 | +54.0% |
| Remuneration, social security and pensions | 62 | €40,111 | €285 | -€39,826 | -99.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €5,927 | €6,820 | +€893 | +15.1% |
| Other operating charges | 640/8 | €1,796 | €1,664 | -€132 | -7.4% |
| Non-recurring operating charges | 66A | €13,271 | - | -€13,271 | |
| Gross operating margin | 9900 | €52,515 | -€14,053 | -€66,568 | |
| Operating profit (loss) | 9901 | -€8,589 | -€22,821 | -€14,233 | -165.7% |
| Financial income | 75/76B | €0 | €9 | +€9 | +8630.0% |
| Recurring financial income | 75 | €0 | €9 | +€9 | +8630.0% |
| Financial charges | 65/66B | €4,969 | €1,433 | -€3,537 | -71.2% |
| Recurring financial charges | 65 | €588 | €1,433 | +€844 | +143.6% |
| Non-recurring financial charges | 66B | €4,381 | - | -€4,381 | |
| Profit (loss) for the period before taxes | 9903 | -€13,558 | -€24,245 | -€10,687 | -78.8% |
| Income taxes | 67/77 | €260 | €96 | -€164 | -63.1% |
| Profit (loss) for the period | 9904 | -€13,818 | -€24,341 | -€10,523 | -76.2% |
| Profit (loss) for the period to be appropriated | 9905 | -€13,818 | -€24,341 | -€10,523 | -76.2% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 1 October 2026 via checked.be.