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PECO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

PECO

BE 0803.416.455
NACE 41.001, General construction of residential buildings
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€34,141
2024 · €37,721-€3,580
Equity
€69,719
2024 · €42,721+€26,998
Cash
€42,898
2024 · €53,187-€10,290
Balance sheet total
€86,041
2024 · €58,753+€27,288

Largest movements

2024 to 2025
Assets
  • Current investments +€26,500

    new in 2025: €26,500

  • Cash -€10,290

    down €10,290 (-19.3%), from €53,187 to €42,898

    mainly Current investments (-€26,500) and Receivables within one year (-€8,292)

  • Receivables within one year +€8,292

    up €8,292 (+1019.0%), from €814 to €9,106

    of which Trade receivables: +€8,351

  • Tangible fixed assets +€2,786

    up €2,786 (+58.6%), from €4,751 to €7,537

    of which Land and buildings: +€4,021

Equity and liabilities
  • Profit (loss) carried forward +€26,998

    up €26,998 (+71.6%), from €37,721 to €64,719

  • Tax, wage and social debts +€1,024

    up €1,024 (+7.6%), from €13,551 to €14,574

    of which Remuneration and social security: +€1,640

Income statement
  • Gross operating margin -€7,459

    down €7,459 (-13.0%), from €57,406 to €49,947

  • Staff costs -€2,602

    down €2,602 (-43.4%), from €5,996 to €3,394

  • Taxes -€1,179

    down €1,179 (-11.7%), from €10,091 to €8,911

  • Other operating charges -€846

    down €846 (-39.3%), from €2,150 to €1,304

  • Depreciation +€842

    up €842 (+59.5%), from €1,414 to €2,256

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €37,721
Gross operating margin -€7,459
Staff costs +€2,602
Depreciation -€842
Other operating charges +€846
Financial income +€211
Financial charges -€117
Taxes +€1,179
Result 2025 €34,141

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€28,394
Investment -€31,541
Financing -€7,143
Cash 2024 €53,187
Net result for the year +€34,141
Depreciation +€2,256
Receivables within one year -€8,292
Trade debts -€734
Tax, wage and social debts +€1,024
Investment in fixed assets (net) -€5,041
Current investments -€26,500
Contributions, distributions and other -€7,143
Cash 2025 €42,898
Every line side by side 36 lines
Line Code 2024 2025 Change %
Total assets 20/58 €58,753 €86,041 +€27,288 +46.4%
Fixed assets 21/28 €4,751 €7,537 +€2,786 +58.6%
Tangible fixed assets 22/27 €4,751 €7,537 +€2,786 +58.6%
Land and buildings 22 - €4,021 +€4,021
Plant, machinery and equipment 23 €2,988 €2,120 -€868 -29.0%
Furniture and vehicles 24 €1,763 €1,395 -€368 -20.9%
Current assets 29/58 €54,001 €78,504 +€24,503 +45.4%
Amounts receivable within one year 40/41 €814 €9,106 +€8,292 +1019.0%
Trade receivables 40 €666 €9,016 +€8,351 +1254.8%
Other amounts receivable 41 €148 €90 -€58 -39.2%
Current investments 50/53 - €26,500 +€26,500
Cash at bank and in hand 54/58 €53,187 €42,898 -€10,290 -19.3%
Total equity and liabilities 10/49 €58,753 €86,041 +€27,288 +46.4%
Equity 10/15 €42,721 €69,719 +€26,998 +63.2%
Contributions 10/11 €5,000 €5,000 = 0.0%
Profit (loss) carried forward 14 €37,721 €64,719 +€26,998 +71.6%
Amounts payable 17/49 €16,032 €16,322 +€290 +1.8%
Amounts payable within one year 42/48 €16,032 €16,322 +€290 +1.8%
Trade debts 44 €2,481 €1,747 -€734 -29.6%
Suppliers 440/4 €2,481 €1,747 -€734 -29.6%
Taxes, remuneration and social security 45 €13,551 €14,574 +€1,024 +7.6%
Taxes 450/3 €13,549 €12,933 -€616 -4.5%
Remuneration and social security 454/9 €2 €1,642 +€1,640 +95899.4%
Remuneration, social security and pensions 62 €5,996 €3,394 -€2,602 -43.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €1,414 €2,256 +€842 +59.5%
Other operating charges 640/8 €2,150 €1,304 -€846 -39.3%
Gross operating margin 9900 €57,406 €49,947 -€7,459 -13.0%
Operating profit (loss) 9901 €47,847 €42,994 -€4,853 -10.1%
Financial income 75/76B €8 €218 +€211 +2781.3%
Recurring financial income 75 €8 €218 +€211 +2781.3%
Financial charges 65/66B €43 €160 +€117 +275.1%
Recurring financial charges 65 €43 €160 +€117 +275.1%
Profit (loss) for the period before taxes 9903 €47,812 €43,052 -€4,759 -10.0%
Income taxes 67/77 €10,091 €8,911 -€1,179 -11.7%
Profit (loss) for the period 9904 €37,721 €34,141 -€3,580 -9.5%
Profit (loss) for the period to be appropriated 9905 €37,721 €34,141 -€3,580 -9.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.