Peach.ELD: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
Peach.ELD
NACE 68.201, Renting and operating of own or leased residential real estate, excluding social housing
financial year 2026 compared with 2025filed annual accounts (NBB)
Net result for the year
€4,523
2025 · €6,373-€1,850
Equity
€289,462
2025 · €284,939+€4,523
Cash
€27,481
2025 · €14,322+€13,159
Balance sheet total
€479,030
2025 · €487,907-€8,877
Largest movements
Assets
- Tangible fixed assets -€22,849
down €22,849 (-4.8%), from €471,418 to €448,569
of which Land and buildings: -€17,400
- Cash +€13,159
up €13,159 (+91.9%), from €14,322 to €27,481
mainly Depreciation (+€22,849) and Net result for the year (+€4,523)
Equity and liabilities
- Current portion of long-term debt -€10,001
down €10,001 (-100%), from €10,001 to €0
Income statement
- Financial charges +€8,113
up €8,113 (+909%), from €893 to €9,006
- Gross operating margin +€7,181
up €7,181 (+18.7%), from €38,419 to €45,600
- Other operating charges +€1,232
up €1,232 (+20.5%), from €6,025 to €7,257
- Taxes -€617
down €617 (-11.5%), from €5,349 to €4,732
From the 2025 result to the 2026 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2025
€6,373
Gross operating margin
+€7,181
Staff costs
-€180
Depreciation
-€124
Other operating charges
-€1,232
Financial income
+€1
Financial charges
-€8,113
Taxes
+€617
Result 2026
€4,523
raises the resultlowers the result
Derived cash bridge
Derived from the 2025 and 2026 balance sheets and the 2026 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€23,159
Investment
€0
Financing
-€10,001
Cash 2025
€14,322
From operations (derived)
+€23,159
Net result for the year
+€4,523
Depreciation
+€22,849
Receivables within one year
+€218
Deferred charges and accrued income
-€1,031
Provisions
-€2,947
Trade debts
+€1,547
Tax, wage and social debts
+€2,316
Other debts
-€4,370
Accrued charges and deferred income
+€54
Financing
-€10,001
Current portion of long-term debt
-€10,001
Cash 2026
€27,481
brings cash intakes cash out
Every line side by side
| Line | Code | 2025 | 2026 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €487,907 | €479,030 | -€8,877 | -1.8% |
| Fixed assets | 21/28 | €471,418 | €448,569 | -€22,849 | -4.8% |
| Tangible fixed assets | 22/27 | €471,418 | €448,569 | -€22,849 | -4.8% |
| Land and buildings | 22 | €442,236 | €424,837 | -€17,400 | -3.9% |
| Plant, machinery and equipment | 23 | €27,004 | €22,036 | -€4,968 | -18.4% |
| Furniture and vehicles | 24 | €2,178 | €1,697 | -€481 | -22.1% |
| Current assets | 29/58 | €16,489 | €30,460 | +€13,972 | +84.7% |
| Amounts receivable within one year | 40/41 | €487 | €268 | -€218 | -44.9% |
| Trade receivables | 40 | €487 | €0 | -€487 | -100% |
| Other amounts receivable | 41 | - | €268 | +€268 | |
| Cash at bank and in hand | 54/58 | €14,322 | €27,481 | +€13,159 | +91.9% |
| Deferred charges and accrued income | 490/1 | €1,680 | €2,712 | +€1,031 | +61.4% |
| Total equity and liabilities | 10/49 | €487,907 | €479,030 | -€8,877 | -1.8% |
| Equity | 10/15 | €284,939 | €289,462 | +€4,523 | +1.6% |
| Contributions | 10/11 | €62,000 | €62,000 | = | 0.0% |
| Capital | 10 | €62,000 | €62,000 | = | 0.0% |
| Issued capital | 100 | €62,000 | €62,000 | = | 0.0% |
| Reserves | 13 | €222,939 | €227,462 | +€4,523 | +2.0% |
| Non-distributable reserves | 130/1 | €6,200 | €6,200 | = | 0.0% |
| Legal reserve | 130 | €6,200 | €6,200 | = | 0.0% |
| Tax-exempt reserves | 132 | €138,012 | €129,172 | -€8,840 | -6.4% |
| Distributable reserves | 133 | €78,727 | €92,090 | +€13,364 | +17.0% |
| Profit (loss) carried forward | 14 | €0 | - | = | |
| Provisions and deferred taxes | 16 | €46,443 | €43,496 | -€2,947 | -6.3% |
| Deferred taxes | 168 | €46,443 | €43,496 | -€2,947 | -6.3% |
| Amounts payable | 17/49 | €156,525 | €146,072 | -€10,453 | -6.7% |
| Amounts payable after more than one year | 17 | €0 | - | = | |
| Financial debts | 170/4 | €0 | - | = | |
| Amounts payable within one year | 42/48 | €155,486 | €144,979 | -€10,507 | -6.8% |
| Current portion of amounts payable after more than one year | 42 | €10,001 | €0 | -€10,001 | -100% |
| Trade debts | 44 | €3,664 | €5,212 | +€1,547 | +42.2% |
| Suppliers | 440/4 | €3,664 | €5,212 | +€1,547 | +42.2% |
| Taxes, remuneration and social security | 45 | €1,496 | €3,812 | +€2,316 | +155% |
| Taxes | 450/3 | €1,496 | €3,812 | +€2,316 | +155% |
| Other amounts payable | 47/48 | €140,326 | €135,955 | -€4,370 | -3.1% |
| Accrued charges and deferred income | 492/3 | €1,039 | €1,093 | +€54 | +5.2% |
| Remuneration, social security and pensions | 62 | - | €180 | +€180 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €22,725 | €22,849 | +€124 | +0.5% |
| Other operating charges | 640/8 | €6,025 | €7,257 | +€1,232 | +20.5% |
| Gross operating margin | 9900 | €38,419 | €45,600 | +€7,181 | +18.7% |
| Operating profit (loss) | 9901 | €9,669 | €15,314 | +€5,645 | +58.4% |
| Financial income | 75/76B | €0 | €1 | +€1 | |
| Recurring financial income | 75 | €0 | €1 | +€1 | |
| Financial charges | 65/66B | €893 | €9,006 | +€8,113 | +909% |
| Recurring financial charges | 65 | €893 | €9,006 | +€8,113 | +909% |
| Profit (loss) for the period before taxes | 9903 | €8,776 | €6,308 | -€2,468 | -28.1% |
| Transfer from deferred taxes | 780 | €2,947 | €2,947 | = | 0.0% |
| Income taxes | 67/77 | €5,349 | €4,732 | -€617 | -11.5% |
| Profit (loss) for the period | 9904 | €6,373 | €4,523 | -€1,850 | -29.0% |
| Transfer from tax-exempt reserves | 789 | €8,840 | €8,840 | = | 0.0% |
| Profit (loss) for the period to be appropriated | 9905 | €15,214 | €13,364 | -€1,850 | -12.2% |
Source: filed annual accounts (NBB), financial years ended 30 June 2025 and 30 June 2026. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.