Paywize: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Paywize
Largest movements
- Cash +€7,516
up €7,516 (+5,277%), from €142 to €7,659
mainly Other debts (+€7,167) and Net result for the year (+€3,686)
- Receivables within one year -€2,782
down €2,782 (-17.3%), from €16,061 to €13,280
of which Trade receivables: -€2,713
- Trade debts -€7,248
down €7,248 (-68.1%), from €10,650 to €3,402
- Other debts +€7,167
up €7,167 (+561%), from €1,278 to €8,446
- Profit (loss) carried forward +€3,686
up €3,686 (+133%), from €2,776 to €6,462
- Tax, wage and social debts +€1,129
up €1,129 (+75.3%), from €1,500 to €2,629
- Gross operating margin +€3,410
up €3,410 (+191%), from €1,782 to €5,192
- Taxes +€655
up €655 (+245%), from €267 to €922
- Other operating charges +€160
up €160 (+41.4%), from €387 to €548
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €16,204 | €20,939 | +€4,735 | +29.2% |
| Current assets | 29/58 | €16,204 | €20,939 | +€4,735 | +29.2% |
| Amounts receivable within one year | 40/41 | €16,061 | €13,280 | -€2,782 | -17.3% |
| Trade receivables | 40 | €15,993 | €13,280 | -€2,713 | -17.0% |
| Other amounts receivable | 41 | €68 | €0 | -€68 | -100% |
| Cash at bank and in hand | 54/58 | €142 | €7,659 | +€7,516 | +5,277% |
| Total equity and liabilities | 10/49 | €16,204 | €20,939 | +€4,735 | +29.2% |
| Equity | 10/15 | €2,776 | €6,462 | +€3,686 | +133% |
| Profit (loss) carried forward | 14 | €2,776 | €6,462 | +€3,686 | +133% |
| Amounts payable | 17/49 | €13,427 | €14,476 | +€1,049 | +7.8% |
| Amounts payable within one year | 42/48 | €13,427 | €14,476 | +€1,049 | +7.8% |
| Trade debts | 44 | €10,650 | €3,402 | -€7,248 | -68.1% |
| Suppliers | 440/4 | €10,650 | €3,402 | -€7,248 | -68.1% |
| Taxes, remuneration and social security | 45 | €1,500 | €2,629 | +€1,129 | +75.3% |
| Taxes | 450/3 | €1,500 | €2,629 | +€1,129 | +75.3% |
| Other amounts payable | 47/48 | €1,278 | €8,446 | +€7,167 | +561% |
| Other operating charges | 640/8 | €387 | €548 | +€160 | +41.4% |
| Gross operating margin | 9900 | €1,782 | €5,192 | +€3,410 | +191% |
| Operating profit (loss) | 9901 | €1,395 | €4,645 | +€3,250 | +233% |
| Financial income | 75/76B | €0 | €4 | +€4 | |
| Recurring financial income | 75 | €0 | €4 | +€4 | |
| Financial charges | 65/66B | €60 | €41 | -€19 | -32.1% |
| Recurring financial charges | 65 | €60 | €41 | -€19 | -32.1% |
| Profit (loss) for the period before taxes | 9903 | €1,335 | €4,608 | +€3,273 | +245% |
| Income taxes | 67/77 | €267 | €922 | +€655 | +245% |
| Profit (loss) for the period | 9904 | €1,068 | €3,686 | +€2,618 | +245% |
| Profit (loss) for the period to be appropriated | 9905 | €1,068 | €3,686 | +€2,618 | +245% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.