PAYLABS CONSULTING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
PAYLABS CONSULTING
Largest movements
- Tangible fixed assets -€6,506
down €6,506 (-62.3%), from €10,438 to €3,932
of which Furniture and vehicles: -€3,436
- Cash -€2,295
down €2,295 (-10.5%), from €21,826 to €19,531
mainly Other debts (-€6,059) and Current portion of long-term debt (-€5,364)
- Receivables within one year -€1,607
down €1,607 (-10.8%), from €14,834 to €13,227
of which Other amounts receivable: -€6,771
- Other debts -€6,059
down €6,059 (-36.8%), from €16,478 to €10,419
- Current portion of long-term debt -€5,364
no longer reported in 2025 (was €5,364)
- Profit (loss) carried forward +€2,274
up €2,274 (+23.9%), from €9,497 to €11,771
- Tax, wage and social debts -€1,769
down €1,769 (-19.0%), from €9,300 to €7,531
- Gross operating margin -€19,231
down €19,231 (-58.5%), from €32,881 to €13,650
- Staff costs -€16,596
down €16,596 (-99.0%), from €16,766 to €170
- Taxes +€938
up €938 (+72.5%), from €1,294 to €2,232
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €48,699 | €38,097 | -€10,602 | -21.8% |
| Fixed assets | 21/28 | €11,811 | €5,031 | -€6,780 | -57.4% |
| Intangible fixed assets | 21 | €548 | €274 | -€274 | -50.0% |
| Tangible fixed assets | 22/27 | €10,438 | €3,932 | -€6,506 | -62.3% |
| Plant, machinery and equipment | 23 | €6,141 | €3,070 | -€3,071 | -50.0% |
| Furniture and vehicles | 24 | €4,297 | €861 | -€3,436 | -80.0% |
| Financial fixed assets | 28 | €825 | €825 | = | 0.0% |
| Current assets | 29/58 | €36,888 | €33,066 | -€3,822 | -10.4% |
| Amounts receivable within one year | 40/41 | €14,834 | €13,227 | -€1,607 | -10.8% |
| Trade receivables | 40 | €7,922 | €13,087 | +€5,165 | +65.2% |
| Other amounts receivable | 41 | €6,912 | €141 | -€6,771 | -98.0% |
| Cash at bank and in hand | 54/58 | €21,826 | €19,531 | -€2,295 | -10.5% |
| Deferred charges and accrued income | 490/1 | €228 | €308 | +€80 | +35.0% |
| Total equity and liabilities | 10/49 | €48,699 | €38,097 | -€10,602 | -21.8% |
| Equity | 10/15 | €17,557 | €19,831 | +€2,274 | +12.9% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Capital | 10 | €6,200 | €6,200 | = | 0.0% |
| Issued capital | 100 | €18,600 | €18,600 | = | 0.0% |
| Uncalled capital | 101 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Legal reserve | 130 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €9,497 | €11,771 | +€2,274 | +23.9% |
| Amounts payable | 17/49 | €31,142 | €18,266 | -€12,876 | -41.3% |
| Amounts payable within one year | 42/48 | €31,142 | €18,266 | -€12,876 | -41.3% |
| Current portion of amounts payable after more than one year | 42 | €5,364 | - | -€5,364 | |
| Trade debts | 44 | - | €316 | +€316 | |
| Suppliers | 440/4 | - | €316 | +€316 | |
| Taxes, remuneration and social security | 45 | €9,300 | €7,531 | -€1,769 | -19.0% |
| Taxes | 450/3 | €9,300 | €7,531 | -€1,769 | -19.0% |
| Other amounts payable | 47/48 | €16,478 | €10,419 | -€6,059 | -36.8% |
| Remuneration, social security and pensions | 62 | €16,766 | €170 | -€16,596 | -99.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €6,780 | €6,780 | -€0 | 0.0% |
| Other operating charges | 640/8 | €890 | €922 | +€32 | +3.6% |
| Gross operating margin | 9900 | €32,881 | €13,650 | -€19,231 | -58.5% |
| Operating profit (loss) | 9901 | €8,445 | €5,778 | -€2,667 | -31.6% |
| Financial income | 75/76B | €17 | €62 | +€45 | +264% |
| Recurring financial income | 75 | €17 | €62 | +€45 | +264% |
| Financial charges | 65/66B | €1,368 | €1,335 | -€33 | -2.4% |
| Recurring financial charges | 65 | €1,368 | €1,335 | -€33 | -2.4% |
| Profit (loss) for the period before taxes | 9903 | €7,094 | €4,505 | -€2,589 | -36.5% |
| Income taxes | 67/77 | €1,294 | €2,232 | +€938 | +72.5% |
| Profit (loss) for the period | 9904 | €5,800 | €2,273 | -€3,527 | -60.8% |
| Profit (loss) for the period to be appropriated | 9905 | €5,800 | €2,273 | -€3,527 | -60.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 22 October 2026 via checked.be.