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PATRICK SEGERS: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

PATRICK SEGERS

BE 0831.548.237
NACE 41.001, General construction of residential buildings
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
€3,858
2023 · €31,294-€27,436
Equity
€39,320
2023 · €35,462+€3,858
Cash
€53,716
2023 · €37,331+€16,385
Balance sheet total
€239,542
2023 · €180,893+€58,649

Largest movements

2023 to 2024
Assets
  • Tangible fixed assets +€43,235

    up €43,235 (+37.0%), from €116,849 to €160,084

    of which Furniture and vehicles: +€43,112

  • Cash +€16,385

    up €16,385 (+43.9%), from €37,331 to €53,716

    mainly Debts after one year (+€36,266) and Depreciation (+€35,195)

Equity and liabilities
  • Debts after one year +€36,266

    up €36,266 (+49.4%), from €73,344 to €109,611

  • Current portion of long-term debt +€17,937

    up €17,937 (+66.2%), from €27,089 to €45,026

  • Tax, wage and social debts +€4,270

    up €4,270 (+32.6%), from €13,078 to €17,348

    of which Taxes: +€4,270

  • Reserves +€3,858

    up €3,858 (+25.0%), from €15,462 to €19,320

  • Trade debts -€2,520

    down €2,520 (-69.9%), from €3,604 to €1,084

Income statement
  • Gross operating margin -€24,036

    down €24,036 (-30.8%), from €78,133 to €54,097

  • Depreciation +€7,470

    up €7,470 (+26.9%), from €27,726 to €35,195

  • Other operating charges -€4,789

    down €4,789 (-50.5%), from €9,480 to €4,691

  • Financial charges +€3,828

    up €3,828 (+294.1%), from €1,301 to €5,129

  • Taxes -€3,112

    down €3,112 (-37.3%), from €8,335 to €5,223

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €31,294
Gross operating margin -€24,036
Depreciation -€7,470
Other operating charges +€4,789
Financial income -€3
Financial charges -€3,828
Taxes +€3,112
Result 2024 €3,858

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€40,612
Investment -€78,430
Financing +€54,203
Cash 2023 €37,331
Net result for the year +€3,858
Depreciation +€35,195
Receivables within one year +€1,165
Deferred charges and accrued income -€193
Trade debts -€2,520
Tax, wage and social debts +€4,270
Other debts -€1,162
Investment in fixed assets (net) -€78,430
Debts after one year +€36,266
Current portion of long-term debt +€17,937
Cash 2024 €53,716
Every line side by side 42 lines
Line Code 2023 2024 Change %
Total assets 20/58 €180,893 €239,542 +€58,649 +32.4%
Fixed assets 21/28 €116,849 €160,084 +€43,235 +37.0%
Tangible fixed assets 22/27 €116,849 €160,084 +€43,235 +37.0%
Land and buildings 22 €2,844 €2,448 -€397 -13.9%
Plant, machinery and equipment 23 €1,927 €2,447 +€520 +27.0%
Furniture and vehicles 24 €112,078 €155,189 +€43,112 +38.5%
Current assets 29/58 €64,044 €79,458 +€15,413 +24.1%
Amounts receivable within one year 40/41 €22,428 €21,263 -€1,165 -5.2%
Trade receivables 40 €19,309 €17,570 -€1,739 -9.0%
Other amounts receivable 41 €3,119 €3,693 +€574 +18.4%
Cash at bank and in hand 54/58 €37,331 €53,716 +€16,385 +43.9%
Deferred charges and accrued income 490/1 €4,285 €4,478 +€193 +4.5%
Total equity and liabilities 10/49 €180,893 €239,542 +€58,649 +32.4%
Equity 10/15 €35,462 €39,320 +€3,858 +10.9%
Contributions 10/11 €20,000 €20,000 = 0.0%
Reserves 13 €15,462 €19,320 +€3,858 +25.0%
Distributable reserves 133 €15,462 €19,320 +€3,858 +25.0%
Profit (loss) carried forward 14 €0 - =
Amounts payable 17/49 €145,432 €200,222 +€54,790 +37.7%
Amounts payable after more than one year 17 €73,344 €109,611 +€36,266 +49.4%
Financial debts 170/4 €73,344 €109,611 +€36,266 +49.4%
Amounts payable within one year 42/48 €72,087 €90,611 +€18,524 +25.7%
Current portion of amounts payable after more than one year 42 €27,089 €45,026 +€17,937 +66.2%
Trade debts 44 €3,604 €1,084 -€2,520 -69.9%
Suppliers 440/4 €3,604 €1,084 -€2,520 -69.9%
Taxes, remuneration and social security 45 €13,078 €17,348 +€4,270 +32.6%
Taxes 450/3 €9,941 €14,211 +€4,270 +42.9%
Remuneration and social security 454/9 €3,137 €3,137 = 0.0%
Other amounts payable 47/48 €28,317 €27,154 -€1,162 -4.1%
Non-recurring operating income 76A €36,364 €3,501 -€32,863 -90.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €27,726 €35,195 +€7,470 +26.9%
Other operating charges 640/8 €9,480 €4,691 -€4,789 -50.5%
Gross operating margin 9900 €78,133 €54,097 -€24,036 -30.8%
Operating profit (loss) 9901 €40,927 €14,210 -€26,717 -65.3%
Financial income 75/76B €3 €0 -€3 -100.0%
Recurring financial income 75 €3 €0 -€3 -100.0%
Financial charges 65/66B €1,301 €5,129 +€3,828 +294.1%
Recurring financial charges 65 €1,301 €5,129 +€3,828 +294.1%
Profit (loss) for the period before taxes 9903 €39,629 €9,081 -€30,548 -77.1%
Income taxes 67/77 €8,335 €5,223 -€3,112 -37.3%
Profit (loss) for the period 9904 €31,294 €3,858 -€27,436 -87.7%
Profit (loss) for the period to be appropriated 9905 €31,294 €3,858 -€27,436 -87.7%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.