Patchlo: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Patchlo
Largest movements
- Tangible fixed assets -€29,777
down €29,777 (-8.7%), from €341,996 to €312,219
- Receivables within one year -€15,120
down €15,120 (-64.8%), from €23,329 to €8,209
- Cash -€5,265
down €5,265 (-47.7%), from €11,038 to €5,773
mainly Debts after one year (-€30,540) and Net result for the year (-€9,170)
- Debts after one year -€30,540
down €30,540 (-11.3%), from €270,042 to €239,502
- Reserves -€9,170
down €9,170 (-79.3%), from €11,564 to €2,394
- Other debts -€6,325
down €6,325 (-26.6%), from €23,765 to €17,440
- Trade debts -€4,695
no longer reported in 2025 (was €4,695)
- Gross operating margin -€8,765
down €8,765 (-21.4%), from €40,927 to €32,162
- Depreciation -€1,065
down €1,065 (-3.5%), from €30,841 to €29,777
- Financial charges -€667
down €667 (-9.0%), from €7,382 to €6,715
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €377,601 | €327,445 | -€50,156 | -13.3% |
| Fixed assets | 21/28 | €342,096 | €312,319 | -€29,777 | -8.7% |
| Tangible fixed assets | 22/27 | €341,996 | €312,219 | -€29,777 | -8.7% |
| Land and buildings | 22 | €341,996 | €312,219 | -€29,777 | -8.7% |
| Financial fixed assets | 28 | €100 | €100 | = | 0.0% |
| Current assets | 29/58 | €35,506 | €15,126 | -€20,379 | -57.4% |
| Amounts receivable within one year | 40/41 | €23,329 | €8,209 | -€15,120 | -64.8% |
| Other amounts receivable | 41 | €23,329 | €8,209 | -€15,120 | -64.8% |
| Cash at bank and in hand | 54/58 | €11,038 | €5,773 | -€5,265 | -47.7% |
| Deferred charges and accrued income | 490/1 | €1,139 | €1,145 | +€6 | +0.6% |
| Total equity and liabilities | 10/49 | €377,601 | €327,445 | -€50,156 | -13.3% |
| Equity | 10/15 | €46,599 | €37,429 | -€9,170 | -19.7% |
| Contributions | 10/11 | €35,035 | €35,035 | = | 0.0% |
| Reserves | 13 | €11,564 | €2,394 | -€9,170 | -79.3% |
| Distributable reserves | 133 | €11,564 | €2,394 | -€9,170 | -79.3% |
| Amounts payable | 17/49 | €331,002 | €290,016 | -€40,986 | -12.4% |
| Amounts payable after more than one year | 17 | €270,042 | €239,502 | -€30,540 | -11.3% |
| Financial debts | 170/4 | €270,042 | €239,502 | -€30,540 | -11.3% |
| Amounts payable within one year | 42/48 | €58,426 | €47,980 | -€10,446 | -17.9% |
| Current portion of amounts payable after more than one year | 42 | €29,967 | €30,540 | +€574 | +1.9% |
| Trade debts | 44 | €4,695 | - | -€4,695 | |
| Suppliers | 440/4 | €4,695 | - | -€4,695 | |
| Other amounts payable | 47/48 | €23,765 | €17,440 | -€6,325 | -26.6% |
| Accrued charges and deferred income | 492/3 | €2,534 | €2,534 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €30,841 | €29,777 | -€1,065 | -3.5% |
| Other operating charges | 640/8 | €4,695 | €4,841 | +€146 | +3.1% |
| Gross operating margin | 9900 | €40,927 | €32,162 | -€8,765 | -21.4% |
| Operating profit (loss) | 9901 | €5,391 | -€2,456 | -€7,846 | |
| Financial charges | 65/66B | €7,382 | €6,715 | -€667 | -9.0% |
| Recurring financial charges | 65 | €7,382 | €6,715 | -€667 | -9.0% |
| Profit (loss) for the period before taxes | 9903 | -€1,991 | -€9,170 | -€7,179 | -360.5% |
| Profit (loss) for the period | 9904 | -€1,991 | -€9,170 | -€7,179 | -360.5% |
| Profit (loss) for the period to be appropriated | 9905 | -€1,991 | -€9,170 | -€7,179 | -360.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.