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PASSAUTO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

PASSAUTO

BE 0876.053.322
NACE 47.811, Retail sale of cars and light vans (up to 3.5 tonnes)
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
-€17,812
2023 · €4,953-€22,765
Equity
€43,038
2023 · €60,850-€17,812
Cash
€3,743
2023 · €15,795-€12,052
Balance sheet total
€179,920
2023 · €194,474-€14,554

Largest movements

2023 to 2024
Assets
  • Deferred charges and accrued income +€39,754

    new in 2024: €39,754

  • Receivables within one year -€32,352

    down €32,352 (-63.8%), from €50,725 to €18,373

    of which Other amounts receivable: -€16,474

  • Tangible fixed assets -€12,391

    down €12,391 (-50.0%), from €24,781 to €12,390

    of which Plant, machinery and equipment: -€7,064

  • Cash -€12,052

    down €12,052 (-76.3%), from €15,795 to €3,743

    mainly Other debts (-€46,661) and Deferred charges and accrued income (-€39,754)

  • Stocks and contracts +€6,612

    up €6,612 (+6.7%), from €99,048 to €105,660

Equity and liabilities
  • Other debts -€46,661

    down €46,661 (-68.8%), from €67,824 to €21,163

  • Trade debts +€35,478

    new in 2024: €35,478

  • Profit (loss) carried forward -€17,812

    down €17,812 (-44.1%), from €40,390 to €22,578

  • Short-term financial debts +€11,306

    new in 2024: €11,306

  • Tax, wage and social debts +€10,423

    up €10,423 (+122.4%), from €8,512 to €18,935

    of which Taxes: +€7,879

Income statement
  • Staff costs +€21,679

    up €21,679 (+52.5%), from €41,321 to €63,000

  • Gross operating margin +€8,307

    up €8,307 (+13.0%), from €64,048 to €72,355

  • Financial charges +€7,940

    up €7,940 (+507.7%), from €1,564 to €9,504

  • Other operating charges +€3,575

    up €3,575 (+146.2%), from €2,446 to €6,021

  • Taxes -€1,249

    down €1,249 (-100.0%), from €1,249 to €0

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €4,953
Gross operating margin +€8,307
Staff costs -€21,679
Depreciation -€0
Other operating charges -€3,575
Financial income +€874
Financial charges -€7,940
Taxes +€1,249
Result 2024 -€17,812

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€27,359
Investment +€4,000
Financing +€11,306
Cash 2023 €15,795
Net result for the year -€17,812
Depreciation +€12,515
Stocks and contracts -€6,612
Receivables within one year +€32,352
Deferred charges and accrued income -€39,754
Trade debts +€35,478
Tax, wage and social debts +€10,423
Other debts -€46,661
Accrued charges and deferred income -€7,288
Investment in fixed assets (net) +€4,000
Short-term financial debts +€11,306
Contributions, distributions and other -€0
Cash 2024 €3,743
Every line side by side 50 lines
Line Code 2023 2024 Change %
Total assets 20/58 €194,474 €179,920 -€14,554 -7.5%
Fixed assets 21/28 €28,906 €12,390 -€16,516 -57.1%
Intangible fixed assets 21 €125 €0 -€125 -100.0%
Tangible fixed assets 22/27 €24,781 €12,390 -€12,391 -50.0%
Land and buildings 22 €2,020 €1,010 -€1,010 -50.0%
Plant, machinery and equipment 23 €14,128 €7,064 -€7,064 -50.0%
Furniture and vehicles 24 €8,633 €4,317 -€4,316 -50.0%
Financial fixed assets 28 €4,000 €0 -€4,000 -100.0%
Current assets 29/58 €165,568 €167,529 +€1,961 +1.2%
Stocks and contracts in progress 3 €99,048 €105,660 +€6,612 +6.7%
Stocks 30/36 €99,048 €105,660 +€6,612 +6.7%
Amounts receivable within one year 40/41 €50,725 €18,373 -€32,352 -63.8%
Trade receivables 40 €34,251 €18,373 -€15,878 -46.4%
Other amounts receivable 41 €16,474 €0 -€16,474 -100.0%
Cash at bank and in hand 54/58 €15,795 €3,743 -€12,052 -76.3%
Deferred charges and accrued income 490/1 - €39,754 +€39,754
Total equity and liabilities 10/49 €194,474 €179,920 -€14,554 -7.5%
Equity 10/15 €60,850 €43,038 -€17,812 -29.3%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €1,860 €1,860 = 0.0%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Profit (loss) carried forward 14 €40,390 €22,578 -€17,812 -44.1%
Amounts payable 17/49 €133,624 €136,881 +€3,257 +2.4%
Amounts payable after more than one year 17 €50,000 €50,000 = 0.0%
Financial debts 170/4 €50,000 €50,000 = 0.0%
Amounts payable within one year 42/48 €76,336 €86,881 +€10,545 +13.8%
Financial debts 43 - €11,306 +€11,306
Credit institutions 430/8 - €11,306 +€11,306
Trade debts 44 - €35,478 +€35,478
Suppliers 440/4 - €35,478 +€35,478
Taxes, remuneration and social security 45 €8,512 €18,935 +€10,423 +122.4%
Taxes 450/3 €850 €8,729 +€7,879 +927.0%
Remuneration and social security 454/9 €7,662 €10,205 +€2,543 +33.2%
Other amounts payable 47/48 €67,824 €21,163 -€46,661 -68.8%
Accrued charges and deferred income 492/3 €7,288 €0 -€7,288 -100.0%
Remuneration, social security and pensions 62 €41,321 €63,000 +€21,679 +52.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €12,515 €12,515 +€0 0.0%
Other operating charges 640/8 €2,446 €6,021 +€3,575 +146.2%
Gross operating margin 9900 €64,048 €72,355 +€8,307 +13.0%
Operating profit (loss) 9901 €7,766 -€9,182 -€16,948
Financial income 75/76B - €874 +€874
Recurring financial income 75 - €23 +€23
Non-recurring financial income 76B - €851 +€851
Financial charges 65/66B €1,564 €9,504 +€7,940 +507.7%
Recurring financial charges 65 €1,564 €9,504 +€7,940 +507.7%
Profit (loss) for the period before taxes 9903 €6,202 -€17,812 -€24,014
Income taxes 67/77 €1,249 €0 -€1,249 -100.0%
Profit (loss) for the period 9904 €4,953 -€17,812 -€22,765
Profit (loss) for the period to be appropriated 9905 €4,953 -€17,812 -€22,765

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.