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PassAnt: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

PassAnt

BE 0446.599.876
NACE 86.931, Psychology services
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€95,790
2024 · €82,488-€178,278
Equity
€1.5m
2024 · €1.6m-€117,780
Cash
€396,462
2024 · €740,243-€343,781
Balance sheet total
€2.8m
2024 · €2.5m+€241,198

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€838,497

    up €838,497 (+89.2%), from €940,010 to €1.8m

    of which Land and buildings: +€852,499

  • Cash -€343,781

    down €343,781 (-46.4%), from €740,243 to €396,462

    mainly Investment in fixed assets (net) (-€979,741) and Tax, wage and social debts (-€146,047)

  • Receivables within one year -€254,454

    down €254,454 (-31.0%), from €820,182 to €565,727

    of which Other amounts receivable: -€222,897

Equity and liabilities
  • Debts after one year +€453,157

    up €453,157 (+449.2%), from €100,875 to €554,031

    of which Financial debts: +€453,157

  • Tax, wage and social debts -€146,047

    down €146,047 (-26.7%), from €547,433 to €401,386

    of which Taxes: -€96,686

  • Profit (loss) carried forward -€95,790

    down €95,790 (-7.5%), from €1.3m to €1.2m

  • Trade debts +€41,465

    up €41,465 (+26.9%), from €153,931 to €195,396

Income statement
  • Staff costs +€246,084

    up €246,084 (+7.1%), from €3.5m to €3.7m

  • Gross operating margin +€153,317

    up €153,317 (+4.2%), from €3.6m to €3.8m

  • Depreciation +€61,728

    up €61,728 (+78.5%), from €78,667 to €140,395

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €82,488
Gross operating margin +€153,317
Staff costs -€246,084
Depreciation -€61,728
Other operating charges -€2,944
Other operating items -€7,496
Financial income +€952
Financial charges -€14,296
Result 2025 -€95,790

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€177,763
Investment -€979,741
Financing +€458,198
Cash 2024 €740,243
Net result for the year -€95,790
Depreciation +€140,395
Receivables within one year +€254,454
Deferred charges and accrued income -€86
Trade debts +€41,465
Tax, wage and social debts -€146,047
Accrued charges and deferred income -€16,628
Investment in fixed assets (net) -€979,741
Debts after one year +€453,157
Current portion of long-term debt +€27,031
Contributions, distributions and other -€21,990
Cash 2025 €396,462
Every line side by side 47 lines
Line Code 2024 2025 Change %
Total assets 20/58 €2,540,031 €2,781,229 +€241,198 +9.5%
Fixed assets 21/28 €944,781 €1,784,127 +€839,347 +88.8%
Tangible fixed assets 22/27 €940,010 €1,778,507 +€838,497 +89.2%
Land and buildings 22 €866,841 €1,719,340 +€852,499 +98.3%
Plant, machinery and equipment 23 €56,319 €48,583 -€7,736 -13.7%
Furniture and vehicles 24 €16,850 €10,583 -€6,266 -37.2%
Financial fixed assets 28 €4,771 €5,621 +€850 +17.8%
Current assets 29/58 €1,595,250 €997,101 -€598,149 -37.5%
Amounts receivable within one year 40/41 €820,182 €565,727 -€254,454 -31.0%
Trade receivables 40 €214,905 €183,347 -€31,557 -14.7%
Other amounts receivable 41 €605,277 €382,380 -€222,897 -36.8%
Current investments 50/53 €0 - =
Cash at bank and in hand 54/58 €740,243 €396,462 -€343,781 -46.4%
Deferred charges and accrued income 490/1 €34,826 €34,912 +€86 +0.2%
Total equity and liabilities 10/49 €2,540,031 €2,781,229 +€241,198 +9.5%
Equity 10/15 €1,591,703 €1,473,924 -€117,780 -7.4%
Reserves 13 €59,000 €59,000 = 0.0%
Profit (loss) carried forward 14 €1,276,782 €1,180,992 -€95,790 -7.5%
Investment grants 15 €255,921 €233,932 -€21,990 -8.6%
Provisions and deferred taxes 16 €125,000 €125,000 = 0.0%
Provisions for liabilities and charges 160/5 €125,000 €125,000 = 0.0%
Major repairs and maintenance 162 €125,000 €125,000 = 0.0%
Amounts payable 17/49 €823,328 €1,182,305 +€358,977 +43.6%
Amounts payable after more than one year 17 €100,875 €554,031 +€453,157 +449.2%
Financial debts 170/4 €100,546 €553,702 +€453,157 +450.7%
Other amounts payable 178/9 €329 €329 = 0.0%
Amounts payable within one year 42/48 €701,364 €623,812 -€77,552 -11.1%
Current portion of amounts payable after more than one year 42 - €27,031 +€27,031
Trade debts 44 €153,931 €195,396 +€41,465 +26.9%
Suppliers 440/4 €153,931 €195,396 +€41,465 +26.9%
Taxes, remuneration and social security 45 €547,433 €401,386 -€146,047 -26.7%
Taxes 450/3 €100,506 €3,820 -€96,686 -96.2%
Remuneration and social security 454/9 €446,927 €397,566 -€49,361 -11.0%
Accrued charges and deferred income 492/3 €21,089 €4,462 -€16,628 -78.8%
Remuneration, social security and pensions 62 €3,466,138 €3,712,222 +€246,084 +7.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €78,667 €140,395 +€61,728 +78.5%
Other operating charges 640/8 €6,146 €9,089 +€2,944 +47.9%
Non-recurring operating charges 66A - €7,496 +€7,496
Gross operating margin 9900 €3,612,148 €3,765,465 +€153,317 +4.2%
Operating profit (loss) 9901 €61,198 -€103,737 -€164,935
Financial income 75/76B €22,383 €23,335 +€952 +4.3%
Recurring financial income 75 €22,383 €23,335 +€952 +4.3%
Financial charges 65/66B €1,093 €15,388 +€14,296 +1308.5%
Recurring financial charges 65 €1,093 €15,388 +€14,296 +1308.5%
Profit (loss) for the period before taxes 9903 €82,488 -€95,790 -€178,278
Profit (loss) for the period 9904 €82,488 -€95,790 -€178,278
Profit (loss) for the period to be appropriated 9905 €82,488 -€95,790 -€178,278

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.