ParFi Group BFC: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ParFi Group BFC
Largest movements
- Receivables within one year +€179,593
up €179,593 (+66.7%), from €269,379 to €448,972
of which Trade receivables: +€199,379
- Cash -€80,259
down €80,259 (-31.0%), from €258,578 to €178,319
mainly Receivables within one year (-€179,593) and Contributions, distributions and other (-€80,000)
- Financial fixed assets +€36,250
up €36,250 (+21.8%), from €166,000 to €202,250
- Intangible fixed assets -€9,800
down €9,800 (-10.0%), from €98,000 to €88,200
- Profit (loss) carried forward +€207,400
up €207,400 (+87.8%), from €236,246 to €443,645
- Other debts -€70,000
down €70,000 (-46.7%), from €150,000 to €80,000
- Trade debts -€68,801
down €68,801 (-31.1%), from €221,223 to €152,422
- Tax, wage and social debts +€31,309
new in 2025: €31,309
of which Taxes: +€30,358
- Current portion of long-term debt +€27,925
up €27,925 (+36.8%), from €75,970 to €103,895
- Gross operating margin +€36,108
up €36,108 (+9.9%), from €364,073 to €400,181
- Depreciation +€15,014
new in 2025: €15,014
- Other operating charges -€9,211
down €9,211 (-91.1%), from €10,106 to €895
- Write-downs -€7,878
down €7,878, from €448 to -€7,430
- Taxes +€7,706
up €7,706 (+8.8%), from €87,774 to €95,480
From the 31-12-2024 result to the 31-12-2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 31-12-2024 and 31-12-2025 balance sheets and the 31-12-2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 31-12-2024 | 31-12-2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €818,060 | €953,082 | +€135,023 | +16.5% |
| Fixed assets | 21/28 | €286,000 | €318,587 | +€32,587 | +11.4% |
| Intangible fixed assets | 21 | €98,000 | €88,200 | -€9,800 | -10.0% |
| Tangible fixed assets | 22/27 | €22,000 | €28,137 | +€6,137 | +27.9% |
| Plant, machinery and equipment | 23 | €1,632 | €3,319 | +€1,687 | +103.3% |
| Furniture and vehicles | 24 | €5,483 | €5,902 | +€419 | +7.6% |
| Other tangible fixed assets | 26 | €14,885 | €18,916 | +€4,031 | +27.1% |
| Financial fixed assets | 28 | €166,000 | €202,250 | +€36,250 | +21.8% |
| Current assets | 29/58 | €532,060 | €634,495 | +€102,435 | +19.3% |
| Amounts receivable within one year | 40/41 | €269,379 | €448,972 | +€179,593 | +66.7% |
| Trade receivables | 40 | €249,257 | €448,636 | +€199,379 | +80.0% |
| Other amounts receivable | 41 | €20,122 | €336 | -€19,786 | -98.3% |
| Cash at bank and in hand | 54/58 | €258,578 | €178,319 | -€80,259 | -31.0% |
| Deferred charges and accrued income | 490/1 | €4,103 | €7,204 | +€3,101 | +75.6% |
| Total equity and liabilities | 10/49 | €818,060 | €953,082 | +€135,023 | +16.5% |
| Equity | 10/15 | €256,706 | €464,105 | +€207,400 | +80.8% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €236,246 | €443,645 | +€207,400 | +87.8% |
| Amounts payable | 17/49 | €561,354 | €488,977 | -€72,377 | -12.9% |
| Amounts payable after more than one year | 17 | €114,160 | €121,350 | +€7,190 | +6.3% |
| Financial debts | 170/4 | €114,160 | €121,350 | +€7,190 | +6.3% |
| Amounts payable within one year | 42/48 | €447,194 | €367,626 | -€79,567 | -17.8% |
| Current portion of amounts payable after more than one year | 42 | €75,970 | €103,895 | +€27,925 | +36.8% |
| Trade debts | 44 | €221,223 | €152,422 | -€68,801 | -31.1% |
| Suppliers | 440/4 | €221,223 | €152,422 | -€68,801 | -31.1% |
| Taxes, remuneration and social security | 45 | - | €31,309 | +€31,309 | |
| Taxes | 450/3 | - | €30,358 | +€30,358 | |
| Remuneration and social security | 454/9 | - | €951 | +€951 | |
| Other amounts payable | 47/48 | €150,000 | €80,000 | -€70,000 | -46.7% |
| Remuneration, social security and pensions | 62 | - | €2,378 | +€2,378 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €15,014 | +€15,014 | |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €448 | -€7,430 | -€7,878 | |
| Other operating charges | 640/8 | €10,106 | €895 | -€9,211 | -91.1% |
| Gross operating margin | 9900 | €364,073 | €400,181 | +€36,108 | +9.9% |
| Operating profit (loss) | 9901 | €353,519 | €389,324 | +€35,805 | +10.1% |
| Financial income | 75/76B | €3,704 | €3,013 | -€692 | -18.7% |
| Recurring financial income | 75 | €3,704 | €3,013 | -€692 | -18.7% |
| Financial charges | 65/66B | €8,439 | €9,457 | +€1,018 | +12.1% |
| Recurring financial charges | 65 | €8,439 | €9,457 | +€1,018 | +12.1% |
| Profit (loss) for the period before taxes | 9903 | €348,784 | €382,879 | +€34,096 | +9.8% |
| Income taxes | 67/77 | €87,774 | €95,480 | +€7,706 | +8.8% |
| Profit (loss) for the period | 9904 | €261,010 | €287,400 | +€26,389 | +10.1% |
| Profit (loss) for the period to be appropriated | 9905 | €261,010 | €287,400 | +€26,389 | +10.1% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.