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PANAFES: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

PANAFES

BE 0438.869.768
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€13,516
2024 · -€11,168-€2,348
Equity
-€143,692
2024 · -€130,176-€13,516
Cash
€883
2024 · €4,574-€3,690
Balance sheet total
€268,195
2024 · €269,423-€1,228

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€17,636

    down €17,636 (-7.0%), from €251,191 to €233,555

    of which Land and buildings: -€17,026

  • Deferred charges and accrued income +€14,731

    up €14,731 (+1004.9%), from €1,466 to €16,196

  • Receivables within one year +€5,368

    up €5,368 (+44.0%), from €12,192 to €17,560

  • Cash -€3,690

    down €3,690 (-80.7%), from €4,574 to €883

    mainly Debts after one year (-€37,280) and Investment in fixed assets (net) (-€16,644)

Equity and liabilities
  • Other debts +€56,028

    up €56,028 (+26.4%), from €212,112 to €268,140

  • Debts after one year -€37,280

    down €37,280 (-26.2%), from €142,047 to €104,767

  • Profit (loss) carried forward -€13,516

    down €13,516 (-3.8%), from -€358,747 to -€372,263

  • Current portion of long-term debt -€5,949

    down €5,949 (-13.8%), from €43,230 to €37,280

Income statement
  • Gross operating margin -€2,210

    down €2,210 (-7.9%), from €28,023 to €25,813

  • Depreciation +€1,090

    up €1,090 (+3.3%), from €33,189 to €34,279

  • Financial charges -€995

    down €995 (-21.8%), from €4,556 to €3,561

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€11,168
Gross operating margin -€2,210
Depreciation -€1,090
Other operating charges -€42
Financial charges +€995
Result 2025 -€13,516

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€56,183
Investment -€16,644
Financing -€43,230
Cash 2024 €4,574
Net result for the year -€13,516
Depreciation +€34,279
Receivables within one year -€5,368
Deferred charges and accrued income -€14,731
Trade debts -€515
Other debts +€56,028
Accrued charges and deferred income +€6
Investment in fixed assets (net) -€16,644
Debts after one year -€37,280
Current portion of long-term debt -€5,949
Cash 2025 €883
Every line side by side 38 lines
Line Code 2024 2025 Change %
Total assets 20/58 €269,423 €268,195 -€1,228 -0.5%
Fixed assets 21/28 €251,191 €233,555 -€17,636 -7.0%
Tangible fixed assets 22/27 €251,191 €233,555 -€17,636 -7.0%
Land and buildings 22 €249,972 €232,946 -€17,026 -6.8%
Plant, machinery and equipment 23 €1,219 €609 -€609 -50.0%
Current assets 29/58 €18,232 €34,640 +€16,408 +90.0%
Amounts receivable within one year 40/41 €12,192 €17,560 +€5,368 +44.0%
Other amounts receivable 41 €12,192 €17,560 +€5,368 +44.0%
Cash at bank and in hand 54/58 €4,574 €883 -€3,690 -80.7%
Deferred charges and accrued income 490/1 €1,466 €16,196 +€14,731 +1004.9%
Total equity and liabilities 10/49 €269,423 €268,195 -€1,228 -0.5%
Equity 10/15 -€130,176 -€143,692 -€13,516 -10.4%
Contributions 10/11 €225,981 €225,981 = 0.0%
Capital 10 €225,981 €225,981 = 0.0%
Issued capital 100 €225,981 €225,981 = 0.0%
Reserves 13 €2,590 €2,590 = 0.0%
Non-distributable reserves 130/1 €741 €741 = 0.0%
Legal reserve 130 €741 €741 = 0.0%
Distributable reserves 133 €1,849 €1,849 = 0.0%
Profit (loss) carried forward 14 -€358,747 -€372,263 -€13,516 -3.8%
Amounts payable 17/49 €399,598 €411,887 +€12,288 +3.1%
Amounts payable after more than one year 17 €142,047 €104,767 -€37,280 -26.2%
Financial debts 170/4 €142,047 €104,767 -€37,280 -26.2%
Amounts payable within one year 42/48 €257,551 €307,114 +€49,563 +19.2%
Current portion of amounts payable after more than one year 42 €43,230 €37,280 -€5,949 -13.8%
Trade debts 44 €2,209 €1,694 -€515 -23.3%
Suppliers 440/4 €2,209 €1,694 -€515 -23.3%
Other amounts payable 47/48 €212,112 €268,140 +€56,028 +26.4%
Accrued charges and deferred income 492/3 - €6 +€6
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €33,189 €34,279 +€1,090 +3.3%
Other operating charges 640/8 €1,446 €1,489 +€42 +2.9%
Gross operating margin 9900 €28,023 €25,813 -€2,210 -7.9%
Operating profit (loss) 9901 -€6,612 -€9,955 -€3,343 -50.6%
Financial charges 65/66B €4,556 €3,561 -€995 -21.8%
Recurring financial charges 65 €4,556 €3,561 -€995 -21.8%
Profit (loss) for the period before taxes 9903 -€11,168 -€13,516 -€2,348 -21.0%
Profit (loss) for the period 9904 -€11,168 -€13,516 -€2,348 -21.0%
Profit (loss) for the period to be appropriated 9905 -€11,168 -€13,516 -€2,348 -21.0%

Source: filed annual accounts (NBB), fiscal years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.