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PAMAJA: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

PAMAJA

BE 0447.761.502
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€706
2024 · -€698+€1,404
Equity
€44,328
2024 · €43,622+€706
Cash
€337
2024 · €153+€185
Balance sheet total
€57,947
2024 · €58,212-€264

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€695

    down €695 (-1.4%), from €50,274 to €49,579

Equity and liabilities
  • Other debts -€1,241

    down €1,241 (-8.8%), from €14,139 to €12,899

  • Profit (loss) carried forward +€706

    up €706 (+2.9%), from -€24,028 to -€23,322

Income statement
  • Gross operating margin +€1,696

    up €1,696 (+92.2%), from €1,839 to €3,536

  • Financial charges +€270

    up €270 (+59.8%), from €451 to €721

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€698
Gross operating margin +€1,696
Depreciation +€0
Other operating charges -€22
Financial charges -€270
Result 2025 €706

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€185
Investment €0
Financing €0
Cash 2024 €153
Net result for the year +€706
Depreciation +€695
Deferred charges and accrued income -€246
Other debts -€1,241
Accrued charges and deferred income +€270
Cash 2025 €337
Every line side by side 29 lines
Line Code 2024 2025 Change %
Total assets 20/58 €58,212 €57,947 -€264 -0.5%
Fixed assets 21/28 €50,274 €49,579 -€695 -1.4%
Tangible fixed assets 22/27 €50,274 €49,579 -€695 -1.4%
Land and buildings 22 €50,274 €49,579 -€695 -1.4%
Current assets 29/58 €7,938 €8,368 +€431 +5.4%
Cash at bank and in hand 54/58 €153 €337 +€185 +121.0%
Deferred charges and accrued income 490/1 €7,785 €8,031 +€246 +3.2%
Total equity and liabilities 10/49 €58,212 €57,947 -€264 -0.5%
Equity 10/15 €43,622 €44,328 +€706 +1.6%
Contributions 10/11 €61,500 €61,500 = 0.0%
Capital 10 €61,500 €61,500 = 0.0%
Issued capital 100 €61,500 €61,500 = 0.0%
Reserves 13 €6,150 €6,150 = 0.0%
Non-distributable reserves 130/1 €6,150 €6,150 = 0.0%
Legal reserve 130 €6,150 €6,150 = 0.0%
Profit (loss) carried forward 14 -€24,028 -€23,322 +€706 +2.9%
Amounts payable 17/49 €14,590 €13,619 -€971 -6.7%
Amounts payable within one year 42/48 €14,139 €12,899 -€1,241 -8.8%
Other amounts payable 47/48 €14,139 €12,899 -€1,241 -8.8%
Accrued charges and deferred income 492/3 €451 €721 +€270 +59.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €695 €695 -€0 0.0%
Other operating charges 640/8 €1,391 €1,414 +€22 +1.6%
Gross operating margin 9900 €1,839 €3,536 +€1,696 +92.2%
Operating profit (loss) 9901 -€247 €1,427 +€1,674
Financial charges 65/66B €451 €721 +€270 +59.8%
Recurring financial charges 65 €451 €721 +€270 +59.8%
Profit (loss) for the period before taxes 9903 -€698 €706 +€1,404
Profit (loss) for the period 9904 -€698 €706 +€1,404
Profit (loss) for the period to be appropriated 9905 -€698 €706 +€1,404

Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.