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Palmer: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Palmer

BE 0447.739.033
NACE 46.190, Agents in non-specialised wholesale trade
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-
not filed
Equity
-€2.0m
2024 · -€1.7m-€320,747
Cash
€11,514
2024 · €3,436+€8,078
Balance sheet total
€264,375
2024 · €514,464-€250,089

Largest movements

2024 to 2025
Assets
  • Stocks and contracts -€254,378

    down €254,378 (-54.1%), from €469,917 to €215,539

  • Receivables within one year +€10,283

    up €10,283 (+626.8%), from €1,641 to €11,923

    of which Trade receivables: +€9,173

  • Cash +€8,078

    up €8,078 (+235.1%), from €3,436 to €11,514

  • Deferred charges and accrued income -€7,174

    down €7,174 (-57.2%), from €12,538 to €5,364

Equity and liabilities
  • Profit (loss) carried forward -€320,747

    down €320,747 (-14.4%), from -€2.2m to -€2.5m

  • Other debts +€66,401

    up €66,401 (+3.1%), from €2.1m to €2.2m

  • Trade debts +€17,314

    up €17,314 (+244.9%), from €7,069 to €24,383

  • Short-term financial debts -€6,295

    down €6,295 (-26.1%), from €24,100 to €17,805

  • Tax, wage and social debts -€5,706

    down €5,706 (-52.0%), from €10,981 to €5,275

    of which Taxes: -€3,145

Income statement

No income-statement line moved by more than 1% of the activity.

    From the 2024 result to the 2025 result

    effect on the result

    The net result is not in both sets of accounts; without it the difference cannot be explained line by line.

    Cash bridge derived

    cash 2024 to 2025

    Cash or the result is not a separate line in both sets of accounts; the cash flow cannot be derived from them.

    Every line side by side 33 lines
    Line Code 2024 2025 Change %
    Total assets 20/58 €514,464 €264,375 -€250,089 -48.6%
    Fixed assets 21/28 €26,932 €20,035 -€6,897 -25.6%
    Tangible fixed assets 22/27 €24,538 €19,441 -€5,097 -20.8%
    Plant, machinery and equipment 23 €24,538 €19,441 -€5,097 -20.8%
    Financial fixed assets 28 €2,394 €594 -€1,800 -75.2%
    Current assets 29/58 €487,532 €244,340 -€243,192 -49.9%
    Stocks and contracts in progress 3 €469,917 €215,539 -€254,378 -54.1%
    Stocks 30/36 €469,917 €215,539 -€254,378 -54.1%
    Amounts receivable within one year 40/41 €1,641 €11,923 +€10,283 +626.8%
    Trade receivables 40 - €9,173 +€9,173
    Other amounts receivable 41 €1,641 €2,750 +€1,110 +67.6%
    Cash at bank and in hand 54/58 €3,436 €11,514 +€8,078 +235.1%
    Deferred charges and accrued income 490/1 €12,538 €5,364 -€7,174 -57.2%
    Total equity and liabilities 10/49 €514,464 €264,375 -€250,089 -48.6%
    Equity 10/15 -€1,651,520 -€1,972,267 -€320,747 -19.4%
    Contributions 10/11 €570,155 €570,155 = 0.0%
    Capital 10 €570,155 €570,155 = 0.0%
    Issued capital 100 €570,155 €570,155 = 0.0%
    Reserves 13 €3,099 €3,099 = 0.0%
    Non-distributable reserves 130/1 €3,099 €3,099 = 0.0%
    Legal reserve 130 €3,099 €3,099 = 0.0%
    Profit (loss) carried forward 14 -€2,224,774 -€2,545,521 -€320,747 -14.4%
    Amounts payable 17/49 €2,165,984 €2,236,643 +€70,658 +3.3%
    Amounts payable within one year 42/48 €2,165,984 €2,236,643 +€70,658 +3.3%
    Financial debts 43 €24,100 €17,805 -€6,295 -26.1%
    Credit institutions 430/8 €24,100 €17,805 -€6,295 -26.1%
    Trade debts 44 €7,069 €24,383 +€17,314 +244.9%
    Suppliers 440/4 €7,069 €24,383 +€17,314 +244.9%
    Advances received on contracts in progress 46 €1,056 - -€1,056
    Taxes, remuneration and social security 45 €10,981 €5,275 -€5,706 -52.0%
    Taxes 450/3 €3,970 €825 -€3,145 -79.2%
    Remuneration and social security 454/9 €7,011 €4,450 -€2,562 -36.5%
    Other amounts payable 47/48 €2,122,778 €2,189,179 +€66,401 +3.1%

    Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.