Paint@home: what changed
What changed
Paint@home
NACE 47.521, Retail sale of hardware, building materials, paint and glass (general range)
filed annual accounts (NBB)
Net result for the year
€17,383
2024 · -€3,222+€20,606
Equity
€37,832
2024 · €20,449+€17,383
Cash
€548
2024 · €801-€253
Balance sheet total
€506,484
2024 · €530,654-€24,169
Largest movements
Assets
- Receivables within one year -€9,509
down €9,509 (-82.9%), from €11,473 to €1,964
of which Trade receivables: -€9,512
- Tangible fixed assets -€8,476
down €8,476 (-1.9%), from €437,464 to €428,988
of which Land and buildings: -€27,430
- Stocks and contracts -€5,629
down €5,629 (-7.0%), from €80,488 to €74,859
Equity and liabilities
- Debts after one year -€42,731
down €42,731 (-15.7%), from €271,701 to €228,970
- Profit (loss) carried forward +€17,383
up €17,383 (+91.4%), from -€19,011 to -€1,628
- Trade debts -€13,142
down €13,142 (-22.9%), from €57,348 to €44,206
- Current portion of long-term debt +€12,009
up €12,009 (+25.8%), from €46,610 to €58,618
Income statement
- Staff costs -€13,882
down €13,882 (-40.3%), from €34,411 to €20,528
- Financial charges -€13,103
down €13,103 (-48.9%), from €26,780 to €13,677
- Gross operating margin -€12,830
down €12,830 (-11.5%), from €111,244 to €98,414
- Other operating charges -€9,906
down €9,906 (-52.5%), from €18,874 to €8,968
- Depreciation +€2,862
up €2,862 (+8.5%), from €33,829 to €36,691
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€3,222
Gross operating margin
-€12,830
Staff costs
+€13,882
Depreciation
-€2,862
Other operating charges
+€9,906
Financial income
+€1
Financial charges
+€13,103
Taxes
-€594
Result 2025
€17,383
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€55,848
Investment
-€28,216
Financing
-€27,886
Cash 2024
€801
From operations (derived)
+€55,848
Net result for the year
+€17,383
Depreciation
+€36,691
Stocks and contracts
+€5,629
Receivables within one year
+€9,509
Deferred charges and accrued income
+€302
Trade debts
-€13,142
Tax, wage and social debts
-€2,830
Other debts
+€2,305
Investment (derived)
-€28,216
Investment in fixed assets (net)
-€28,216
Financing
-€27,886
Debts after one year
-€42,731
Current portion of long-term debt
+€12,009
Short-term financial debts
+€2,837
Cash 2025
€548
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €530,654 | €506,484 | -€24,169 | -4.6% |
| Fixed assets | 21/28 | €437,589 | €429,113 | -€8,476 | -1.9% |
| Tangible fixed assets | 22/27 | €437,464 | €428,988 | -€8,476 | -1.9% |
| Land and buildings | 22 | €428,516 | €401,086 | -€27,430 | -6.4% |
| Furniture and vehicles | 24 | €8,948 | €27,902 | +€18,955 | +212% |
| Financial fixed assets | 28 | €125 | €125 | = | 0.0% |
| Current assets | 29/58 | €93,064 | €77,371 | -€15,693 | -16.9% |
| Stocks and contracts in progress | 3 | €80,488 | €74,859 | -€5,629 | -7.0% |
| Stocks | 30/36 | €80,488 | €74,859 | -€5,629 | -7.0% |
| Amounts receivable within one year | 40/41 | €11,473 | €1,964 | -€9,509 | -82.9% |
| Trade receivables | 40 | €11,142 | €1,631 | -€9,512 | -85.4% |
| Other amounts receivable | 41 | €331 | €334 | +€3 | +0.9% |
| Cash at bank and in hand | 54/58 | €801 | €548 | -€253 | -31.6% |
| Deferred charges and accrued income | 490/1 | €302 | - | -€302 | |
| Total equity and liabilities | 10/49 | €530,654 | €506,484 | -€24,169 | -4.6% |
| Equity | 10/15 | €20,449 | €37,832 | +€17,383 | +85.0% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €20,860 | €20,860 | = | 0.0% |
| Distributable reserves | 133 | €20,860 | €20,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€19,011 | -€1,628 | +€17,383 | +91.4% |
| Amounts payable | 17/49 | €510,205 | €468,652 | -€41,553 | -8.1% |
| Amounts payable after more than one year | 17 | €271,701 | €228,970 | -€42,731 | -15.7% |
| Financial debts | 170/4 | €271,701 | €228,970 | -€42,731 | -15.7% |
| Amounts payable within one year | 42/48 | €238,504 | €239,682 | +€1,178 | +0.5% |
| Current portion of amounts payable after more than one year | 42 | €46,610 | €58,618 | +€12,009 | +25.8% |
| Financial debts | 43 | €3,507 | €6,344 | +€2,837 | +80.9% |
| Credit institutions | 430/8 | €3,507 | €6,344 | +€2,837 | +80.9% |
| Trade debts | 44 | €57,348 | €44,206 | -€13,142 | -22.9% |
| Suppliers | 440/4 | €57,348 | €44,206 | -€13,142 | -22.9% |
| Taxes, remuneration and social security | 45 | €18,395 | €15,565 | -€2,830 | -15.4% |
| Taxes | 450/3 | €9,784 | €8,921 | -€863 | -8.8% |
| Remuneration and social security | 454/9 | €8,611 | €6,644 | -€1,967 | -22.8% |
| Other amounts payable | 47/48 | €112,644 | €114,949 | +€2,305 | +2.0% |
| Remuneration, social security and pensions | 62 | €34,411 | €20,528 | -€13,882 | -40.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €33,829 | €36,691 | +€2,862 | +8.5% |
| Other operating charges | 640/8 | €18,874 | €8,968 | -€9,906 | -52.5% |
| Gross operating margin | 9900 | €111,244 | €98,414 | -€12,830 | -11.5% |
| Operating profit (loss) | 9901 | €24,130 | €32,226 | +€8,096 | +33.6% |
| Financial income | 75/76B | - | €1 | +€1 | |
| Recurring financial income | 75 | - | €1 | +€1 | |
| Financial charges | 65/66B | €26,780 | €13,677 | -€13,103 | -48.9% |
| Recurring financial charges | 65 | €26,780 | €13,677 | -€13,103 | -48.9% |
| Profit (loss) for the period before taxes | 9903 | -€2,649 | €18,550 | +€21,199 | |
| Income taxes | 67/77 | €573 | €1,167 | +€594 | +104% |
| Profit (loss) for the period | 9904 | -€3,222 | €17,383 | +€20,606 | |
| Profit (loss) for the period to be appropriated | 9905 | -€3,222 | €17,383 | +€20,606 |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.