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PABEAR: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

PABEAR

BE 0452.209.941
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€27,903
2024 · -€16,725+€44,628
Equity
€906,383
2024 · €898,933+€7,450
Cash
€13,327
2024 · €145,397-€132,070
Balance sheet total
€910,927
2024 · €905,328+€5,599

Largest movements

2024 to 2025
Assets
  • Cash -€132,070

    down €132,070 (-90.8%), from €145,397 to €13,327

    mainly Current investments (-€109,231) and Investment in fixed assets (net) (-€51,260)

  • Current investments +€109,231

    up €109,231 (+18.8%), from €582,041 to €691,272

  • Tangible fixed assets +€27,882

    up €27,882 (+15.7%), from €177,374 to €205,256

Equity and liabilities
  • Reserves +€27,903

    up €27,903 (+15.7%), from €177,403 to €205,306

    of which Distributable reserves: +€27,903

  • Investment grants -€20,453

    no longer reported in 2025 (was €20,453)

Income statement
  • Financial income +€30,548

    up €30,548 (+167.9%), from €18,192 to €48,740

  • Taxes -€12,643

    down €12,643, from €7,703 to -€4,940

  • Gross operating margin +€11,647

    up €11,647, from -€8,269 to €3,378

  • Depreciation +€9,240

    up €9,240 (+65.4%), from €14,138 to €23,378

  • Other operating charges +€728

    up €728 (+15.6%), from €4,677 to €5,405

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€16,725
Gross operating margin +€11,647
Depreciation -€9,240
Other operating charges -€728
Financial income +€30,548
Financial charges -€241
Taxes +€12,643
Result 2025 €27,903

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€48,875
Investment -€160,492
Financing -€20,453
Cash 2024 €145,397
Net result for the year +€27,903
Depreciation +€23,378
Receivables within one year -€633
Deferred charges and accrued income +€78
Trade debts -€502
Other debts -€1,350
Investment in fixed assets (net) -€51,260
Current investments -€109,231
Contributions, distributions and other -€20,453
Cash 2025 €13,327
Every line side by side 39 lines
Line Code 2024 2025 Change %
Total assets 20/58 €905,328 €910,927 +€5,599 +0.6%
Fixed assets 21/28 €177,374 €205,256 +€27,882 +15.7%
Tangible fixed assets 22/27 €177,374 €205,256 +€27,882 +15.7%
Land and buildings 22 €177,374 €205,256 +€27,882 +15.7%
Current assets 29/58 €727,954 €705,670 -€22,284 -3.1%
Amounts receivable within one year 40/41 - €633 +€633
Other amounts receivable 41 - €633 +€633
Current investments 50/53 €582,041 €691,272 +€109,231 +18.8%
Cash at bank and in hand 54/58 €145,397 €13,327 -€132,070 -90.8%
Deferred charges and accrued income 490/1 €516 €438 -€78 -15.2%
Total equity and liabilities 10/49 €905,328 €910,927 +€5,599 +0.6%
Equity 10/15 €898,933 €906,383 +€7,450 +0.8%
Contributions 10/11 €671,061 €671,061 +€0 0.0%
Capital 10 €671,061 €671,061 +€0 0.0%
Issued capital 100 €787,075 €787,075 +€0 0.0%
Uncalled capital 101 €116,014 €116,014 +€0 0.0%
Reserves 13 €177,403 €205,306 +€27,903 +15.7%
Non-distributable reserves 130/1 €78,708 €78,708 = 0.0%
Legal reserve 130 €78,708 €78,708 = 0.0%
Distributable reserves 133 €98,695 €126,598 +€27,903 +28.3%
Profit (loss) carried forward 14 €30,016 €30,016 +€0 0.0%
Investment grants 15 €20,453 - -€20,453
Amounts payable 17/49 €6,395 €4,543 -€1,852 -29.0%
Amounts payable within one year 42/48 €6,395 €4,543 -€1,852 -29.0%
Trade debts 44 €502 - -€502
Suppliers 440/4 €502 - -€502
Other amounts payable 47/48 €5,893 €4,543 -€1,350 -22.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €14,138 €23,378 +€9,240 +65.4%
Other operating charges 640/8 €4,677 €5,405 +€728 +15.6%
Gross operating margin 9900 -€8,269 €3,378 +€11,647
Operating profit (loss) 9901 -€27,084 -€25,405 +€1,679 +6.2%
Financial income 75/76B €18,192 €48,740 +€30,548 +167.9%
Recurring financial income 75 €18,192 €48,740 +€30,548 +167.9%
Financial charges 65/66B €130 €371 +€241 +185.5%
Recurring financial charges 65 €130 €371 +€241 +185.5%
Profit (loss) for the period before taxes 9903 -€9,022 €22,963 +€31,985
Income taxes 67/77 €7,703 -€4,940 -€12,643
Profit (loss) for the period 9904 -€16,725 €27,903 +€44,628
Profit (loss) for the period to be appropriated 9905 -€16,725 €27,903 +€44,628

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.