OZK IMMO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
OZK IMMO
Largest movements
- Tangible fixed assets -€27,598
down €27,598 (-3.0%), from €905,337 to €877,739
- Debts after one year -€22,026
down €22,026 (-3.7%), from €591,729 to €569,703
- Depreciation +€12,240
up €12,240 (+79.7%), from €15,358 to €27,598
- Financial charges +€9,864
up €9,864 (+37.0%), from €26,677 to €36,541
- Gross operating margin +€1,381
up €1,381 (+2.1%), from €65,573 to €66,954
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €922,245 | €902,347 | -€19,898 | -2.2% |
| Fixed assets | 21/28 | €905,337 | €877,739 | -€27,598 | -3.0% |
| Tangible fixed assets | 22/27 | €905,337 | €877,739 | -€27,598 | -3.0% |
| Land and buildings | 22 | €905,337 | €877,739 | -€27,598 | -3.0% |
| Current assets | 29/58 | €16,908 | €24,608 | +€7,700 | +45.5% |
| Cash at bank and in hand | 54/58 | €15,839 | €24,608 | +€8,769 | +55.4% |
| Deferred charges and accrued income | 490/1 | €1,069 | - | -€1,069 | |
| Total equity and liabilities | 10/49 | €922,245 | €902,347 | -€19,898 | -2.2% |
| Equity | 10/15 | €1,011 | €655 | -€356 | -35.2% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €11 | -€345 | -€356 | |
| Amounts payable | 17/49 | €921,234 | €901,691 | -€19,542 | -2.1% |
| Amounts payable after more than one year | 17 | €591,729 | €569,703 | -€22,026 | -3.7% |
| Financial debts | 170/4 | €591,729 | €569,703 | -€22,026 | -3.7% |
| Amounts payable within one year | 42/48 | €329,504 | €331,988 | +€2,484 | +0.8% |
| Current portion of amounts payable after more than one year | 42 | €22,627 | €25,111 | +€2,484 | +11.0% |
| Other amounts payable | 47/48 | €306,877 | €306,877 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €15,358 | €27,598 | +€12,240 | +79.7% |
| Other operating charges | 640/8 | €3,074 | €3,171 | +€97 | +3.2% |
| Gross operating margin | 9900 | €65,573 | €66,954 | +€1,381 | +2.1% |
| Operating profit (loss) | 9901 | €47,141 | €36,185 | -€10,956 | -23.2% |
| Financial charges | 65/66B | €26,677 | €36,541 | +€9,864 | +37.0% |
| Recurring financial charges | 65 | €26,677 | €36,541 | +€9,864 | +37.0% |
| Profit (loss) for the period before taxes | 9903 | €20,465 | -€356 | -€20,820 | |
| Profit (loss) for the period | 9904 | €20,465 | -€356 | -€20,820 | |
| Profit (loss) for the period to be appropriated | 9905 | €20,465 | -€356 | -€20,820 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 2 October 2026 via checked.be.