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OVERSIDE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

OVERSIDE

BE 0886.080.845
NACE 68.310, Real estate agency activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€60,400
2024 · €4,217-€64,617
Equity
-€434,825
2024 · -€374,426-€60,400
Cash
€2,861
2024 · €25,706-€22,844
Balance sheet total
€470,372
2024 · €143,144+€327,228

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€350,700

    up €350,700 (+300.9%), from €116,555 to €467,255

  • Cash -€22,844

    down €22,844 (-88.9%), from €25,706 to €2,861

    mainly Investment in fixed assets (net) (-€374,551) and Net result for the year (-€60,400)

Equity and liabilities
  • Debts after one year +€384,323

    up €384,323 (+77.0%), from €498,888 to €883,210

    of which Financial debts: +€313,613

  • Profit (loss) carried forward -€60,400

    down €60,400 (-15.3%), from -€394,886 to -€455,285

  • Current portion of long-term debt +€13,838

    new in 2025: €13,838

  • Other debts -€9,999

    down €9,999 (-100.0%), from €9,999 to €0

Income statement
  • Depreciation +€12,442

    up €12,442 (+109.0%), from €11,410 to €23,851

  • Financial charges +€11,433

    up €11,433 (+19378.5%), from €59 to €11,492

  • Gross operating margin +€3,064

    up €3,064 (+17.7%), from €17,307 to €20,370

  • Other operating charges +€2,288

    up €2,288 (+141.2%), from €1,620 to €3,909

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €4,217
Gross operating margin +€3,064
Depreciation -€12,442
Other operating charges -€2,288
Other operating items -€41,699
Financial income +€182
Financial charges -€11,433
Result 2025 -€60,400

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€47,641
Investment -€374,551
Financing +€399,347
Cash 2024 €25,706
Net result for the year -€60,400
Depreciation +€23,851
Deferred charges and accrued income +€627
Trade debts +€2,680
Other debts -€9,999
Accrued charges and deferred income -€4,400
Investment in fixed assets (net) -€374,551
Debts after one year +€384,323
Current portion of long-term debt +€13,838
Short-term financial debts +€1,187
Cash 2025 €2,861
Every line side by side 40 lines
Line Code 2024 2025 Change %
Total assets 20/58 €143,144 €470,372 +€327,228 +228.6%
Fixed assets 21/28 €116,555 €467,255 +€350,700 +300.9%
Tangible fixed assets 22/27 €116,555 €467,255 +€350,700 +300.9%
Land and buildings 22 €116,555 €467,255 +€350,700 +300.9%
Current assets 29/58 €26,589 €3,118 -€23,471 -88.3%
Amounts receivable within one year 40/41 €0 - =
Trade receivables 40 €0 - =
Cash at bank and in hand 54/58 €25,706 €2,861 -€22,844 -88.9%
Deferred charges and accrued income 490/1 €883 €256 -€627 -71.0%
Total equity and liabilities 10/49 €143,144 €470,372 +€327,228 +228.6%
Equity 10/15 -€374,426 -€434,825 -€60,400 -16.1%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €1,860 €1,860 = 0.0%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Other 1319 €1,860 €1,860 = 0.0%
Profit (loss) carried forward 14 -€394,886 -€455,285 -€60,400 -15.3%
Amounts payable 17/49 €517,570 €905,198 +€387,628 +74.9%
Amounts payable after more than one year 17 €498,888 €883,210 +€384,323 +77.0%
Financial debts 170/4 - €313,613 +€313,613
Other amounts payable 178/9 €498,888 €569,597 +€70,709 +14.2%
Amounts payable within one year 42/48 €14,282 €21,987 +€7,705 +54.0%
Current portion of amounts payable after more than one year 42 - €13,838 +€13,838
Financial debts 43 - €1,187 +€1,187
Credit institutions 430/8 - €1,187 +€1,187
Trade debts 44 €4,283 €6,963 +€2,680 +62.6%
Suppliers 440/4 €4,283 €6,963 +€2,680 +62.6%
Other amounts payable 47/48 €9,999 €0 -€9,999 -100.0%
Accrued charges and deferred income 492/3 €4,400 €0 -€4,400 -100.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €11,410 €23,851 +€12,442 +109.0%
Other operating charges 640/8 €1,620 €3,909 +€2,288 +141.2%
Non-recurring operating charges 66A - €41,699 +€41,699
Gross operating margin 9900 €17,307 €20,370 +€3,064 +17.7%
Operating profit (loss) 9901 €4,276 -€49,089 -€53,366
Financial income 75/76B - €182 +€182
Recurring financial income 75 - €182 +€182
Financial charges 65/66B €59 €11,492 +€11,433 +19378.5%
Recurring financial charges 65 €59 €11,492 +€11,433 +19378.5%
Profit (loss) for the period before taxes 9903 €4,217 -€60,400 -€64,617
Profit (loss) for the period 9904 €4,217 -€60,400 -€64,617
Profit (loss) for the period to be appropriated 9905 €4,217 -€60,400 -€64,617

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.