Our Home: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Our Home
Largest movements
- Cash +€31,068
up €31,068 (+47.8%), from €64,985 to €96,053
mainly Net result for the year (+€22,667) and Depreciation (+€3,780)
- Tangible fixed assets -€3,780
down €3,780 (-44.5%), from €8,492 to €4,712
- Stocks and contracts -€3,552
no longer reported in 2025 (was €3,552)
- Receivables within one year -€3,390
down €3,390 (-3.3%), from €103,274 to €99,883
of which Trade receivables: -€12,250
- Reserves +€22,650
up €22,650 (+22.9%), from €98,963 to €121,613
of which Distributable reserves: +€22,650
- Tax, wage and social debts -€3,193
down €3,193 (-11.6%), from €27,611 to €24,418
of which Taxes: -€3,393
- Gross operating margin -€12,164
down €12,164 (-11.9%), from €101,910 to €89,746
- Taxes -€6,659
down €6,659 (-42.1%), from €15,800 to €9,140
- Staff costs +€3,669
up €3,669 (+7.4%), from €49,687 to €53,356
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €180,766 | €201,143 | +€20,376 | +11.3% |
| Fixed assets | 21/28 | €8,492 | €4,712 | -€3,780 | -44.5% |
| Tangible fixed assets | 22/27 | €8,492 | €4,712 | -€3,780 | -44.5% |
| Furniture and vehicles | 24 | €8,492 | €4,712 | -€3,780 | -44.5% |
| Current assets | 29/58 | €172,274 | €196,431 | +€24,156 | +14.0% |
| Stocks and contracts in progress | 3 | €3,552 | - | -€3,552 | |
| Stocks | 30/36 | €3,552 | - | -€3,552 | |
| Amounts receivable within one year | 40/41 | €103,274 | €99,883 | -€3,390 | -3.3% |
| Trade receivables | 40 | €103,274 | €91,023 | -€12,250 | -11.9% |
| Other amounts receivable | 41 | - | €8,860 | +€8,860 | |
| Cash at bank and in hand | 54/58 | €64,985 | €96,053 | +€31,068 | +47.8% |
| Deferred charges and accrued income | 490/1 | €464 | €494 | +€30 | +6.6% |
| Total equity and liabilities | 10/49 | €180,766 | €201,143 | +€20,376 | +11.3% |
| Equity | 10/15 | €151,854 | €174,521 | +€22,667 | +14.9% |
| Contributions | 10/11 | €49,579 | €49,579 | = | 0.0% |
| Reserves | 13 | €98,963 | €121,613 | +€22,650 | +22.9% |
| Non-distributable reserves | 130/1 | €24,789 | €24,789 | = | 0.0% |
| Other | 1319 | €24,789 | €24,789 | = | 0.0% |
| Tax-exempt reserves | 132 | €1,774 | €1,774 | = | 0.0% |
| Distributable reserves | 133 | €72,400 | €95,050 | +€22,650 | +31.3% |
| Profit (loss) carried forward | 14 | €3,312 | €3,329 | +€17 | +0.5% |
| Amounts payable | 17/49 | €28,912 | €26,622 | -€2,290 | -7.9% |
| Amounts payable within one year | 42/48 | €28,912 | €26,622 | -€2,290 | -7.9% |
| Trade debts | 44 | €1,301 | €2,204 | +€903 | +69.4% |
| Suppliers | 440/4 | €1,301 | €2,204 | +€903 | +69.4% |
| Taxes, remuneration and social security | 45 | €27,611 | €24,418 | -€3,193 | -11.6% |
| Taxes | 450/3 | €24,263 | €20,871 | -€3,393 | -14.0% |
| Remuneration and social security | 454/9 | €3,347 | €3,547 | +€200 | +6.0% |
| Remuneration, social security and pensions | 62 | €49,687 | €53,356 | +€3,669 | +7.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,780 | €3,780 | = | 0.0% |
| Other operating charges | 640/8 | €542 | €559 | +€17 | +3.2% |
| Non-recurring operating charges | 66A | - | €58 | +€58 | |
| Gross operating margin | 9900 | €101,910 | €89,746 | -€12,164 | -11.9% |
| Operating profit (loss) | 9901 | €47,901 | €31,993 | -€15,908 | -33.2% |
| Financial income | 75/76B | €465 | - | -€465 | |
| Recurring financial income | 75 | €465 | - | -€465 | |
| Financial charges | 65/66B | €164 | €186 | +€23 | +14.0% |
| Recurring financial charges | 65 | €164 | €186 | +€23 | +14.0% |
| Profit (loss) for the period before taxes | 9903 | €48,203 | €31,807 | -€16,396 | -34.0% |
| Income taxes | 67/77 | €15,800 | €9,140 | -€6,659 | -42.1% |
| Profit (loss) for the period | 9904 | €32,403 | €22,667 | -€9,737 | -30.0% |
| Profit (loss) for the period to be appropriated | 9905 | €32,403 | €22,667 | -€9,737 | -30.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.