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OTC: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

OTC

BE 0454.994.732
NACE 43.350, Other building finishing work
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€13,103
2024 · €22,714-€35,816
Equity
€379,329
2024 · €392,431-€13,103
Cash
€436,273
2024 · €410,748+€25,526
Balance sheet total
€546,390
2024 · €563,055-€16,665

Largest movements

2024 to 2025
Assets
  • Deferred charges and accrued income -€34,312

    down €34,312 (-80.7%), from €42,493 to €8,180

  • Cash +€25,526

    up €25,526 (+6.2%), from €410,748 to €436,273

    mainly Deferred charges and accrued income (+€34,312) and Trade debts (+€19,848)

  • Tangible fixed assets -€10,829

    down €10,829 (-31.5%), from €34,347 to €23,517

    of which Leasing and similar rights: -€6,065

Equity and liabilities
  • Trade debts +€19,848

    up €19,848 (+157.8%), from €12,581 to €32,429

  • Accrued charges and deferred income -€17,367

    down €17,367 (-26.3%), from €66,000 to €48,633

  • Profit (loss) carried forward -€13,103

    down €13,103 (-17.7%), from €74,142 to €61,039

  • Debts after one year -€5,719

    down €5,719 (-26.3%), from €21,715 to €15,996

Income statement
  • Gross operating margin -€48,671

    down €48,671 (-6.7%), from €721,516 to €672,845

  • Turnover -€27,817

    down €27,817 (-4.7%), from €593,146 to €565,329

  • Staff costs -€14,348

    down €14,348 (-2.1%), from €687,156 to €672,808

  • Purchases and services +€13,444

    up €13,444 (+22.3%), from €60,266 to €73,710

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €22,714
Gross operating margin -€48,671
Staff costs +€14,348
Depreciation -€3,193
Other operating charges +€1,528
Financial income +€109
Financial charges -€62
Taxes +€124
Result 2025 -€13,103

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€29,162
Investment +€0
Financing -€3,636
Cash 2024 €410,748
Net result for the year -€13,103
Depreciation +€10,829
Stocks and contracts +€978
Receivables within one year -€3,929
Deferred charges and accrued income +€34,312
Trade debts +€19,848
Tax, wage and social debts -€2,407
Accrued charges and deferred income -€17,367
Investment in fixed assets (net) +€0
Debts after one year -€5,719
Current portion of long-term debt +€2,083
Cash 2025 €436,273
Every line side by side 45 lines
Line Code 2024 2025 Change %
Total assets 20/58 €563,055 €546,390 -€16,665 -3.0%
Fixed assets 21/28 €34,352 €23,522 -€10,829 -31.5%
Tangible fixed assets 22/27 €34,347 €23,517 -€10,829 -31.5%
Plant, machinery and equipment 23 €706 €313 -€393 -55.6%
Furniture and vehicles 24 €6,439 €2,067 -€4,372 -67.9%
Leasing and similar rights 25 €27,202 €21,137 -€6,065 -22.3%
Financial fixed assets 28 €5 €5 = 0.0%
Current assets 29/58 €528,703 €522,868 -€5,836 -1.1%
Stocks and contracts in progress 3 €7,528 €6,550 -€978 -13.0%
Stocks 30/36 €7,528 €6,550 -€978 -13.0%
Amounts receivable within one year 40/41 €67,935 €71,864 +€3,929 +5.8%
Trade receivables 40 €67,896 €71,636 +€3,741 +5.5%
Other amounts receivable 41 €39 €227 +€188 +482.9%
Cash at bank and in hand 54/58 €410,748 €436,273 +€25,526 +6.2%
Deferred charges and accrued income 490/1 €42,493 €8,180 -€34,312 -80.7%
Total equity and liabilities 10/49 €563,055 €546,390 -€16,665 -3.0%
Equity 10/15 €392,431 €379,329 -€13,103 -3.3%
Reserves 13 €318,290 €318,290 = 0.0%
Profit (loss) carried forward 14 €74,142 €61,039 -€13,103 -17.7%
Amounts payable 17/49 €170,624 €167,061 -€3,562 -2.1%
Amounts payable after more than one year 17 €21,715 €15,996 -€5,719 -26.3%
Financial debts 170/4 €21,715 €15,996 -€5,719 -26.3%
Amounts payable within one year 42/48 €82,909 €102,432 +€19,524 +23.5%
Current portion of amounts payable after more than one year 42 €7,296 €9,379 +€2,083 +28.5%
Trade debts 44 €12,581 €32,429 +€19,848 +157.8%
Suppliers 440/4 €12,581 €32,429 +€19,848 +157.8%
Taxes, remuneration and social security 45 €63,031 €60,624 -€2,407 -3.8%
Taxes 450/3 €6,345 €8,180 +€1,835 +28.9%
Remuneration and social security 454/9 €56,686 €52,444 -€4,242 -7.5%
Accrued charges and deferred income 492/3 €66,000 €48,633 -€17,367 -26.3%
Turnover 70 €593,146 €565,329 -€27,817 -4.7%
Goods, raw materials, services and sundry goods 60/61 €60,266 €73,710 +€13,444 +22.3%
Remuneration, social security and pensions 62 €687,156 €672,808 -€14,348 -2.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €7,637 €10,829 +€3,193 +41.8%
Other operating charges 640/8 €3,153 €1,625 -€1,528 -48.5%
Gross operating margin 9900 €721,516 €672,845 -€48,671 -6.7%
Operating profit (loss) 9901 €23,571 -€12,418 -€35,988
Financial income 75/76B €415 €524 +€109 +26.3%
Recurring financial income 75 €415 €524 +€109 +26.3%
Financial charges 65/66B €1,147 €1,209 +€62 +5.4%
Recurring financial charges 65 €1,147 €1,209 +€62 +5.4%
Profit (loss) for the period before taxes 9903 €22,838 -€13,103 -€35,941
Income taxes 67/77 €124 - -€124
Profit (loss) for the period 9904 €22,714 -€13,103 -€35,816
Profit (loss) for the period to be appropriated 9905 €22,714 -€13,103 -€35,816

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.