Onetap: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Onetap
Largest movements
- Receivables within one year +€39,997
up €39,997 (+87.7%), from €45,624 to €85,620
of which Other amounts receivable: +€38,823
- Cash -€6,497
down €6,497 (-100%), from €6,497 to €0
mainly Receivables within one year (-€39,997) and Trade debts (-€671)
- Tangible fixed assets -€1,968
down €1,968 (-50.5%), from €3,896 to €1,928
- Provisions +€29,829
up €29,829 (+103%), from €28,914 to €58,744
- Tax, wage and social debts +€2,432
up €2,432 (+61.7%), from €3,942 to €6,374
- Short-term financial debts +€1,118
new in 2025: €1,118
- Financial charges -€32,842
down €32,842 (-83.9%), from €39,142 to €6,300
- Provisions +€29,124
up €29,124 (+4,129%), from €705 to €29,829
- Taxes +€5,763
up €5,763 (+161%), from €3,572 to €9,334
- Gross operating margin -€5,171
down €5,171 (-9.8%), from €52,733 to €47,562
- Other operating charges +€601
up €601 (+496%), from €121 to €723
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €56,016 | €87,548 | +€31,532 | +56.3% |
| Fixed assets | 21/28 | €3,896 | €1,928 | -€1,968 | -50.5% |
| Tangible fixed assets | 22/27 | €3,896 | €1,928 | -€1,968 | -50.5% |
| Furniture and vehicles | 24 | €3,896 | €1,928 | -€1,968 | -50.5% |
| Current assets | 29/58 | €52,121 | €85,620 | +€33,500 | +64.3% |
| Amounts receivable within one year | 40/41 | €45,624 | €85,620 | +€39,997 | +87.7% |
| Trade receivables | 40 | €26,898 | €28,072 | +€1,174 | +4.4% |
| Other amounts receivable | 41 | €18,725 | €57,548 | +€38,823 | +207% |
| Cash at bank and in hand | 54/58 | €6,497 | €0 | -€6,497 | -100% |
| Total equity and liabilities | 10/49 | €56,016 | €87,548 | +€31,532 | +56.3% |
| Equity | 10/15 | €20,918 | €20,325 | -€593 | -2.8% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Reserves | 13 | €16,000 | €16,000 | = | 0.0% |
| Distributable reserves | 133 | €16,000 | €16,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €2,918 | €2,325 | -€593 | -20.3% |
| Provisions and deferred taxes | 16 | €28,914 | €58,744 | +€29,829 | +103% |
| Provisions for liabilities and charges | 160/5 | €28,914 | €58,744 | +€29,829 | +103% |
| Other liabilities and charges | 164/5 | €28,914 | €58,744 | +€29,829 | +103% |
| Amounts payable | 17/49 | €6,184 | €8,479 | +€2,296 | +37.1% |
| Amounts payable within one year | 42/48 | €6,184 | €8,479 | +€2,296 | +37.1% |
| Financial debts | 43 | - | €1,118 | +€1,118 | |
| Credit institutions | 430/8 | - | €1,118 | +€1,118 | |
| Trade debts | 44 | €1,658 | €988 | -€671 | -40.4% |
| Suppliers | 440/4 | €1,658 | €988 | -€671 | -40.4% |
| Taxes, remuneration and social security | 45 | €3,942 | €6,374 | +€2,432 | +61.7% |
| Taxes | 450/3 | €3,942 | €6,374 | +€2,432 | +61.7% |
| Other amounts payable | 47/48 | €583 | €0 | -€583 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,746 | €1,968 | +€222 | +12.7% |
| Provisions for liabilities and charges: additions (uses and reversals) | 635/8 | €705 | €29,829 | +€29,124 | +4,129% |
| Other operating charges | 640/8 | €121 | €723 | +€601 | +496% |
| Gross operating margin | 9900 | €52,733 | €47,562 | -€5,171 | -9.8% |
| Operating profit (loss) | 9901 | €50,160 | €15,042 | -€35,118 | -70.0% |
| Financial charges | 65/66B | €39,142 | €6,300 | -€32,842 | -83.9% |
| Recurring financial charges | 65 | €39,142 | €6,300 | -€32,842 | -83.9% |
| Profit (loss) for the period before taxes | 9903 | €11,018 | €8,742 | -€2,277 | -20.7% |
| Income taxes | 67/77 | €3,572 | €9,334 | +€5,763 | +161% |
| Profit (loss) for the period | 9904 | €7,447 | -€593 | -€8,039 | |
| Profit (loss) for the period to be appropriated | 9905 | €7,447 | -€593 | -€8,039 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.