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ONBELAN: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

ONBELAN

BE 0404.724.283
NACE 68.310, Real estate agency activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€29,581
2024 · €42,376-€71,957
Equity
€2.2m
2024 · €2.2m-€29,581
Cash
€1.2m
2024 · €1.5m-€325,336
Balance sheet total
€3.7m
2024 · €2.5m+€1.2m

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€1.5m

    up €1.5m (+308.5%), from €494,512 to €2.0m

    of which Land and buildings: +€1.5m

  • Cash -€325,336

    down €325,336 (-21.5%), from €1.5m to €1.2m

    mainly Investment in fixed assets (net) (-€1.5m) and Net result for the year (-€29,581)

Equity and liabilities
  • Trade debts +€1.2m

    up €1.2m (+2423.5%), from €49,916 to €1.3m

Income statement
  • Gross operating margin -€89,734

    down €89,734 (-74.3%), from €120,694 to €30,960

  • Taxes -€10,404

    down €10,404 (-100.0%), from €10,405 to €1

  • Financial income +€9,105

    up €9,105 (+41.1%), from €22,158 to €31,263

  • Staff costs +€8,733

    up €8,733 (+37.4%), from €23,332 to €32,066

  • Other operating charges -€6,475

    down €6,475 (-12.1%), from €53,683 to €47,209

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €42,376
Gross operating margin -€89,734
Staff costs -€8,733
Depreciation -€1,208
Other operating charges +€6,475
Other operating items +€1,090
Financial income +€9,105
Financial charges +€645
Taxes +€10,404
Result 2025 -€29,581

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€1.2m
Investment -€1.5m
Financing +€4,791
Cash 2024 €1.5m
Net result for the year -€29,581
Depreciation +€6,733
Receivables within one year -€5,253
Deferred charges and accrued income +€30,595
Trade debts +€1.2m
Tax, wage and social debts +€3,797
Accrued charges and deferred income -€10,468
Investment in fixed assets (net) -€1.5m
Current investments -€3,319
Debts after one year +€4,791
Cash 2025 €1.2m
Every line side by side 46 lines
Line Code 2024 2025 Change %
Total assets 20/58 €2,548,039 €3,726,268 +€1.2m +46.2%
Fixed assets 21/28 €494,512 €2,020,100 +€1.5m +308.5%
Tangible fixed assets 22/27 €494,512 €2,020,100 +€1.5m +308.5%
Land and buildings 22 €492,952 €2,003,270 +€1.5m +306.4%
Plant, machinery and equipment 23 €1,560 €16,831 +€15,271 +979.1%
Current assets 29/58 €2,053,527 €1,706,168 -€347,359 -16.9%
Amounts receivable within one year 40/41 €21,760 €27,013 +€5,253 +24.1%
Trade receivables 40 €10,525 €3,883 -€6,642 -63.1%
Other amounts receivable 41 €11,235 €23,130 +€11,895 +105.9%
Current investments 50/53 €482,949 €486,269 +€3,319 +0.7%
Cash at bank and in hand 54/58 €1,514,752 €1,189,416 -€325,336 -21.5%
Deferred charges and accrued income 490/1 €34,066 €3,470 -€30,595 -89.8%
Total equity and liabilities 10/49 €2,548,039 €3,726,268 +€1.2m +46.2%
Equity 10/15 €2,234,546 €2,204,964 -€29,581 -1.3%
Contributions 10/11 €18,550 €18,550 = 0.0%
Reserves 13 €2,215,996 €2,215,996 = 0.0%
Tax-exempt reserves 132 €909,701 €909,701 = 0.0%
Distributable reserves 133 €1,306,295 €1,306,295 = 0.0%
Profit (loss) carried forward 14 - -€29,581 -€29,581
Provisions and deferred taxes 16 €227,425 €227,425 = 0.0%
Deferred taxes 168 €227,425 €227,425 = 0.0%
Amounts payable 17/49 €86,069 €1,293,879 +€1.2m +1403.3%
Amounts payable after more than one year 17 €13,225 €18,016 +€4,791 +36.2%
Other amounts payable 178/9 €13,225 €18,016 +€4,791 +36.2%
Amounts payable within one year 42/48 €57,196 €1,270,683 +€1.2m +2121.6%
Trade debts 44 €49,916 €1,259,606 +€1.2m +2423.5%
Suppliers 440/4 €49,916 €1,259,606 +€1.2m +2423.5%
Taxes, remuneration and social security 45 €7,281 €11,078 +€3,797 +52.2%
Taxes 450/3 €3,470 €5,654 +€2,184 +62.9%
Remuneration and social security 454/9 €3,811 €5,424 +€1,613 +42.3%
Accrued charges and deferred income 492/3 €15,647 €5,179 -€10,468 -66.9%
Non-recurring operating income 76A €6,588 - -€6,588
Remuneration, social security and pensions 62 €23,332 €32,066 +€8,733 +37.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €5,526 €6,733 +€1,208 +21.9%
Other operating charges 640/8 €53,683 €47,209 -€6,475 -12.1%
Non-recurring operating charges 66A €1,090 - -€1,090
Gross operating margin 9900 €120,694 €30,960 -€89,734 -74.3%
Operating profit (loss) 9901 €37,063 -€55,048 -€92,111
Financial income 75/76B €22,158 €31,263 +€9,105 +41.1%
Recurring financial income 75 €22,158 €31,263 +€9,105 +41.1%
Financial charges 65/66B €6,440 €5,794 -€645 -10.0%
Recurring financial charges 65 €6,440 €5,794 -€645 -10.0%
Profit (loss) for the period before taxes 9903 €52,781 -€29,580 -€82,361
Income taxes 67/77 €10,405 €1 -€10,404 -100.0%
Profit (loss) for the period 9904 €42,376 -€29,581 -€71,957
Profit (loss) for the period to be appropriated 9905 €42,376 -€29,581 -€71,957

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.