ON CONFORT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ON CONFORT
Largest movements
- Stocks and contracts -€104,742
down €104,742 (-66.8%), from €156,750 to €52,008
- Cash +€44,341
up €44,341 (+221%), from €20,065 to €64,406
mainly Stocks and contracts (+€104,742) and Receivables within one year (+€16,233)
- Receivables within one year -€16,233
down €16,233 (-50.6%), from €32,071 to €15,838
of which Trade receivables: -€16,948
- Tangible fixed assets -€14,353
no longer reported in 2025 (was €14,353)
of which Furniture and vehicles: -€13,997
- Financial fixed assets -€3,750
down €3,750 (-94.9%), from €3,950 to €200
- Other debts -€49,783
down €49,783 (-43.3%), from €115,080 to €65,297
- Tax, wage and social debts -€20,480
down €20,480 (-63.5%), from €32,254 to €11,774
of which Remuneration and social security: -€19,720
- Debts after one year -€15,243
down €15,243 (-54.9%), from €27,784 to €12,541
- Trade debts -€13,197
down €13,197 (-88.5%), from €14,907 to €1,710
- Profit (loss) carried forward +€4,053
up €4,053 (+34.2%), from €11,864 to €15,916
- Gross operating margin +€7,794
up €7,794 (+44.4%), from €17,544 to €25,337
- Taxes +€4,132
new in 2025: €4,132
- Other operating charges -€560
down €560 (-45.5%), from €1,231 to €671
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €227,409 | €132,677 | -€94,732 | -41.7% |
| Fixed assets | 21/28 | €18,303 | €200 | -€18,103 | -98.9% |
| Tangible fixed assets | 22/27 | €14,353 | - | -€14,353 | |
| Plant, machinery and equipment | 23 | €356 | - | -€356 | |
| Furniture and vehicles | 24 | €13,997 | - | -€13,997 | |
| Financial fixed assets | 28 | €3,950 | €200 | -€3,750 | -94.9% |
| Current assets | 29/58 | €209,106 | €132,477 | -€76,628 | -36.6% |
| Stocks and contracts in progress | 3 | €156,750 | €52,008 | -€104,742 | -66.8% |
| Stocks | 30/36 | €156,750 | €52,008 | -€104,742 | -66.8% |
| Amounts receivable within one year | 40/41 | €32,071 | €15,838 | -€16,233 | -50.6% |
| Trade receivables | 40 | €32,071 | €15,123 | -€16,948 | -52.8% |
| Other amounts receivable | 41 | - | €715 | +€715 | |
| Cash at bank and in hand | 54/58 | €20,065 | €64,406 | +€44,341 | +221% |
| Deferred charges and accrued income | 490/1 | €220 | €226 | +€6 | +2.6% |
| Total equity and liabilities | 10/49 | €227,409 | €132,677 | -€94,732 | -41.7% |
| Equity | 10/15 | €12,864 | €16,916 | +€4,053 | +31.5% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €11,864 | €15,916 | +€4,053 | +34.2% |
| Amounts payable | 17/49 | €214,545 | €115,761 | -€98,785 | -46.0% |
| Amounts payable after more than one year | 17 | €27,784 | €12,541 | -€15,243 | -54.9% |
| Financial debts | 170/4 | €27,784 | €12,541 | -€15,243 | -54.9% |
| Amounts payable within one year | 42/48 | €186,762 | €103,220 | -€83,542 | -44.7% |
| Current portion of amounts payable after more than one year | 42 | €24,521 | €24,439 | -€82 | -0.3% |
| Trade debts | 44 | €14,907 | €1,710 | -€13,197 | -88.5% |
| Suppliers | 440/4 | €14,907 | €1,710 | -€13,197 | -88.5% |
| Taxes, remuneration and social security | 45 | €32,254 | €11,774 | -€20,480 | -63.5% |
| Taxes | 450/3 | €760 | - | -€760 | |
| Remuneration and social security | 454/9 | €31,494 | €11,774 | -€19,720 | -62.6% |
| Other amounts payable | 47/48 | €115,080 | €65,297 | -€49,783 | -43.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €14,353 | €14,353 | -€0 | 0.0% |
| Other operating charges | 640/8 | €1,231 | €671 | -€560 | -45.5% |
| Gross operating margin | 9900 | €17,544 | €25,337 | +€7,794 | +44.4% |
| Operating profit (loss) | 9901 | €1,959 | €10,313 | +€8,354 | +426% |
| Financial charges | 65/66B | €1,891 | €2,128 | +€237 | +12.5% |
| Recurring financial charges | 65 | €1,891 | €2,128 | +€237 | +12.5% |
| Profit (loss) for the period before taxes | 9903 | €68 | €8,185 | +€8,117 | +11,872% |
| Income taxes | 67/77 | - | €4,132 | +€4,132 | |
| Profit (loss) for the period | 9904 | €68 | €4,053 | +€3,985 | +5,828% |
| Profit (loss) for the period to be appropriated | 9905 | €68 | €4,053 | +€3,985 | +5,828% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 October 2026 via checked.be.