OMNISERVICE: what changed
What changed
OMNISERVICE
NACE 66.220, Insurance agents and brokers
filed annual accounts (NBB)
Net result for the year
€117,546
2025 · €66,563+€50,983
Equity
€315,078
2025 · €197,532+€117,546
Cash
€297,828
2025 · €242,211+€55,617
Balance sheet total
€961,351
2025 · €661,388+€299,963
Largest movements
Assets
- Intangible fixed assets +€211,273
up €211,273 (+965%), from €21,901 to €233,174
- Cash +€55,617
up €55,617 (+23.0%), from €242,211 to €297,828
mainly Net result for the year (+€117,546) and Debts after one year (+€116,807)
- Tangible fixed assets +€31,288
up €31,288 (+8.1%), from €385,049 to €416,337
of which Furniture and vehicles: +€51,925
Equity and liabilities
- Reserves +€117,546
up €117,546 (+108%), from €108,972 to €226,518
of which Distributable reserves: +€117,546
- Debts after one year +€116,807
up €116,807 (+32.7%), from €357,456 to €474,263
- Current portion of long-term debt +€33,950
up €33,950 (+62.3%), from €54,512 to €88,462
- Accrued charges and deferred income +€30,000
new in 2026: €30,000
Income statement
- Gross operating margin +€82,858
up €82,858 (+32.4%), from €256,126 to €338,985
- Depreciation +€26,417
up €26,417 (+48.2%), from €54,792 to €81,208
- Taxes +€26,380
up €26,380 (+90.6%), from €29,101 to €55,482
- Staff costs -€24,087
down €24,087 (-27.7%), from €87,105 to €63,018
- Financial charges +€3,671
up €3,671 (+25.5%), from €14,418 to €18,089
Change in the result, 2025 to 2026
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2025
€66,563
Gross operating margin
+€82,858
Staff costs
+€24,087
Depreciation
-€26,417
Other operating charges
-€152
Financial income
+€658
Financial charges
-€3,671
Taxes
-€26,380
Result 2026
€117,546
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2025 and 2026 balance sheets and the 2026 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€228,629
Investment
-€323,770
Financing
+€150,757
Cash 2025
€242,211
From operations (derived)
+€228,629
Net result for the year
+€117,546
Depreciation
+€81,208
Smaller working-capital items
-€321
Deferred charges and accrued income
-€1,572
Trade debts
-€4,278
Tax, wage and social debts
+€6,046
Accrued charges and deferred income
+€30,000
Investment (derived)
-€323,770
Investment in fixed assets (net)
-€323,770
Financing
+€150,757
Debts after one year
+€116,807
Current portion of long-term debt
+€33,950
Cash 2026
€297,828
brings cash intakes cash out
Every line side by side
| Line | Code | 2025 | 2026 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €661,388 | €961,351 | +€299,963 | +45.4% |
| Fixed assets | 21/28 | €414,144 | €656,705 | +€242,561 | +58.6% |
| Intangible fixed assets | 21 | €21,901 | €233,174 | +€211,273 | +965% |
| Tangible fixed assets | 22/27 | €385,049 | €416,337 | +€31,288 | +8.1% |
| Land and buildings | 22 | €210,826 | €203,902 | -€6,925 | -3.3% |
| Plant, machinery and equipment | 23 | €9,507 | €8,824 | -€684 | -7.2% |
| Furniture and vehicles | 24 | €85,592 | €137,516 | +€51,925 | +60.7% |
| Other tangible fixed assets | 26 | €79,124 | €66,095 | -€13,029 | -16.5% |
| Financial fixed assets | 28 | €7,194 | €7,194 | = | 0.0% |
| Current assets | 29/58 | €247,244 | €304,646 | +€57,402 | +23.2% |
| Amounts receivable within one year | 40/41 | €379 | €592 | +€213 | +56.2% |
| Trade receivables | 40 | - | €245 | +€245 | |
| Other amounts receivable | 41 | €379 | €347 | -€32 | -8.4% |
| Cash at bank and in hand | 54/58 | €242,211 | €297,828 | +€55,617 | +23.0% |
| Deferred charges and accrued income | 490/1 | €4,654 | €6,226 | +€1,572 | +33.8% |
| Total equity and liabilities | 10/49 | €661,388 | €961,351 | +€299,963 | +45.4% |
| Equity | 10/15 | €197,532 | €315,078 | +€117,546 | +59.5% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €108,972 | €226,518 | +€117,546 | +108% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Tax-exempt reserves | 132 | €11,379 | €11,379 | = | 0.0% |
| Distributable reserves | 133 | €95,734 | €213,279 | +€117,546 | +123% |
| Profit (loss) carried forward | 14 | €82,360 | €82,360 | = | 0.0% |
| Amounts payable | 17/49 | €463,856 | €646,273 | +€182,417 | +39.3% |
| Amounts payable after more than one year | 17 | €357,456 | €474,263 | +€116,807 | +32.7% |
| Financial debts | 170/4 | €357,456 | €474,263 | +€116,807 | +32.7% |
| Amounts payable within one year | 42/48 | €106,400 | €142,010 | +€35,610 | +33.5% |
| Current portion of amounts payable after more than one year | 42 | €54,512 | €88,462 | +€33,950 | +62.3% |
| Trade debts | 44 | €7,752 | €3,474 | -€4,278 | -55.2% |
| Suppliers | 440/4 | €7,752 | €3,474 | -€4,278 | -55.2% |
| Taxes, remuneration and social security | 45 | €43,702 | €49,748 | +€6,046 | +13.8% |
| Taxes | 450/3 | €20,934 | €30,116 | +€9,183 | +43.9% |
| Remuneration and social security | 454/9 | €22,769 | €19,632 | -€3,137 | -13.8% |
| Other amounts payable | 47/48 | €433 | €326 | -€107 | -24.8% |
| Accrued charges and deferred income | 492/3 | - | €30,000 | +€30,000 | |
| Non-recurring operating income | 76A | €10,150 | €20,000 | +€9,850 | +97.0% |
| Remuneration, social security and pensions | 62 | €87,105 | €63,018 | -€24,087 | -27.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €54,792 | €81,208 | +€26,417 | +48.2% |
| Other operating charges | 640/8 | €4,723 | €4,875 | +€152 | +3.2% |
| Gross operating margin | 9900 | €256,126 | €338,985 | +€82,858 | +32.4% |
| Operating profit (loss) | 9901 | €109,507 | €189,883 | +€80,376 | +73.4% |
| Financial income | 75/76B | €575 | €1,233 | +€658 | +114% |
| Recurring financial income | 75 | €575 | €1,233 | +€658 | +114% |
| Financial charges | 65/66B | €14,418 | €18,089 | +€3,671 | +25.5% |
| Recurring financial charges | 65 | €14,418 | €18,089 | +€3,671 | +25.5% |
| Profit (loss) for the period before taxes | 9903 | €95,664 | €173,027 | +€77,363 | +80.9% |
| Income taxes | 67/77 | €29,101 | €55,482 | +€26,380 | +90.6% |
| Profit (loss) for the period | 9904 | €66,563 | €117,546 | +€50,983 | +76.6% |
| Profit (loss) for the period to be appropriated | 9905 | €66,563 | €117,546 | +€50,983 | +76.6% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 March 2025 and 31 March 2026. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.