OMNIFINANCE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
OMNIFINANCE
Largest movements
- Cash -€143,822
down €143,822 (-26.8%), from €535,675 to €391,853
mainly Trade debts (-€43,120) and Tax, wage and social debts (-€40,324)
- Receivables within one year -€20,513
down €20,513 (-25.1%), from €81,859 to €61,346
of which Trade receivables: -€31,350
- Trade debts -€43,120
down €43,120 (-99.1%), from €43,530 to €410
- Tax, wage and social debts -€40,324
down €40,324 (-73.8%), from €54,654 to €14,330
of which Taxes: -€32,324
- Other debts -€38,785
down €38,785 (-91.0%), from €42,643 to €3,858
- Reserves -€16,000
down €16,000 (-2.4%), from €675,559 to €659,559
of which Distributable reserves: -€16,000
- Short-term financial debts -€13,694
no longer reported in 2025 (was €13,694)
- Gross operating margin -€751,643
down €751,643 (-99.3%), from €757,255 to €5,612
- Staff costs -€101,236
no longer reported in 2025 (was €101,236)
- Taxes -€99,913
down €99,913 (-97.1%), from €102,904 to €2,991
- Provisions +€35,000
no longer reported in 2025 (was -€35,000)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €922,534 | €758,199 | -€164,335 | -17.8% |
| Current assets | 29/58 | €922,534 | €758,199 | -€164,335 | -17.8% |
| Amounts receivable within one year | 40/41 | €81,859 | €61,346 | -€20,513 | -25.1% |
| Trade receivables | 40 | €75,760 | €44,410 | -€31,350 | -41.4% |
| Other amounts receivable | 41 | €6,099 | €16,936 | +€10,838 | +178% |
| Current investments | 50/53 | €305,000 | €305,000 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €535,675 | €391,853 | -€143,822 | -26.8% |
| Total equity and liabilities | 10/49 | €922,534 | €758,199 | -€164,335 | -17.8% |
| Equity | 10/15 | €675,559 | €659,559 | -€16,000 | -2.4% |
| Reserves | 13 | €675,559 | €659,559 | -€16,000 | -2.4% |
| Tax-exempt reserves | 132 | €239,559 | €239,559 | = | 0.0% |
| Distributable reserves | 133 | €436,000 | €420,000 | -€16,000 | -3.7% |
| Provisions and deferred taxes | 16 | €79,853 | €79,853 | = | 0.0% |
| Deferred taxes | 168 | €79,853 | €79,853 | = | 0.0% |
| Amounts payable | 17/49 | €167,122 | €18,787 | -€148,335 | -88.8% |
| Amounts payable after more than one year | 17 | €2,738 | - | -€2,738 | |
| Financial debts | 170/4 | €2,738 | - | -€2,738 | |
| Amounts payable within one year | 42/48 | €164,384 | €18,598 | -€145,786 | -88.7% |
| Current portion of amounts payable after more than one year | 42 | €9,863 | - | -€9,863 | |
| Financial debts | 43 | €13,694 | - | -€13,694 | |
| Credit institutions | 430/8 | €13,694 | - | -€13,694 | |
| Trade debts | 44 | €43,530 | €410 | -€43,120 | -99.1% |
| Suppliers | 440/4 | €43,530 | €410 | -€43,120 | -99.1% |
| Taxes, remuneration and social security | 45 | €54,654 | €14,330 | -€40,324 | -73.8% |
| Taxes | 450/3 | €46,654 | €14,330 | -€32,324 | -69.3% |
| Remuneration and social security | 454/9 | €8,000 | - | -€8,000 | |
| Other amounts payable | 47/48 | €42,643 | €3,858 | -€38,785 | -91.0% |
| Accrued charges and deferred income | 492/3 | - | €189 | +€189 | |
| Non-recurring operating income | 76A | €638,824 | - | -€638,824 | |
| Remuneration, social security and pensions | 62 | €101,236 | - | -€101,236 | |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €733 | -€3,460 | -€4,193 | |
| Provisions for liabilities and charges: additions (uses and reversals) | 635/8 | -€35,000 | - | +€35,000 | |
| Other operating charges | 640/8 | €254 | €3,460 | +€3,206 | +1,263% |
| Gross operating margin | 9900 | €757,255 | €5,612 | -€751,643 | -99.3% |
| Operating profit (loss) | 9901 | €690,032 | €5,612 | -€684,421 | -99.2% |
| Financial income | 75/76B | €457 | €2,761 | +€2,304 | +504% |
| Recurring financial income | 75 | €457 | €2,761 | +€2,304 | +504% |
| Financial charges | 65/66B | €2,254 | €1,615 | -€640 | -28.4% |
| Recurring financial charges | 65 | €2,254 | €1,615 | -€640 | -28.4% |
| Profit (loss) for the period before taxes | 9903 | €688,235 | €6,758 | -€681,477 | -99.0% |
| Transfer to deferred taxes | 680 | €79,853 | - | -€79,853 | |
| Income taxes | 67/77 | €102,904 | €2,991 | -€99,913 | -97.1% |
| Profit (loss) for the period | 9904 | €505,478 | €3,768 | -€501,710 | -99.3% |
| Transfer to tax-exempt reserves | 689 | €239,559 | - | -€239,559 | |
| Profit (loss) for the period to be appropriated | 9905 | €265,919 | €3,768 | -€262,151 | -98.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.