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OLUMA: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

OLUMA

BE 0789.623.352
NACE 68.201, Renting and operating of own or leased residential real estate, excluding social housing
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€20,030
2024 · -€6,806-€13,223
Equity
€109,227
2024 · €129,256-€20,030
Cash
€4,987
2024 · €15,916-€10,929
Balance sheet total
€118,186
2024 · €137,986-€19,800

Largest movements

2024 to 2025
Assets
  • Cash -€10,929

    down €10,929 (-68.7%), from €15,916 to €4,987

    mainly Net result for the year (-€20,030) and Receivables within one year (-€2,013)

  • Tangible fixed assets -€10,884

    down €10,884 (-8.9%), from €121,813 to €110,929

  • Receivables within one year +€2,013

    up €2,013 (+782.3%), from €257 to €2,270

    of which Other amounts receivable: +€1,544

Equity and liabilities
  • Profit (loss) carried forward -€20,030

    down €20,030 (-14.8%), from -€135,010 to -€155,039

  • Revaluation surpluses -€8,824

    down €8,824 (-13.1%), from €67,276 to €58,453

  • Reserves +€8,824

    up €8,824 (+7.8%), from €112,948 to €121,772

    of which Distributable reserves: +€8,824

Income statement
  • Gross operating margin -€13,868

    down €13,868, from €9,418 to -€4,450

  • Taxes -€792

    no longer reported in 2025 (was €792)

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€6,806
Gross operating margin -€13,868
Depreciation -€76
Other operating charges -€30
Financial income +€0
Financial charges -€41
Taxes +€792
Result 2025 -€20,030

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€9,076
Investment -€1,853
Financing €0
Cash 2024 €15,916
Net result for the year -€20,030
Depreciation +€12,737
Receivables within one year -€2,013
Trade debts +€236
Other debts -€6
Investment in fixed assets (net) -€1,853
Cash 2025 €4,987
Every line side by side 37 lines
Line Code 2024 2025 Change %
Total assets 20/58 €137,986 €118,186 -€19,800 -14.3%
Fixed assets 21/28 €121,813 €110,929 -€10,884 -8.9%
Tangible fixed assets 22/27 €121,813 €110,929 -€10,884 -8.9%
Land and buildings 22 €121,813 €110,929 -€10,884 -8.9%
Current assets 29/58 €16,173 €7,257 -€8,916 -55.1%
Amounts receivable within one year 40/41 €257 €2,270 +€2,013 +782.3%
Trade receivables 40 €257 €726 +€469 +182.1%
Other amounts receivable 41 - €1,544 +€1,544
Cash at bank and in hand 54/58 €15,916 €4,987 -€10,929 -68.7%
Total equity and liabilities 10/49 €137,986 €118,186 -€19,800 -14.3%
Equity 10/15 €129,256 €109,227 -€20,030 -15.5%
Contributions 10/11 €84,041 €84,041 = 0.0%
Revaluation surpluses 12 €67,276 €58,453 -€8,824 -13.1%
Reserves 13 €112,948 €121,772 +€8,824 +7.8%
Tax-exempt reserves 132 €13,488 €13,488 = 0.0%
Distributable reserves 133 €99,460 €108,283 +€8,824 +8.9%
Profit (loss) carried forward 14 -€135,010 -€155,039 -€20,030 -14.8%
Amounts payable 17/49 €8,730 €8,959 +€230 +2.6%
Amounts payable within one year 42/48 €8,340 €8,569 +€230 +2.8%
Trade debts 44 €700 €936 +€236 +33.7%
Suppliers 440/4 €700 €936 +€236 +33.7%
Taxes, remuneration and social security 45 €792 €792 = 0.0%
Taxes 450/3 €792 €792 = 0.0%
Other amounts payable 47/48 €6,847 €6,841 -€6 -0.1%
Accrued charges and deferred income 492/3 €390 €390 = 0.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €12,661 €12,737 +€76 +0.6%
Other operating charges 640/8 €2,618 €2,648 +€30 +1.1%
Gross operating margin 9900 €9,418 -€4,450 -€13,868
Operating profit (loss) 9901 -€5,861 -€19,835 -€13,974 -238.4%
Financial income 75/76B - €0 +€0
Recurring financial income 75 - €0 +€0
Financial charges 65/66B €153 €194 +€41 +26.9%
Recurring financial charges 65 €153 €194 +€41 +26.9%
Profit (loss) for the period before taxes 9903 -€6,014 -€20,030 -€14,015 -233.0%
Income taxes 67/77 €792 - -€792
Profit (loss) for the period 9904 -€6,806 -€20,030 -€13,223 -194.3%
Profit (loss) for the period to be appropriated 9905 -€6,806 -€20,030 -€13,223 -194.3%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.