OLIVER IMMO & CONSULTING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
OLIVER IMMO & CONSULTING
Largest movements
- Tangible fixed assets -€23,400
down €23,400 (-7.8%), from €299,196 to €275,796
of which Land and buildings: -€23,400
- Receivables within one year +€8,000
up €8,000 (+1,406%), from €569 to €8,569
of which Other amounts receivable: +€8,000
- Debts after one year -€26,091
down €26,091 (-8.0%), from €324,849 to €298,758
- Short-term financial debts +€5,152
new in 2025: €5,152
- Profit (loss) carried forward +€3,866
up €3,866 (+3.3%), from -€118,298 to -€114,433
- Gross operating margin +€11,898
up €11,898 (+34.1%), from €34,856 to €46,754
- Financial charges -€7,952
down €7,952 (-40.4%), from €19,688 to €11,736
- Other operating charges +€3,411
up €3,411 (+116%), from €2,934 to €6,345
- Taxes +€1,407
new in 2025: €1,407
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €301,245 | €285,578 | -€15,667 | -5.2% |
| Fixed assets | 21/28 | €299,196 | €275,796 | -€23,400 | -7.8% |
| Tangible fixed assets | 22/27 | €299,196 | €275,796 | -€23,400 | -7.8% |
| Land and buildings | 22 | €293,040 | €269,640 | -€23,400 | -8.0% |
| Furniture and vehicles | 24 | €7 | €7 | = | 0.0% |
| Assets under construction and advance payments | 27 | €6,150 | €6,150 | = | 0.0% |
| Current assets | 29/58 | €2,049 | €9,782 | +€7,733 | +377% |
| Amounts receivable within one year | 40/41 | €569 | €8,569 | +€8,000 | +1,406% |
| Trade receivables | 40 | €457 | €457 | = | 0.0% |
| Other amounts receivable | 41 | €112 | €8,112 | +€8,000 | +7,143% |
| Cash at bank and in hand | 54/58 | €267 | - | -€267 | |
| Deferred charges and accrued income | 490/1 | €1,213 | €1,213 | = | 0.0% |
| Total equity and liabilities | 10/49 | €301,245 | €285,578 | -€15,667 | -5.2% |
| Equity | 10/15 | -€107,238 | -€103,373 | +€3,866 | +3.6% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Capital | 10 | €6,200 | €6,200 | = | 0.0% |
| Issued capital | 100 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €4,860 | €4,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Legal reserve | 130 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €3,000 | €3,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€118,298 | -€114,433 | +€3,866 | +3.3% |
| Amounts payable | 17/49 | €408,483 | €388,951 | -€19,532 | -4.8% |
| Amounts payable after more than one year | 17 | €324,849 | €298,758 | -€26,091 | -8.0% |
| Financial debts | 170/4 | €324,849 | €298,758 | -€26,091 | -8.0% |
| Amounts payable within one year | 42/48 | €83,008 | €89,567 | +€6,559 | +7.9% |
| Current portion of amounts payable after more than one year | 42 | €2,276 | €2,276 | = | 0.0% |
| Financial debts | 43 | - | €5,152 | +€5,152 | |
| Credit institutions | 430/8 | - | €5,152 | +€5,152 | |
| Trade debts | 44 | €1,028 | €1,028 | = | 0.0% |
| Suppliers | 440/4 | €1,028 | €1,028 | = | 0.0% |
| Taxes, remuneration and social security | 45 | €951 | €2,358 | +€1,407 | +148% |
| Taxes | 450/3 | €951 | €2,358 | +€1,407 | +148% |
| Other amounts payable | 47/48 | €78,753 | €78,753 | = | 0.0% |
| Accrued charges and deferred income | 492/3 | €626 | €626 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €23,400 | €23,400 | = | 0.0% |
| Other operating charges | 640/8 | €2,934 | €6,345 | +€3,411 | +116% |
| Gross operating margin | 9900 | €34,856 | €46,754 | +€11,898 | +34.1% |
| Operating profit (loss) | 9901 | €8,521 | €17,009 | +€8,487 | +99.6% |
| Financial charges | 65/66B | €19,688 | €11,736 | -€7,952 | -40.4% |
| Recurring financial charges | 65 | €19,688 | €11,736 | -€7,952 | -40.4% |
| Profit (loss) for the period before taxes | 9903 | -€11,167 | €5,273 | +€16,439 | |
| Income taxes | 67/77 | - | €1,407 | +€1,407 | |
| Profit (loss) for the period | 9904 | -€11,167 | €3,866 | +€15,032 | |
| Profit (loss) for the period to be appropriated | 9905 | -€11,167 | €3,866 | +€15,032 |
Source: filed annual accounts (NBB), financial years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 October 2026 via checked.be.