OLBIZ: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
OLBIZ
Largest movements
- Cash -€37,035
down €37,035 (-27.0%), from €137,271 to €100,236
mainly Investment in fixed assets (net) (-€28,939) and Contributions, distributions and other (-€7,059)
- Tangible fixed assets +€24,315
new in 2025: €24,315
- Receivables within one year +€5,521
up €5,521 (+27.0%), from €20,470 to €25,991
of which Other amounts receivable: +€10,217
- Tax, wage and social debts -€6,773
down €6,773 (-36.4%), from €18,599 to €11,826
of which Taxes: -€8,773
- Gross operating margin -€46,805
down €46,805 (-77.8%), from €60,150 to €13,345
- Taxes -€10,202
down €10,202 (-84.1%), from €12,136 to €1,934
- Depreciation +€4,383
up €4,383 (+1,641%), from €267 to €4,650
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €159,268 | €151,719 | -€7,549 | -4.7% |
| Formation expenses | 20 | €159 | €134 | -€25 | -16.0% |
| Fixed assets | 21/28 | - | €24,315 | +€24,315 | |
| Tangible fixed assets | 22/27 | - | €24,315 | +€24,315 | |
| Furniture and vehicles | 24 | - | €24,315 | +€24,315 | |
| Current assets | 29/58 | €159,109 | €127,271 | -€31,838 | -20.0% |
| Amounts receivable within one year | 40/41 | €20,470 | €25,991 | +€5,521 | +27.0% |
| Trade receivables | 40 | €7,603 | €2,907 | -€4,696 | -61.8% |
| Other amounts receivable | 41 | €12,867 | €23,084 | +€10,217 | +79.4% |
| Cash at bank and in hand | 54/58 | €137,271 | €100,236 | -€37,035 | -27.0% |
| Deferred charges and accrued income | 490/1 | €1,368 | €1,044 | -€324 | -23.7% |
| Total equity and liabilities | 10/49 | €159,268 | €151,719 | -€7,549 | -4.7% |
| Equity | 10/15 | €140,261 | €139,893 | -€368 | -0.3% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Contributions outside capital | 11 | €18,600 | €18,600 | = | 0.0% |
| Other | 1109/19 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €121,661 | €121,293 | -€368 | -0.3% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €119,801 | €119,433 | -€368 | -0.3% |
| Amounts payable | 17/49 | €19,007 | €11,826 | -€7,181 | -37.8% |
| Amounts payable within one year | 42/48 | €19,007 | €11,826 | -€7,181 | -37.8% |
| Trade debts | 44 | €408 | €1 | -€407 | -99.9% |
| Suppliers | 440/4 | €408 | €1 | -€407 | -99.9% |
| Taxes, remuneration and social security | 45 | €18,599 | €11,826 | -€6,773 | -36.4% |
| Taxes | 450/3 | €18,599 | €9,826 | -€8,773 | -47.2% |
| Remuneration and social security | 454/9 | - | €2,000 | +€2,000 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €267 | €4,650 | +€4,383 | +1,641% |
| Other operating charges | 640/8 | €49 | €25 | -€24 | -49.0% |
| Gross operating margin | 9900 | €60,150 | €13,345 | -€46,805 | -77.8% |
| Operating profit (loss) | 9901 | €59,834 | €8,670 | -€51,164 | -85.5% |
| Financial income | 75/76B | - | €41 | +€41 | |
| Recurring financial income | 75 | - | €41 | +€41 | |
| Financial charges | 65/66B | €114 | €87 | -€27 | -23.8% |
| Recurring financial charges | 65 | €114 | €87 | -€27 | -23.8% |
| Profit (loss) for the period before taxes | 9903 | €59,720 | €8,624 | -€51,096 | -85.6% |
| Income taxes | 67/77 | €12,136 | €1,934 | -€10,202 | -84.1% |
| Profit (loss) for the period | 9904 | €47,584 | €6,691 | -€40,893 | -85.9% |
| Profit (loss) for the period to be appropriated | 9905 | €47,584 | €6,691 | -€40,893 | -85.9% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 31 October 2026 via checked.be.