Ol Assure: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Ol Assure
Largest movements
- Cash +€17,887
up €17,887 (+21.5%), from €83,092 to €100,979
mainly Net result for the year (+€64,235) and Tax, wage and social debts (+€5,207)
- Receivables within one year +€7,865
new in 2025: €7,865
- Tangible fixed assets +€3,933
up €3,933 (+65.9%), from €5,966 to €9,900
of which Furniture and vehicles: +€3,730
- Reserves +€68,403
up €68,403 (+3,678%), from €1,860 to €70,263
of which Distributable reserves: +€68,403
- Profit (loss) carried forward -€24,168
down €24,168 (-100%), from €24,168 to €0
- Other debts -€20,268
down €20,268 (-44.0%), from €46,013 to €25,744
- Tax, wage and social debts +€5,207
up €5,207 (+46.5%), from €11,205 to €16,411
- Gross operating margin +€13,766
up €13,766 (+17.1%), from €80,346 to €94,112
- Taxes +€10,395
up €10,395 (+79.9%), from €13,008 to €23,403
- Depreciation +€1,863
up €1,863 (+114%), from €1,641 to €3,505
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €91,161 | €120,884 | +€29,723 | +32.6% |
| Fixed assets | 21/28 | €5,966 | €9,900 | +€3,933 | +65.9% |
| Tangible fixed assets | 22/27 | €5,966 | €9,900 | +€3,933 | +65.9% |
| Furniture and vehicles | 24 | - | €3,730 | +€3,730 | |
| Other tangible fixed assets | 26 | €5,966 | €6,170 | +€203 | +3.4% |
| Current assets | 29/58 | €85,195 | €110,985 | +€25,790 | +30.3% |
| Amounts receivable within one year | 40/41 | - | €7,865 | +€7,865 | |
| Other amounts receivable | 41 | - | €7,865 | +€7,865 | |
| Cash at bank and in hand | 54/58 | €83,092 | €100,979 | +€17,887 | +21.5% |
| Deferred charges and accrued income | 490/1 | €2,103 | €2,141 | +€38 | +1.8% |
| Total equity and liabilities | 10/49 | €91,161 | €120,884 | +€29,723 | +32.6% |
| Equity | 10/15 | €32,228 | €76,463 | +€44,235 | +137% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €1,860 | €70,263 | +€68,403 | +3,678% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | - | €68,403 | +€68,403 | |
| Profit (loss) carried forward | 14 | €24,168 | €0 | -€24,168 | -100% |
| Amounts payable | 17/49 | €58,933 | €44,421 | -€14,512 | -24.6% |
| Amounts payable within one year | 42/48 | €58,933 | €44,421 | -€14,512 | -24.6% |
| Trade debts | 44 | €1,715 | €2,265 | +€550 | +32.1% |
| Suppliers | 440/4 | €1,715 | €2,265 | +€550 | +32.1% |
| Taxes, remuneration and social security | 45 | €11,205 | €16,411 | +€5,207 | +46.5% |
| Taxes | 450/3 | €11,205 | €16,411 | +€5,207 | +46.5% |
| Other amounts payable | 47/48 | €46,013 | €25,744 | -€20,268 | -44.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,641 | €3,505 | +€1,863 | +114% |
| Other operating charges | 640/8 | €509 | €883 | +€374 | +73.6% |
| Gross operating margin | 9900 | €80,346 | €94,112 | +€13,766 | +17.1% |
| Operating profit (loss) | 9901 | €78,196 | €89,724 | +€11,529 | +14.7% |
| Financial income | 75/76B | €14 | €68 | +€54 | +402% |
| Recurring financial income | 75 | €14 | €68 | +€54 | +402% |
| Financial charges | 65/66B | €1,254 | €2,154 | +€900 | +71.7% |
| Recurring financial charges | 65 | €1,254 | €2,154 | +€900 | +71.7% |
| Profit (loss) for the period before taxes | 9903 | €76,955 | €87,638 | +€10,683 | +13.9% |
| Income taxes | 67/77 | €13,008 | €23,403 | +€10,395 | +79.9% |
| Profit (loss) for the period | 9904 | €63,947 | €64,235 | +€288 | +0.5% |
| Profit (loss) for the period to be appropriated | 9905 | €63,947 | €64,235 | +€288 | +0.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.