OIKODOMEO: what changed
What changed
OIKODOMEO
NACE 68.110, Buying and selling of own real estate
filed annual accounts (NBB)
Net result for the year
€21,383
2025 · €24,649-€3,266
Equity
€99,686
2025 · €78,303+€21,383
Cash
€6,313
2025 · €8,065-€1,752
Balance sheet total
€2.4m
2025 · €2.2m+€194,214
Largest movements
Assets
- Receivables within one year +€244,674
up €244,674 (+21.7%), from €1.1m to €1.4m
of which Other amounts receivable: +€348,384
- Tangible fixed assets -€48,928
down €48,928 (-6.9%), from €712,072 to €663,144
of which Land and buildings: -€30,591
Equity and liabilities
- Short-term financial debts +€159,369
up €159,369 (+36.2%), from €440,631 to €600,000
- Other debts +€80,754
up €80,754 (+6.2%), from €1.3m to €1.4m
- Debts after one year -€58,176
down €58,176 (-21.4%), from €272,303 to €214,127
of which Financial debts: -€58,176
Income statement
- Gross operating margin -€24,565
down €24,565 (-15.1%), from €162,324 to €137,759
- Other operating charges -€16,849
down €16,849 (-35.9%), from €46,891 to €30,043
- Financial charges -€3,960
down €3,960 (-9.3%), from €42,473 to €38,513
Change in the result, 2025 to 2026
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2025
€24,649
Gross operating margin
-€24,565
Depreciation
+€303
Other operating charges
+€16,849
Financial income
+€158
Financial charges
+€3,960
Taxes
+€29
Result 2026
€21,383
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2025 and 2026 balance sheets and the 2026 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
-€104,789
Investment
€0
Financing
+€103,037
Cash 2025
€8,065
From operations (derived)
-€104,789
Net result for the year
+€21,383
Depreciation
+€48,928
Stocks and contracts
+€3,919
Receivables within one year
-€244,674
Deferred charges and accrued income
-€4,139
Trade debts
-€15,930
Tax, wage and social debts
+€4,970
Other debts
+€80,754
Financing
+€103,037
Debts after one year
-€58,176
Current portion of long-term debt
+€1,843
Short-term financial debts
+€159,369
Cash 2026
€6,313
brings cash intakes cash out
Every line side by side
| Line | Code | 2025 | 2026 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,195,673 | €2,389,887 | +€194,214 | +8.8% |
| Fixed assets | 21/28 | €732,522 | €683,593 | -€48,928 | -6.7% |
| Tangible fixed assets | 22/27 | €712,072 | €663,144 | -€48,928 | -6.9% |
| Land and buildings | 22 | €673,837 | €643,246 | -€30,591 | -4.5% |
| Plant, machinery and equipment | 23 | €913 | €481 | -€432 | -47.3% |
| Furniture and vehicles | 24 | €37,323 | €19,417 | -€17,906 | -48.0% |
| Financial fixed assets | 28 | €20,449 | €20,449 | = | 0.0% |
| Current assets | 29/58 | €1,463,152 | €1,706,294 | +€243,142 | +16.6% |
| Stocks and contracts in progress | 3 | €324,078 | €320,158 | -€3,919 | -1.2% |
| Stocks | 30/36 | €324,078 | €320,158 | -€3,919 | -1.2% |
| Amounts receivable within one year | 40/41 | €1,129,047 | €1,373,721 | +€244,674 | +21.7% |
| Trade receivables | 40 | €206,597 | €102,887 | -€103,709 | -50.2% |
| Other amounts receivable | 41 | €922,450 | €1,270,833 | +€348,384 | +37.8% |
| Cash at bank and in hand | 54/58 | €8,065 | €6,313 | -€1,752 | -21.7% |
| Deferred charges and accrued income | 490/1 | €1,963 | €6,102 | +€4,139 | +211% |
| Total equity and liabilities | 10/49 | €2,195,673 | €2,389,887 | +€194,214 | +8.8% |
| Equity | 10/15 | €78,303 | €99,686 | +€21,383 | +27.3% |
| Contributions | 10/11 | €293,600 | €293,600 | = | 0.0% |
| Reserves | 13 | €176,120 | €176,120 | = | 0.0% |
| Distributable reserves | 133 | €176,120 | €176,120 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€391,417 | -€370,034 | +€21,383 | +5.5% |
| Amounts payable | 17/49 | €2,117,370 | €2,290,201 | +€172,831 | +8.2% |
| Amounts payable after more than one year | 17 | €272,303 | €214,127 | -€58,176 | -21.4% |
| Financial debts | 170/4 | €270,481 | €212,305 | -€58,176 | -21.5% |
| Other amounts payable | 178/9 | €1,823 | €1,823 | = | 0.0% |
| Amounts payable within one year | 42/48 | €1,845,067 | €2,076,074 | +€231,007 | +12.5% |
| Current portion of amounts payable after more than one year | 42 | €56,333 | €58,176 | +€1,843 | +3.3% |
| Financial debts | 43 | €440,631 | €600,000 | +€159,369 | +36.2% |
| Credit institutions | 430/8 | €440,631 | €600,000 | +€159,369 | +36.2% |
| Trade debts | 44 | €49,041 | €33,112 | -€15,930 | -32.5% |
| Suppliers | 440/4 | €49,041 | €33,112 | -€15,930 | -32.5% |
| Taxes, remuneration and social security | 45 | €588 | €5,558 | +€4,970 | +845% |
| Taxes | 450/3 | €588 | €5,558 | +€4,970 | +845% |
| Other amounts payable | 47/48 | €1,298,474 | €1,379,228 | +€80,754 | +6.2% |
| Non-recurring operating income | 76A | €5,018 | €0 | -€5,018 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €49,231 | €48,928 | -€303 | -0.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €0 | - | = | |
| Other operating charges | 640/8 | €46,891 | €30,043 | -€16,849 | -35.9% |
| Non-recurring operating charges | 66A | €0 | - | = | |
| Gross operating margin | 9900 | €162,324 | €137,759 | -€24,565 | -15.1% |
| Operating profit (loss) | 9901 | €66,202 | €58,789 | -€7,413 | -11.2% |
| Financial income | 75/76B | €1,263 | €1,421 | +€158 | +12.5% |
| Recurring financial income | 75 | €1,263 | €1,421 | +€158 | +12.5% |
| Financial charges | 65/66B | €42,473 | €38,513 | -€3,960 | -9.3% |
| Recurring financial charges | 65 | €42,473 | €38,513 | -€3,960 | -9.3% |
| Profit (loss) for the period before taxes | 9903 | €24,992 | €21,697 | -€3,295 | -13.2% |
| Income taxes | 67/77 | €343 | €314 | -€29 | -8.5% |
| Profit (loss) for the period | 9904 | €24,649 | €21,383 | -€3,266 | -13.2% |
| Profit (loss) for the period to be appropriated | 9905 | €24,649 | €21,383 | -€3,266 | -13.2% |
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Compare this company with its sector.Sector benchmark
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 March 2025 and 31 March 2026. Green is a favourable move for that line, red an unfavourable one. Prepared on 6 November 2026 via checked.be.