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OBRIGADO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

OBRIGADO

BE 0768.864.659
NACE 68.121, Development of residential building projects
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€7,055
2024 · €1.5m-€1.5m
Equity
€1.7m
2024 · €1.7m-€7,055
Cash
€96,621
2024 · €444,420-€347,799
Balance sheet total
€5.3m
2024 · €8.2m-€2.9m

Largest movements

2024 to 2025
Assets
  • Financial fixed assets -€3.0m

    down €3.0m (-66.7%), from €4.5m to €1.5m

  • Cash -€347,799

    down €347,799 (-78.3%), from €444,420 to €96,621

    mainly Debts after one year (-€2.9m) and Current investments (-€269,830)

  • Current investments +€269,830

    up €269,830 (+16.1%), from €1.7m to €1.9m

  • Tangible fixed assets +€109,136

    up €109,136 (+1322.5%), from €8,252 to €117,388

    of which Furniture and vehicles: +€68,554

Equity and liabilities
  • Debts after one year -€2.9m

    down €2.9m (-44.6%), from €6.5m to €3.6m

Income statement
  • Financial income -€1.5m

    down €1.5m (-97.0%), from €1.5m to €46,247

  • Other operating charges +€29,596

    up €29,596 (+2583.0%), from €1,146 to €30,742

  • Taxes -€10,642

    down €10,642 (-95.5%), from €11,138 to €496

  • Depreciation +€6,370

    up €6,370 (+263.8%), from €2,414 to €8,784

  • Gross operating margin -€5,376

    down €5,376 (-630.5%), from -€853 to -€6,229

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €1.5m
Gross operating margin -€5,376
Depreciation -€6,370
Other operating charges -€29,596
Financial income -€1.5m
Financial charges -€3,328
Taxes +€10,642
Result 2025 -€7,055

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€88,984
Investment +€2.6m
Financing -€2.9m
Cash 2024 €444,420
Net result for the year -€7,055
Depreciation +€8,784
Receivables within one year -€70,968
Smaller working-capital items +€1,530
Tax, wage and social debts -€11,412
Other debts -€9,863
Investment in fixed assets (net) +€2.9m
Current investments -€269,830
Debts after one year -€2.9m
Current portion of long-term debt +€9,387
Short-term financial debts +€9,875
Cash 2025 €96,621
Every line side by side 49 lines
Line Code 2024 2025 Change %
Total assets 20/58 €8,212,850 €5,315,362 -€2.9m -35.3%
Fixed assets 21/28 €4,508,252 €1,617,388 -€2.9m -64.1%
Tangible fixed assets 22/27 €8,252 €117,388 +€109,136 +1322.5%
Plant, machinery and equipment 23 €1,342 €3,339 +€1,997 +148.8%
Furniture and vehicles 24 €6,910 €75,464 +€68,554 +992.1%
Other tangible fixed assets 26 - €38,585 +€38,585
Financial fixed assets 28 €4,500,000 €1,500,000 -€3.0m -66.7%
Current assets 29/58 €3,704,598 €3,697,973 -€6,624 -0.2%
Amounts receivable after more than one year 29 €1,500,000 €1,500,000 = 0.0%
Other amounts receivable 291 €1,500,000 €1,500,000 = 0.0%
Amounts receivable within one year 40/41 €86,746 €157,714 +€70,968 +81.8%
Trade receivables 40 €22,314 €71,808 +€49,494 +221.8%
Other amounts receivable 41 €64,432 €85,906 +€21,474 +33.3%
Current investments 50/53 €1,672,072 €1,941,902 +€269,830 +16.1%
Cash at bank and in hand 54/58 €444,420 €96,621 -€347,799 -78.3%
Deferred charges and accrued income 490/1 €1,360 €1,737 +€377 +27.7%
Total equity and liabilities 10/49 €8,212,850 €5,315,362 -€2.9m -35.3%
Equity 10/15 €1,712,738 €1,705,683 -€7,055 -0.4%
Contributions 10/11 €5,000 €5,000 = 0.0%
Reserves 13 €500 €500 = 0.0%
Non-distributable reserves 130/1 €500 €0 -€500 -100.0%
Reserves not available under the articles 1311 €500 €0 -€500 -100.0%
Distributable reserves 133 - €500 +€500
Profit (loss) carried forward 14 €1,707,238 €1,700,183 -€7,055 -0.4%
Amounts payable 17/49 €6,500,112 €3,609,679 -€2.9m -44.5%
Amounts payable after more than one year 17 €6,475,750 €3,585,423 -€2.9m -44.6%
Financial debts 170/4 €6,475,750 €3,585,423 -€2.9m -44.6%
Amounts payable within one year 42/48 €24,362 €24,256 -€106 -0.4%
Current portion of amounts payable after more than one year 42 - €9,387 +€9,387
Financial debts 43 - €9,875 +€9,875
Credit institutions 430/8 - €9,875 +€9,875
Trade debts 44 €1,132 €3,038 +€1,906 +168.5%
Suppliers 440/4 €1,132 €3,038 +€1,906 +168.5%
Taxes, remuneration and social security 45 €13,368 €1,956 -€11,412 -85.4%
Taxes 450/3 €13,368 €1,956 -€11,412 -85.4%
Other amounts payable 47/48 €9,863 €0 -€9,863 -100.0%
Accrued charges and deferred income 492/3 €0 - =
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €2,414 €8,784 +€6,370 +263.8%
Other operating charges 640/8 €1,146 €30,742 +€29,596 +2583.0%
Gross operating margin 9900 -€853 -€6,229 -€5,376 -630.5%
Operating profit (loss) 9901 -€4,413 -€45,755 -€41,342 -936.9%
Financial income 75/76B €1,543,011 €46,247 -€1.5m -97.0%
Recurring financial income 75 €1,543,011 €46,247 -€1.5m -97.0%
Financial charges 65/66B €3,722 €7,051 +€3,328 +89.4%
Recurring financial charges 65 €3,722 €7,051 +€3,328 +89.4%
Profit (loss) for the period before taxes 9903 €1,534,876 -€6,559 -€1.5m
Income taxes 67/77 €11,138 €496 -€10,642 -95.5%
Profit (loss) for the period 9904 €1,523,738 -€7,055 -€1.5m
Profit (loss) for the period to be appropriated 9905 €1,523,738 -€7,055 -€1.5m

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.