OBP EXPRESS: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
OBP EXPRESS
Largest movements
- Tangible fixed assets -€2,490
down €2,490 (-14.4%), from €17,277 to €14,786
- Profit (loss) carried forward -€4,910
down €4,910 (-10.7%), from -€45,839 to -€50,749
- Other debts +€2,000
up €2,000 (+3.3%), from €60,959 to €62,959
- Trade debts +€236
up €236 (+260.0%), from €91 to €327
- Other operating charges -€1,487
no longer reported in 2024 (was €1,487)
- Gross operating margin -€1,280
down €1,280 (-155.6%), from -€823 to -€2,103
- Financial charges +€23
up €23 (+7.8%), from €294 to €317
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €17,711 | €15,080 | -€2,630 | -14.9% |
| Fixed assets | 21/28 | €17,277 | €14,786 | -€2,490 | -14.4% |
| Tangible fixed assets | 22/27 | €17,277 | €14,786 | -€2,490 | -14.4% |
| Furniture and vehicles | 24 | €17,277 | €14,786 | -€2,490 | -14.4% |
| Current assets | 29/58 | €434 | €294 | -€140 | -32.3% |
| Amounts receivable within one year | 40/41 | €270 | €270 | = | 0.0% |
| Other amounts receivable | 41 | €270 | €270 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €164 | €24 | -€140 | -85.2% |
| Total equity and liabilities | 10/49 | €17,711 | €15,080 | -€2,630 | -14.9% |
| Equity | 10/15 | -€43,339 | -€48,249 | -€4,910 | -11.3% |
| Contributions | 10/11 | €2,500 | €2,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€45,839 | -€50,749 | -€4,910 | -10.7% |
| Amounts payable | 17/49 | €61,050 | €63,330 | +€2,280 | +3.7% |
| Amounts payable within one year | 42/48 | €61,050 | €63,330 | +€2,280 | +3.7% |
| Financial debts | 43 | - | €44 | +€44 | |
| Credit institutions | 430/8 | - | €44 | +€44 | |
| Trade debts | 44 | €91 | €327 | +€236 | +260.0% |
| Suppliers | 440/4 | €91 | €327 | +€236 | +260.0% |
| Other amounts payable | 47/48 | €60,959 | €62,959 | +€2,000 | +3.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,490 | €2,490 | = | 0.0% |
| Other operating charges | 640/8 | €1,487 | - | -€1,487 | |
| Gross operating margin | 9900 | -€823 | -€2,103 | -€1,280 | -155.6% |
| Operating profit (loss) | 9901 | -€4,800 | -€4,594 | +€207 | +4.3% |
| Financial charges | 65/66B | €294 | €317 | +€23 | +7.8% |
| Recurring financial charges | 65 | €294 | €317 | +€23 | +7.8% |
| Profit (loss) for the period before taxes | 9903 | -€5,094 | -€4,910 | +€184 | +3.6% |
| Profit (loss) for the period | 9904 | -€5,094 | -€4,910 | +€184 | +3.6% |
| Profit (loss) for the period to be appropriated | 9905 | -€5,094 | -€4,910 | +€184 | +3.6% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.