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OB: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

OB

BE 0784.493.537
NACE 41.001, General construction of residential buildings
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€32,902
2024 · -€27,756-€5,146
Equity
-€61,095
2024 · -€28,193-€32,902
Cash
€1,333
2024 · €6,886-€5,553
Balance sheet total
€30,205
2024 · €13,564+€16,641

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€19,412

    up €19,412 (+2121.4%), from €915 to €20,327

    of which Furniture and vehicles: +€17,323

  • Cash -€5,553

    down €5,553 (-80.6%), from €6,886 to €1,333

    mainly Net result for the year (-€32,902) and Investment in fixed assets (net) (-€21,737)

  • Receivables within one year +€2,782

    up €2,782 (+48.3%), from €5,763 to €8,545

    of which Trade receivables: +€4,024

Equity and liabilities
  • Other debts +€43,514

    up €43,514 (+165.4%), from €26,304 to €69,818

  • Profit (loss) carried forward -€32,902

    down €32,902 (-112.7%), from -€29,193 to -€62,095

  • Trade debts +€6,030

    up €6,030 (+39.0%), from €15,453 to €21,483

Income statement
  • Purchases and services +€15,636

    up €15,636 (+57.0%), from €27,424 to €43,060

  • Depreciation +€2,240

    up €2,240 (+2637.0%), from €85 to €2,325

  • Other operating charges +€1,485

    up €1,485 (+141.7%), from €1,048 to €2,532

  • Gross operating margin -€1,427

    down €1,427 (-5.4%), from -€26,432 to -€27,859

  • Turnover -€992

    no longer reported in 2025 (was €992)

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€27,756
Gross operating margin -€1,427
Staff costs +€100
Depreciation -€2,240
Other operating charges -€1,485
Financial charges -€95
Result 2025 -€32,902

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€16,184
Investment -€21,737
Financing €0
Cash 2024 €6,886
Net result for the year -€32,902
Depreciation +€2,325
Receivables within one year -€2,782
Trade debts +€6,030
Other debts +€43,514
Investment in fixed assets (net) -€21,737
Cash 2025 €1,333
Every line side by side 31 lines
Line Code 2024 2025 Change %
Total assets 20/58 €13,564 €30,205 +€16,641 +122.7%
Fixed assets 21/28 €915 €20,327 +€19,412 +2121.4%
Tangible fixed assets 22/27 €915 €20,327 +€19,412 +2121.4%
Plant, machinery and equipment 23 - €2,089 +€2,089
Furniture and vehicles 24 €915 €18,238 +€17,323 +1893.1%
Current assets 29/58 €12,649 €9,878 -€2,771 -21.9%
Amounts receivable within one year 40/41 €5,763 €8,545 +€2,782 +48.3%
Trade receivables 40 €2,515 €6,538 +€4,024 +160.0%
Other amounts receivable 41 €3,248 €2,007 -€1,242 -38.2%
Cash at bank and in hand 54/58 €6,886 €1,333 -€5,553 -80.6%
Total equity and liabilities 10/49 €13,564 €30,205 +€16,641 +122.7%
Equity 10/15 -€28,193 -€61,095 -€32,902 -116.7%
Contributions 10/11 €1,000 €1,000 = 0.0%
Profit (loss) carried forward 14 -€29,193 -€62,095 -€32,902 -112.7%
Amounts payable 17/49 €41,757 €91,301 +€49,544 +118.6%
Amounts payable within one year 42/48 €41,757 €91,301 +€49,544 +118.6%
Trade debts 44 €15,453 €21,483 +€6,030 +39.0%
Suppliers 440/4 €15,453 €21,483 +€6,030 +39.0%
Other amounts payable 47/48 €26,304 €69,818 +€43,514 +165.4%
Turnover 70 €992 - -€992
Goods, raw materials, services and sundry goods 60/61 €27,424 €43,060 +€15,636 +57.0%
Remuneration, social security and pensions 62 €100 - -€100
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €85 €2,325 +€2,240 +2637.0%
Other operating charges 640/8 €1,048 €2,532 +€1,485 +141.7%
Gross operating margin 9900 -€26,432 -€27,859 -€1,427 -5.4%
Operating profit (loss) 9901 -€27,665 -€32,716 -€5,051 -18.3%
Financial charges 65/66B €91 €186 +€95 +103.5%
Recurring financial charges 65 €91 €186 +€95 +103.5%
Profit (loss) for the period before taxes 9903 -€27,756 -€32,902 -€5,146 -18.5%
Profit (loss) for the period 9904 -€27,756 -€32,902 -€5,146 -18.5%
Profit (loss) for the period to be appropriated 9905 -€27,756 -€32,902 -€5,146 -18.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.