NZ Architecten: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
NZ Architecten
Largest movements
- Receivables within one year -€68,777
down €68,777 (-63.5%), from €108,239 to €39,462
of which Trade receivables: -€63,700
- Cash +€50,768
up €50,768 (+135%), from €37,564 to €88,333
mainly Receivables within one year (+€68,777) and Net result for the year (+€10,625)
- Current investments +€18,000
up €18,000 (+1,200%), from €1,500 to €19,500
- Tangible fixed assets -€9,196
down €9,196 (-3.7%), from €250,796 to €241,601
of which Land and buildings: -€8,750
- Debts after one year -€22,074
down €22,074 (-9.6%), from €230,404 to €208,330
- Reserves +€10,625
up €10,625 (+2.0%), from €534,179 to €544,803
- Financial income -€99,373
down €99,373 (-99.4%), from €100,010 to €636
- Depreciation -€21,345
down €21,345 (-69.9%), from €30,541 to €9,196
- Financial charges +€8,639
up €8,639 (+2,277%), from €379 to €9,018
- Gross operating margin -€7,325
down €7,325 (-16.2%), from €45,082 to €37,757
- Taxes -€6,340
down €6,340 (-48.1%), from €13,186 to €6,846
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €798,099 | €788,895 | -€9,204 | -1.2% |
| Fixed assets | 21/28 | €650,796 | €641,601 | -€9,196 | -1.4% |
| Tangible fixed assets | 22/27 | €250,796 | €241,601 | -€9,196 | -3.7% |
| Land and buildings | 22 | €249,689 | €240,939 | -€8,750 | -3.5% |
| Furniture and vehicles | 24 | €1,107 | €661 | -€446 | -40.3% |
| Financial fixed assets | 28 | €400,000 | €400,000 | = | 0.0% |
| Current assets | 29/58 | €147,303 | €147,295 | -€8 | 0.0% |
| Amounts receivable within one year | 40/41 | €108,239 | €39,462 | -€68,777 | -63.5% |
| Trade receivables | 40 | €100,000 | €36,300 | -€63,700 | -63.7% |
| Other amounts receivable | 41 | €8,239 | €3,162 | -€5,077 | -61.6% |
| Current investments | 50/53 | €1,500 | €19,500 | +€18,000 | +1,200% |
| Cash at bank and in hand | 54/58 | €37,564 | €88,333 | +€50,768 | +135% |
| Total equity and liabilities | 10/49 | €798,099 | €788,895 | -€9,204 | -1.2% |
| Equity | 10/15 | €540,479 | €551,103 | +€10,625 | +2.0% |
| Contributions | 10/11 | €6,300 | €6,300 | = | 0.0% |
| Reserves | 13 | €534,179 | €544,803 | +€10,625 | +2.0% |
| Distributable reserves | 133 | €534,179 | €544,803 | +€10,625 | +2.0% |
| Amounts payable | 17/49 | €257,621 | €237,792 | -€19,829 | -7.7% |
| Amounts payable after more than one year | 17 | €230,404 | €208,330 | -€22,074 | -9.6% |
| Financial debts | 170/4 | €230,404 | €208,330 | -€22,074 | -9.6% |
| Amounts payable within one year | 42/48 | €27,216 | €29,461 | +€2,245 | +8.2% |
| Current portion of amounts payable after more than one year | 42 | €19,596 | €22,074 | +€2,478 | +12.6% |
| Trade debts | 44 | €1,588 | €1,912 | +€324 | +20.4% |
| Suppliers | 440/4 | €1,588 | €1,912 | +€324 | +20.4% |
| Taxes, remuneration and social security | 45 | €6,032 | €5,475 | -€557 | -9.2% |
| Taxes | 450/3 | €6,032 | €5,475 | -€557 | -9.2% |
| Other amounts payable | 47/48 | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €30,541 | €9,196 | -€21,345 | -69.9% |
| Other operating charges | 640/8 | €2,820 | €2,708 | -€112 | -4.0% |
| Gross operating margin | 9900 | €45,082 | €37,757 | -€7,325 | -16.2% |
| Operating profit (loss) | 9901 | €11,722 | €25,853 | +€14,132 | +121% |
| Financial income | 75/76B | €100,010 | €636 | -€99,373 | -99.4% |
| Recurring financial income | 75 | €100,010 | €636 | -€99,373 | -99.4% |
| Financial charges | 65/66B | €379 | €9,018 | +€8,639 | +2,277% |
| Recurring financial charges | 65 | €379 | €9,018 | +€8,639 | +2,277% |
| Profit (loss) for the period before taxes | 9903 | €111,352 | €17,471 | -€93,881 | -84.3% |
| Income taxes | 67/77 | €13,186 | €6,846 | -€6,340 | -48.1% |
| Profit (loss) for the period | 9904 | €98,166 | €10,625 | -€87,541 | -89.2% |
| Profit (loss) for the period to be appropriated | 9905 | €98,166 | €10,625 | -€87,541 | -89.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.