NVR BUILDING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
NVR BUILDING
Largest movements
- Receivables within one year -€19,318
down €19,318 (-39.2%), from €49,220 to €29,901
of which Trade receivables: -€14,559
- Tangible fixed assets -€12,257
down €12,257 (-35.4%), from €34,672 to €22,415
of which Leasing and similar rights: -€10,103
- Stocks and contracts +€11,295
up €11,295 (+151%), from €7,460 to €18,755
- Cash +€6,206
up €6,206 (+15.4%), from €40,188 to €46,393
mainly Receivables within one year (+€19,318) and Depreciation (+€12,257)
- Profit (loss) carried forward -€7,341
down €7,341 (-8.5%), from €86,577 to €79,236
- Debts after one year -€7,203
down €7,203 (-35.7%), from €20,181 to €12,978
- Gross operating margin -€18,909
down €18,909 (-63.9%), from €29,583 to €10,674
- Other operating charges -€5,113
down €5,113 (-81.2%), from €6,297 to €1,184
- Taxes -€4,014
down €4,014 (-60.0%), from €6,691 to €2,677
- Financial charges -€1,033
down €1,033 (-35.3%), from €2,930 to €1,896
- Depreciation -€391
down €391 (-3.1%), from €12,649 to €12,257
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €134,723 | €120,814 | -€13,908 | -10.3% |
| Fixed assets | 21/28 | €34,672 | €22,415 | -€12,257 | -35.4% |
| Tangible fixed assets | 22/27 | €34,672 | €22,415 | -€12,257 | -35.4% |
| Plant, machinery and equipment | 23 | €4,475 | €2,320 | -€2,155 | -48.2% |
| Leasing and similar rights | 25 | €30,197 | €20,095 | -€10,103 | -33.5% |
| Current assets | 29/58 | €100,051 | €98,400 | -€1,651 | -1.7% |
| Stocks and contracts in progress | 3 | €7,460 | €18,755 | +€11,295 | +151% |
| Stocks | 30/36 | €7,460 | €18,755 | +€11,295 | +151% |
| Amounts receivable within one year | 40/41 | €49,220 | €29,901 | -€19,318 | -39.2% |
| Trade receivables | 40 | €40,336 | €25,777 | -€14,559 | -36.1% |
| Other amounts receivable | 41 | €8,884 | €4,124 | -€4,759 | -53.6% |
| Cash at bank and in hand | 54/58 | €40,188 | €46,393 | +€6,206 | +15.4% |
| Deferred charges and accrued income | 490/1 | €3,184 | €3,350 | +€166 | +5.2% |
| Total equity and liabilities | 10/49 | €134,723 | €120,814 | -€13,908 | -10.3% |
| Equity | 10/15 | €107,037 | €99,696 | -€7,341 | -6.9% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €86,577 | €79,236 | -€7,341 | -8.5% |
| Amounts payable | 17/49 | €27,685 | €21,119 | -€6,567 | -23.7% |
| Amounts payable after more than one year | 17 | €20,181 | €12,978 | -€7,203 | -35.7% |
| Financial debts | 170/4 | €20,181 | €12,978 | -€7,203 | -35.7% |
| Amounts payable within one year | 42/48 | €7,504 | €8,140 | +€636 | +8.5% |
| Current portion of amounts payable after more than one year | 42 | €6,761 | €7,203 | +€443 | +6.5% |
| Trade debts | 44 | €537 | €791 | +€254 | +47.3% |
| Suppliers | 440/4 | €537 | €791 | +€254 | +47.3% |
| Taxes, remuneration and social security | 45 | €207 | €147 | -€60 | -29.0% |
| Remuneration and social security | 454/9 | €207 | €147 | -€60 | -29.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €12,649 | €12,257 | -€391 | -3.1% |
| Other operating charges | 640/8 | €6,297 | €1,184 | -€5,113 | -81.2% |
| Gross operating margin | 9900 | €29,583 | €10,674 | -€18,909 | -63.9% |
| Operating profit (loss) | 9901 | €10,637 | -€2,768 | -€13,405 | |
| Financial income | 75/76B | €1 | - | -€1 | |
| Recurring financial income | 75 | €1 | - | -€1 | |
| Financial charges | 65/66B | €2,930 | €1,896 | -€1,033 | -35.3% |
| Recurring financial charges | 65 | €2,930 | €1,896 | -€1,033 | -35.3% |
| Profit (loss) for the period before taxes | 9903 | €7,708 | -€4,665 | -€12,372 | |
| Income taxes | 67/77 | €6,691 | €2,677 | -€4,014 | -60.0% |
| Profit (loss) for the period | 9904 | €1,017 | -€7,341 | -€8,359 | |
| Profit (loss) for the period to be appropriated | 9905 | €1,017 | -€7,341 | -€8,359 |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.