NVLB CONSULTING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
NVLB CONSULTING
Largest movements
- Receivables within one year -€1,044
down €1,044 (-87.0%), from €1,199 to €155
No liability line moved by more than 1% of the balance sheet total.
- Gross operating margin +€476
up €476 (+37.9%), from -€1,256 to -€780
- Other operating charges -€387
no longer reported in 2025 (was €387)
- Depreciation -€202
down €202 (-77.2%), from €261 to €59
- Financial charges +€30
up €30 (+79.3%), from €38 to €68
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €67,597 | €66,806 | -€791 | -1.2% |
| Formation expenses | 20 | €0 | €0 | = | |
| Fixed assets | 21/28 | €1,411 | €1,351 | -€59 | -4.2% |
| Tangible fixed assets | 22/27 | €1,411 | €1,351 | -€59 | -4.2% |
| Furniture and vehicles | 24 | €59 | €0 | -€59 | -100% |
| Other tangible fixed assets | 26 | €1,351 | €1,351 | = | 0.0% |
| Current assets | 29/58 | €66,186 | €65,454 | -€732 | -1.1% |
| Amounts receivable within one year | 40/41 | €1,199 | €155 | -€1,044 | -87.0% |
| Other amounts receivable | 41 | €1,199 | €155 | -€1,044 | -87.0% |
| Current investments | 50/53 | €20,000 | €20,000 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €44,987 | €45,299 | +€312 | +0.7% |
| Deferred charges and accrued income | 490/1 | €0 | - | = | |
| Total equity and liabilities | 10/49 | €67,597 | €66,806 | -€791 | -1.2% |
| Equity | 10/15 | €64,455 | €63,850 | -€605 | -0.9% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €45,855 | €45,250 | -€605 | -1.3% |
| Distributable reserves | 133 | €45,855 | €45,250 | -€605 | -1.3% |
| Amounts payable | 17/49 | €3,142 | €2,955 | -€187 | -5.9% |
| Amounts payable within one year | 42/48 | €3,142 | €2,955 | -€187 | -5.9% |
| Trade debts | 44 | €0 | €0 | = | |
| Suppliers | 440/4 | €0 | €0 | = | |
| Other amounts payable | 47/48 | €3,142 | €2,955 | -€187 | -5.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €261 | €59 | -€202 | -77.2% |
| Other operating charges | 640/8 | €387 | - | -€387 | |
| Gross operating margin | 9900 | -€1,256 | -€780 | +€476 | +37.9% |
| Operating profit (loss) | 9901 | -€1,904 | -€840 | +€1,065 | +55.9% |
| Financial income | 75/76B | €311 | €303 | -€8 | -2.6% |
| Recurring financial income | 75 | €311 | €303 | -€8 | -2.6% |
| Financial charges | 65/66B | €38 | €68 | +€30 | +79.3% |
| Recurring financial charges | 65 | €38 | €68 | +€30 | +79.3% |
| Profit (loss) for the period before taxes | 9903 | -€1,631 | -€605 | +€1,027 | +62.9% |
| Income taxes | 67/77 | €0 | €0 | = | |
| Profit (loss) for the period | 9904 | -€1,631 | -€605 | +€1,027 | +62.9% |
| Profit (loss) for the period to be appropriated | 9905 | -€1,631 | -€605 | +€1,027 | +62.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 19 October 2026 via checked.be.