NVConstruct Banat: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
NVConstruct Banat
Largest movements
- Receivables within one year +€1,360
up €1,360 (+9.0%), from €15,126 to €16,486
of which Trade receivables: +€6,814
- Cash +€985
up €985 (+158.6%), from €621 to €1,607
mainly Depreciation (+€4,591) and Trade debts (+€2,937)
- Trade debts +€2,937
up €2,937 (+325.7%), from €902 to €3,839
of which Suppliers: +€2,738
- Tax, wage and social debts -€2,602
down €2,602 (-78.9%), from €3,298 to €695
- Profit (loss) carried forward +€2,062
up €2,062 (+16.8%), from €12,293 to €14,355
- Turnover -€102,356
down €102,356 (-52.1%), from €196,623 to €94,267
- Purchases and services -€91,426
down €91,426 (-51.6%), from €177,141 to €85,715
- Gross operating margin -€10,930
down €10,930 (-56.1%), from €19,483 to €8,552
- Taxes -€2,553
down €2,553 (-77.4%), from €3,298 to €744
- Depreciation +€2,094
up €2,094 (+83.8%), from €2,497 to €4,591
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €21,812 | €24,215 | +€2,403 | +11.0% |
| Fixed assets | 21/28 | €6,064 | €6,123 | +€58 | +1.0% |
| Tangible fixed assets | 22/27 | €6,064 | €6,123 | +€58 | +1.0% |
| Plant, machinery and equipment | 23 | - | €4,339 | +€4,339 | |
| Furniture and vehicles | 24 | €6,064 | €1,784 | -€4,281 | -70.6% |
| Current assets | 29/58 | €15,747 | €18,092 | +€2,345 | +14.9% |
| Amounts receivable within one year | 40/41 | €15,126 | €16,486 | +€1,360 | +9.0% |
| Trade receivables | 40 | €8,288 | €15,103 | +€6,814 | +82.2% |
| Other amounts receivable | 41 | €6,838 | €1,383 | -€5,455 | -79.8% |
| Cash at bank and in hand | 54/58 | €621 | €1,607 | +€985 | +158.6% |
| Total equity and liabilities | 10/49 | €21,812 | €24,215 | +€2,403 | +11.0% |
| Equity | 10/15 | €16,293 | €18,355 | +€2,062 | +12.7% |
| Contributions | 10/11 | €4,000 | €4,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €12,293 | €14,355 | +€2,062 | +16.8% |
| Amounts payable | 17/49 | €5,519 | €5,860 | +€341 | +6.2% |
| Amounts payable within one year | 42/48 | €5,519 | €5,860 | +€341 | +6.2% |
| Financial debts | 43 | - | €6 | +€6 | |
| Credit institutions | 430/8 | - | €6 | +€6 | |
| Trade debts | 44 | €902 | €3,839 | +€2,937 | +325.7% |
| Suppliers | 440/4 | €441 | €3,179 | +€2,738 | +621.0% |
| Bills of exchange payable | 441 | €461 | €660 | +€199 | +43.3% |
| Taxes, remuneration and social security | 45 | €3,298 | €695 | -€2,602 | -78.9% |
| Taxes | 450/3 | €3,298 | €695 | -€2,602 | -78.9% |
| Other amounts payable | 47/48 | €1,319 | €1,319 | = | 0.0% |
| Turnover | 70 | €196,623 | €94,267 | -€102,356 | -52.1% |
| Goods, raw materials, services and sundry goods | 60/61 | €177,141 | €85,715 | -€91,426 | -51.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,497 | €4,591 | +€2,094 | +83.8% |
| Other operating charges | 640/8 | €214 | €880 | +€666 | +311.1% |
| Gross operating margin | 9900 | €19,483 | €8,552 | -€10,930 | -56.1% |
| Operating profit (loss) | 9901 | €16,771 | €3,082 | -€13,690 | -81.6% |
| Financial income | 75/76B | - | €7 | +€7 | |
| Recurring financial income | 75 | - | €7 | +€7 | |
| Financial charges | 65/66B | €1,181 | €282 | -€898 | -76.1% |
| Recurring financial charges | 65 | €1,181 | €282 | -€898 | -76.1% |
| Profit (loss) for the period before taxes | 9903 | €15,591 | €2,806 | -€12,784 | -82.0% |
| Income taxes | 67/77 | €3,298 | €744 | -€2,553 | -77.4% |
| Profit (loss) for the period | 9904 | €12,293 | €2,062 | -€10,231 | -83.2% |
| Profit (loss) for the period to be appropriated | 9905 | €12,293 | €2,062 | -€10,231 | -83.2% |
Source: filed annual accounts (NBB), fiscal years ended 31 October 2024 and 31 October 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.